| Card Type | Platinum Domestic Contactless NCMC Debit Card |
| Eligibility | Any PNB Customer (as per account guidelines) |
| Usage | Domestic Variant – Domestic usage only |
| ATM Limit (Cash Withdrawal) per day | Rs. 1,00,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 3,00,000/- |
| Personal Accidental Insurance Cover* | Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-. Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.( Please Click here >>Cards) |
| Lounge facility* | 1 (one) Domestic Airport / Railway lounge access per quarter.2 (two) International Airport Lounge access per annum. RuPay Platinum Debit Card Lounge Program will be effective from quarter starting 1st July 2024.The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.) For updated lounge list, refer to NPCI RuPay Website |
| Issuance Charges | Primary Debit Card – Rs. 250/-Add-On Debit Card – Rs. 250/- |
| Annual Maintenance Charges (AMC) | Rs. 250/- |
| Replacement Charges | Rs. 250/- |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalised Debit Card.Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.Offline mode Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website – For more details, Click here. Below are the few offers* available for reference:- Amazon* – 20% Instant Discount on bill payments and recharges capped at INR 100 once per card per month for the minimum transaction amount of INR 129; valid on Fridays. Instant Discount on bill payments and recharges is applicable only on following categories- Mobile Recharge, DTH recharge, Electricity Bill, Gas Cylinder Bill, Mobile Postpaid bill, broadband, Piped Gas, Cable TV and Water Bill.Swiggy* – 20% instant discount on Swiggy food orders capped at INR 100 once per card per month for the minimum transaction of INR 129 done; valid on Fridays. |
| *Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) – All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI. | |