VISA Classic Debit Card

Card TypeVISA Classic Debit Card (Contactless)
EligibilityAny PNB Customer (~as per account guidelines)
UsageGlobal (Domestic & International) usage allowed
ATM Limit (Cash Withdrawal) per dayRs. 25,000/-
PoS / eCom Limits (Combined) per dayRs. 60,000/-
Personal Accidental Insurance Cover*Not Available
Lounge facility*Not Available
Issuance ChargesPrimary Debit Card –NILAdd-On Debit Card – Rs. 150/-
Annual Maintenance Charges (AMC)Rs. 150/-
Replacement ChargesRs. 150/-
Validity Period7 Years (Expiry is encountered on last day of the Debit Card expiry month)
Other featuresPersonalised Debit Card.Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.International Acceptance
Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).Contactless transactions
– Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.Offline mode
Not allowed.Regular Discount offers provided by VISA from time-to-time. For latest offers, refer to VISA Website.Accepted at millions of locations worldwide, the VISA Classic debit card can be used not only to withdraw cash from ATMs but also to pay for purchases at merchant establishments