| Card Type | Business Platinum International Contactless NCMC Debit Card |
| Eligibility | The card can be issued in current account under following categoriesSole proprietorshipHUF through the Karta of the FamilyPartnership concerns (including LLPs)Private limited companies (Authorized Individual)Public limited companies (Authorized Individual) |
| Usage | Global (Domestic & International) usage allowed |
| ATM Limit (Cash Withdrawal) per day | Rs. 1,00,000/- |
| PoS / eCom Limits (Combined) per day | Rs. 3,00,000/- |
| Personal Accidental Insurance Cover* | Insurance Coverage – Accidental Death & Permanent total disability Upto- Rs 10,00,000/- |
| Issuance Charges | Primary Debit Card – NILAdd-On Debit Card – Rs. 250/- |
| Lounge facility | 1 (one) Domestic Airport / Railway lounge access per quarter.2 (two) International Airport Lounge access per annum. RuPay Platinum Debit Card Lounge Program will be effective from quarter starting 1st July 2024.The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.) For updated lounge list, refer to NPCI RuPay Website |
| Annual Maintenance Charges (AMC) | Rs. 250/- |
| Replacement Charges | Rs. 250/- |
| Validity Period | 7 Years (Expiry is encountered on last day of the Debit Card expiry month) |
| Other features | Personalised Debit Card.Domestic Acceptance Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.International Acceptance Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limitOffline mode Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website.Additional Features being Provided by NPCI* (subject to change as per T&C of NPCI)Air Accident Coverage – Rs 20 LacsReturn of Mortal Remains – Rs 2 LacsCommon Carrier Lost Baggage – Rs 20,000/-Purchase Protection Coverage – Rs 2 Lacs |
| *Personal Accidental Insurance Programs, Lounge Access and Additional Features and Lounge Access – – these are the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI. | |