| Card Type | Classic Contactless NCMC Debit Card |
| Eligibility | Individual Saving / Current account Customers who are Visually Impaired and Blind persons.Branches to ensure to update the status of all such customers to ‘BLIND’ in CRM. |
| Usage | Domestic usage only |
| ATM Limit (Cash Withdrawal) per day | Rs. 25,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 60,000/- |
| Personal Accidental Insurance Cover* | Not Available |
| Lounge facility* | Not Applicable |
| Issuance Charges | Primary Debit Card – NIL |
| Annual Maintenance Charges (AMC) | Rs. 150/- (Plus Taxes) |
| Replacement Charges | Rs. 150/- (Plus Taxes) |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalized.Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.International Acceptance Not AllowedContactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limitWorks in offline (NCMC) mode at enabled merchants / operators wherever the functionality is live like DMRC, etc. |
| Exclusive Features for identification | Raised Braille Dots (PNB in Braille) – The “PNB” is prominently embossed on the card, making it easy for visually impaired and blind customers to differentiate between PNB and other Banks` Cards.Rounded Notch – The card has a rounded notch on the opposite side of the chip. This facilitates the card holder to know about the direction of the card while dipping the same in ATM / POS.Glossy Spot UV lamination effect – The card have a glossy spot UV lamination effect with raised texture on the Bank`s logo and silk screen rough spot UV on the contactless symbol. This helps visually impaired and blind customers to locate the bank`s logo easily and read the card`s contactless symbol, making it easy for them to use the card.Contrasting colours – The card have contrasting colours for easier reading and the colours used on the card are easily distinguishable by visually impaired and blind customers, making it easy for them to read the card details. |
| *Personal Accidental Insurance Programs, Lounge Access and any other Offers – All these facilities on any Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI. | |