| PARAMETER | FEATURES |
|---|
| Eligibility | An Individual falling in age group between 18 years to 50 years. |
| QAB | Rural – Rs. 500/- , Semi Urban- Rs. 1000/-, Urban & Metro- Rs. 2000/- |
| Documents required for opening of Account | As per Bank’s KYC Policy |
| Charges for Non-Maintenance of QAB | As prescribed by HO: IRMD from time to time. |
| Nomination | Allowed |
| NEFT/RTGS/ IMPS | Free Online |
| Internet Banking | Available |
| Mobile Banking | Available |
| SMS Banking | Available |
| Cheque Book | One Cheque book of 25 Leaves free in a Financial Year |
| Rupay Platinum Debit Card | Available |
| Facility of Life Insurance | Maximum age at maturity – 65 YearsInsurance Plan Type – Term Plan with Return of Premium Option (TROP).Under this, Life Coverage is provided at low premium. In case of death (due to natural or accidental reasons), the life cover benefit is provided to the nominee. In case of survival after thepolicy term (15 years), the total premiums paid (excluding GST) are refunded back to the insured person.Premium Payment Mode – AnnualPremium Payment Term – 10 yearsTotal Coverage (Policy Term) – 15 yearsDeath benefit Options – Four Options :1. INR 3300 per month for 10 years or INR 3 Lakh lumpsum2. INR 5500 per month for 10 years or INR 5 Lakh lumpsum3. INR 11000 per month for 10 years or INR 10 Lakh lumpsum4. INR 16500 per month for 10 years or INR 15 Lakh lumpsumMaturity Benefit – 100% of all premiums (excluding GST) |
