Brief features of the product:
| PARAMETERS | FEATURES* |
| Eligibility | Individual (singly or jointly) with others. Minor who have attained the age of 10 years and above in his own name on giving proof of age. Proprietorship/Partnership Firm, Commercial Organization, Company /Corporate Body. Hindu Undivided Family. Association, Club, Society, Trust or Religious/Charitable or Educational Institutions. unicipality or Panchayat, Government or Quasi-Government Body. lliterate and blind persons can also open the account |
| Deposit Amount | The Term Deposit Ordinary (TDO) account can be opened with a minimum deposit of Rs.100/- and thereafter in multiples of Rupee one (Re.1/-) with maximum amount of Rs.1,99,99,999/. |
| Period of Deposit | For any period from 7 days to 179 days. |
| Interest | Card Rate as per guidelines issued by HO: IRMD, ALM Cell, from time to time. |
| Demand Loan/Overdraft facility | Deposits for Rs.10,000/- and above on written request shall be eligible for Demand Loan/overdraft facility. |