- What is Credit Management in banking
- Importance of Credit Management in banking
- Historical Background of Credit in India
- Principles of Credit Management in banking
- Types of Borrowers in Credit in banking
- Type of Credit facilities in banking
- Role of RBI Guidelines in Bank’s Credit Management
- What are the Financial Statements
- Basic Concepts Used in Preparation of Financial Statements
- Accounting Standards (AS)
- Legal Position Regarding Financial Statements
- Balance Sheet
- Profit and Loss Account
- Cash Flow Statement
- Funds Flow Statement
- Projected Financial Statements
- Purpose of Analysis of Financial Statements by Bankers
- Rearranging the Financial Statements for Analysis
- Techniques used in Analysis of Financial Statements
- Creative Accounting in Financial Statement
- Related Party Transactions in Financial Statement
- What is working capital and Concept of Working Capital
- Working Capital Cycle
- Importance of Liquidity Ratios
- Methods of Assessment of Bank Finance
- Working Capital Finance to Information Technology and Software Industry
- Bills/Receivables Finance by the Banks working capital finance
- Guidelines of RBI for Discounting/Rediscounting of Bills by Banks
- Trade Receivables Discounting System (TReDS)
- Non-Fund Based Working Capital Limits
- Issues Related to Working Capital Finance
- Term Loans
- Deferred Payment Guarantees (DPGs)
- Difference between Term Loan Appraisal and Project Appraisal
- Project Appraisal Term Loan
- Appraisal and Financing of Infrastructure Projects
- Documentation Process in Credit Delivery
- Third-Party Guarantees in Credit
- Charge over Securities in Credit Banking
- Possession of Security in Credit Banking
- Disbursal of Loans
- Lending under Consortium/Multiple Banking Arrangement
- Syndication of Loan
- Straight Through Loan Processing or Credit Underwriting Engines
- What is credit control and monitoring and its Importance and Purpose
- Available Tools for Credit Monitoring/Loan Review Mechanism (LRM)
- Meaning of Credit Risk
- Factors Affecting Credit Risk
- Steps taken to Mitigate Credit Risks
- Credit Ratings India banking
- Internal and External Ratings Credit Rating
- Methodology of Credit Rating
- Use of Credit Derivatives for Risk Management
- RBI guidelines on Credit Risk Management; Credit Information System
- Credit Default/Stressed Assets/NPAs
- Wilful Defaulters Banking
- Non-cooperative borrowers
- RBI Guidelines on Restructuring of Advances by Banks
- Available Frameworks for Restructuring of Assets
- Sale of Financial Assets
- Definition of Insolvency and Bankruptcy
- Insolvency and Bankruptcy 2016
- Paradigm Shift
- Corporate Insolvency Resolution Process
- Liquidation process
- Pre-packed Insolvency
- Resolution Process for stressed MSMEs