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TOTAL QUESTION: 15
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Your results are here!! for" PMJDY Account: Pradhan Mantri Jan Dhan Yojana Account "
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Question 1 of 15
1. Question
When was the Pradhan Mantri Jan Dhan Yojana (PMJDY) launched?
Correct
PMJDY was launched by the Government of India on 28th August 2014.
Incorrect
PMJDY was launched by the Government of India on 28th August 2014.
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PMJDY was launched by the Government of India on 28th August 2014.
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Question 2 of 15
2. Question
What is the primary objective of the Pradhan Mantri Jan Dhan Yojana?
Correct
PMJDY aims to provide universal banking access and promote financial inclusion.
Incorrect
PMJDY aims to provide universal banking access and promote financial inclusion.
Unattempted
PMJDY aims to provide universal banking access and promote financial inclusion.
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Question 3 of 15
3. Question
What minimum balance is required to be maintained in a PMJDY account?
Correct
PMJDY accounts are zero-balance accounts, so customers are not required to maintain a minimum balance.
Incorrect
PMJDY accounts are zero-balance accounts, so customers are not required to maintain a minimum balance.
Unattempted
PMJDY accounts are zero-balance accounts, so customers are not required to maintain a minimum balance.
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Question 4 of 15
4. Question
Which debit card is provided to PMJDY account holders?
Correct
PMJDY account holders receive a RuPay Debit Card for cash withdrawals and digital payments.
Incorrect
PMJDY account holders receive a RuPay Debit Card for cash withdrawals and digital payments.
Unattempted
PMJDY account holders receive a RuPay Debit Card for cash withdrawals and digital payments.
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Question 5 of 15
5. Question
What is the accidental insurance cover provided under PMJDY for eligible accounts according to the given material?
Correct
The accidental insurance cover is up to ₹2,00,000, while accounts opened before 28th August 2018 had a ₹1,00,000 cover.
Incorrect
The accidental insurance cover is up to ₹2,00,000, while accounts opened before 28th August 2018 had a ₹1,00,000 cover.
Unattempted
The accidental insurance cover is up to ₹2,00,000, while accounts opened before 28th August 2018 had a ₹1,00,000 cover.
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Question 6 of 15
6. Question
What life insurance coverage is mentioned for eligible PMJDY account holders who opened accounts during the scheme‘s initial period?
Correct
Eligible account holders who opened accounts within the scheme‘s initial period were offered life insurance coverage of ₹30,000.
Incorrect
Eligible account holders who opened accounts within the scheme‘s initial period were offered life insurance coverage of ₹30,000.
Unattempted
Eligible account holders who opened accounts within the scheme‘s initial period were offered life insurance coverage of ₹30,000.
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Question 7 of 15
7. Question
What is the maximum overdraft facility mentioned for PMJDY account holders after six months of satisfactory operations?
Correct
The overdraft facility can be up to ₹10,000 after six months of satisfactory operations.
Incorrect
The overdraft facility can be up to ₹10,000 after six months of satisfactory operations.
Unattempted
The overdraft facility can be up to ₹10,000 after six months of satisfactory operations.
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Question 8 of 15
8. Question
What is the initial overdraft limit mentioned under PMJDY?
Correct
The initial overdraft limit is ₹2,000 and may be increased based on account performance.
Incorrect
The initial overdraft limit is ₹2,000 and may be increased based on account performance.
Unattempted
The initial overdraft limit is ₹2,000 and may be increased based on account performance.
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Question 9 of 15
9. Question
What is the role of PMJDY accounts in Direct Benefit Transfer (DBT)?
Correct
PMJDY accounts enable government subsidies, pensions, and other welfare benefits to be credited directly to beneficiaries.
Incorrect
PMJDY accounts enable government subsidies, pensions, and other welfare benefits to be credited directly to beneficiaries.
Unattempted
PMJDY accounts enable government subsidies, pensions, and other welfare benefits to be credited directly to beneficiaries.
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Question 10 of 15
10. Question
According to the given material, who can open a PMJDY account?
Correct
The material states that any Indian citizen above the age of 10 can open an account, with minors under parental or guardian supervision.
Incorrect
The material states that any Indian citizen above the age of 10 can open an account, with minors under parental or guardian supervision.
Unattempted
The material states that any Indian citizen above the age of 10 can open an account, with minors under parental or guardian supervision.
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Question 11 of 15
11. Question
Which document is mentioned as the preferred document for opening a PMJDY account?
Correct
Aadhaar is mentioned as the preferred document, with other government-approved identification also accepted.
Incorrect
Aadhaar is mentioned as the preferred document, with other government-approved identification also accepted.
Unattempted
Aadhaar is mentioned as the preferred document, with other government-approved identification also accepted.
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Question 12 of 15
12. Question
What option is available to individuals without valid identity documents for opening a PMJDY account?
Correct
Individuals without valid ID proof may open an account under Small Account criteria with relaxed KYC norms.
Incorrect
Individuals without valid ID proof may open an account under Small Account criteria with relaxed KYC norms.
Unattempted
Individuals without valid ID proof may open an account under Small Account criteria with relaxed KYC norms.
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Question 13 of 15
13. Question
Which three elements are integrated under the Jan Dhan-Aadhaar-Mobile (JAM) Trinity?
Correct
The JAM Trinity integrates bank accounts, Aadhaar, and mobile technology.
Incorrect
The JAM Trinity integrates bank accounts, Aadhaar, and mobile technology.
Unattempted
The JAM Trinity integrates bank accounts, Aadhaar, and mobile technology.
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Question 14 of 15
14. Question
Approximately what percentage of PMJDY accounts were held by women as of December 2023 according to the given material?
Correct
According to the provided material, approximately 55% of PMJDY accounts were held by women as of December 2023.
Incorrect
According to the provided material, approximately 55% of PMJDY accounts were held by women as of December 2023.
Unattempted
According to the provided material, approximately 55% of PMJDY accounts were held by women as of December 2023.
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Question 15 of 15
15. Question
Approximately what percentage of PMJDY accounts were in rural or semi-urban areas as of December 2023 according to the given material?
Correct
According to the provided material, approximately 67% of PMJDY accounts were in rural or semi-urban areas.
Incorrect
According to the provided material, approximately 67% of PMJDY accounts were in rural or semi-urban areas.
Unattempted
According to the provided material, approximately 67% of PMJDY accounts were in rural or semi-urban areas.