| PARAMETER | FEATURES |
|---|---|
| Eligibility | An Individual falling in age group between 18 years to upto 60 years. |
| QAB | Rural – Rs. 500/- , Semi Urban- Rs. 1000/-, Urban & Metro- Rs. 2000/- |
| Documents required for opening of Account | As per Bank’s KYC Policy |
| Charges for Non-Maintenance of QAB | As prescribed by HO: IRMD from time to time. |
| Nomination | Allowed |
| NEFT/RTGS/ IMPS | Free Online |
| Internet Banking | Available |
| Mobile Banking | Available |
| SMS Banking | Available |
| Cheque Book | One Cheque book of 25 Leaves free in a Financial Year |
| Rupay Classic Debit Card * | · Daily maximum transaction limit of Rs. 25,000/- at ATM for cash withdrawal· Daily limit for POS/ ecommerce (combined) is Rs.60,000/- |
| Facility of “Care” Health Insurance – Variants available** | 1. Variant -1: Cancer Indemnity:-ü Eligibility:-· Cover type: Individual· Allowed Relationship: Self· Minimum Entry Age:18 years· Maximum entry age:60 years· Exit age: Lifelong· Claims payout: Cashless (within network)/ Re-imbursement· Policy tenure : 1 year· Pre-policy Health checkup/ Issuance guidelines: No, Good health declaration basis.· Initial wait period: 90 days· Named Ailments: Not covered· Pre-existing disease: Not covered. ü Covered Benefits:-· Sum Insured: 10 lac· In patient care: Up to Sum Insured for Hospitalization resulting due to Cancer.· Pre-Hospitalization medical expenses: 30 days· Post-hospitalization medical expense: 60 days· Room Rent: Single private room (As per scheme document/Certificate of Insurance)· ICU charges: No limit· Premium:- Rs.1471 (Excluding GST) 2. Variant-2: Daily Cash allowance:-ü Eligibility:-· Cover type: Individual· Allowed Relationship: Self· Minimum Entry age: 18years· Maximum Entry Age: 60 years· Exit age: Lifelong· Claim-payout: Reimbursement· Under guidelines: Good Health Declaration ü Covered Benefit:-· Initial wait period: 30 days (Except for injuries & accident)· Named ailments : 24 months· Pre-existing disease: 24 months· Daily cash allowance:- Rs.3000/ Rs.5000/Rs.10,000 per day hospitalization with maximum limit up to 100 days in a year with 0 days deductible.· Policy Tenure: 1 year· Benefit and corresponding Premium: Benefit Amount3000500010000Premium Excluding GST72712122424 |
*The services provided on Debit card are provided by NPCI and are subject to change without prior notice.
**All the terms & conditions and the benefits will be as per the scheme document/ Certificate of Insurance.