Avail the dual benefit of Current Account & Saving Fund Account under one scheme.
| Sr. No | Parameters | Features | |
|---|---|---|---|
| Current Account (CA) | Saving Fund (SF) | ||
| 1. | Eligibility | Individual/ Proprietorship | An Individual above 18 years of age |
| 2. | QAB/ Minimum Balance | Rs. 50,000/- | Rs. 25,000/- |
| 3. | Charges for non-maintenance of QAB | Charges will be applicable for non-maintenance of QAB as mentioned for general current account scheme. For non-maintenance of desired QAB of the captioned scheme, freebies will be withdrawn. | |
| If QAB is maintained in CA; no QAB charges in SF will be levied even if prescribed balance is not maintained. | |||
| Additional Facilities/ Freebies | In case QAB is maintained in CA | In case QAB is maintained in SF | |
| 4. | Cheque book | Unlimited | Free 50 cheque leaves per annum. |
| 5. | Cash Deposit | Unlimited ; Free upto 06 times of the QAB per day | Unlimited; Free upto 06 times of the QAB per month |
| 6. | Cash Withdrawal | Unlimited; Free upto 02 times of the QAB maintained per day | Unlimited; Free upto 02 times of the QAB maintained per month |
| 7. | RTGS | Free | Free upto 05 no. of RTGS in a month |
| 8. | NEFT | Free upto 20 no. of NEFT in a month | Free upto 10 no. of NEFT in a month |
| In case QAB is maintained in CA only | |||
| 9. | Locker | 50% discount in Annual rent only in one locker, subject to availability. | |
| 10. | Ledger Folio Charges | Nil | |
| 11. | Stop Payment Instruction charges | Free | |
| 12. | Account Statements Charges | Free | |
| 13. | Discount in HL & VL | 50% discount in documentation charges* | |
| 14. | Annual Custody Charges for Demat Services/ NSDL (except CDSL) | Waived | |
| 15. | Debit Card** | RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 1,25,000 at POS/ ecommerce(combined) PAI (Accidental Death & Total Disability) Cover: Rs. 2.00 lakh Domestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more. | |
*In case, any other relaxation is being offered by the bank, higher amongst the two relaxations will prevail.
**The services provided on Debit Card are provided by NPCI and are subject to change without prior notice.
Note: All other service charges other than the relaxations given in the proposed scheme will be levied as per Bank`s schedule of service charges as applicable from time to time.