VISA Gold Debit Card

Card TypeVISA Gold Debit Card (Contactless)
EligibilityAny PNB Customer (~as per account guidelines)
UsageGlobal (Domestic & International) usage allowed
ATM Limit (Cash Withdrawal) per dayRs. 1,00,000/-
PoS / eCom Limits (Combined) per dayRs. 3,00,000/-
Personal Accidental Insurance Cover*Not Available
Lounge facility*Not Available
Issuance ChargesPrimary Debit Card – Rs. 250/-Add-On Debit Card – Rs. 250/-
Annual Maintenance Charges (AMC)Rs. 250/-
Replacement ChargesRs. 250/-
Validity Period7 Years (Expiry is encountered on last day of the Debit Card expiry month)
Other featuresPersonalised Debit Card.Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.International Acceptance
Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).Contactless transactions
Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.Offline mode
Not allowedRegular Discount offers provided by VISA from time-to-time. For latest offers, refer to VISA Website.Toll free access to VISA’s GCAS (Global Customer Assistance Services) 24 hours a day, 7 days a week related to Travel assistance, medical and legal referral and assistance.