| Card Type | Classic Contactless NCMC Debit Card |
| Eligibility | Any PNB Customer (~as per account guidelines) |
| Usage | Domestic usage only |
| ATM Limit (Cash Withdrawal) per day | Rs. 25,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 60,000/- |
| Personal Accidental Insurance Cover* | Not Available |
| Lounge facility* | Not Available |
| Issuance Charges | Primary Debit Card – NILAdd-On Debit Card – Rs. 150/- |
| Annual Maintenance Charges (AMC) | Rs. 150/- |
| Replacement Charges | Rs. 150/- |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalized and Non-personalized.Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.International Acceptance Not AllowedContactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limitWorks in offline (NCMC) mode at enabled merchants / operators wherever the functionality is live like DMRC, etc. |
| *Personal Accidental Insurance Programs and Lounge Access – Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI. | |