0 of 20 questions completed
Questions:
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15
- 16
- 17
- 18
- 19
- 20
Information
TOTAL QUESTION: 20
TOTAL TIME= 20 MIN
You have already completed the Test before. Hence you can not start it again.
Test is loading...
You must sign in or sign up to start the Test.
You have to finish following quiz, to start this Test:
Your results are here!! for" PM-KISAN "
0 of 20 questions answered correctly
Your time:
Time has elapsed
Your Final Score is : 0
You have attempted : 0
Number of Correct Questions : 0 and scored 0
Number of Incorrect Questions : 0 and Negative marks 0
-
Not categorized
You have attempted: 0
Number of Correct Questions: 0 and scored 0
Number of Incorrect Questions: 0 and Negative marks 0
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15
- 16
- 17
- 18
- 19
- 20
- Answered
- Review
-
Question 1 of 20
1. Question
What is the main objective of PNB Kisan Tatkal Rin Yojana?
Correct
The scheme provides instant credit to the farming community for emergency agriculture, allied activities and household needs.
Incorrect
The scheme provides instant credit to the farming community for emergency agriculture, allied activities and household needs.
Unattempted
The scheme provides instant credit to the farming community for emergency agriculture, allied activities and household needs.
-
Question 2 of 20
2. Question
Which activity is specifically covered under the Kisan Tatkal Rin Yojana?
Correct
Field preparation and pre-sowing activities for crops are among the stated purposes.
Incorrect
Field preparation and pre-sowing activities for crops are among the stated purposes.
Unattempted
Field preparation and pre-sowing activities for crops are among the stated purposes.
-
Question 3 of 20
3. Question
Can the Kisan Tatkal Rin Yojana loan be used for farmer household needs?
Correct
Farmer household needs are specifically included among the purposes of the loan.
Incorrect
Farmer household needs are specifically included among the purposes of the loan.
Unattempted
Farmer household needs are specifically included among the purposes of the loan.
-
Question 4 of 20
4. Question
Who can be eligible borrowers under PNB Kisan Tatkal Rin Yojana?
Correct
Individual farmers and joint borrowers not exceeding four farmers can be eligible subject to the stated conditions.
Incorrect
Individual farmers and joint borrowers not exceeding four farmers can be eligible subject to the stated conditions.
Unattempted
Individual farmers and joint borrowers not exceeding four farmers can be eligible subject to the stated conditions.
-
Question 5 of 20
5. Question
What is the maximum number of farmers permitted as joint borrowers under the scheme?
Correct
Joint borrowing is permitted for up to four farmers.
Incorrect
Joint borrowing is permitted for up to four farmers.
Unattempted
Joint borrowing is permitted for up to four farmers.
-
Question 6 of 20
6. Question
Which existing borrowers are specifically eligible under the scheme?
Correct
Existing Kisan Credit Card (KCC) holders are among the eligible borrowers.
Incorrect
Existing Kisan Credit Card (KCC) holders are among the eligible borrowers.
Unattempted
Existing Kisan Credit Card (KCC) holders are among the eligible borrowers.
-
Question 7 of 20
7. Question
Besides KCC holders, which borrowers may also be eligible under the scheme?
Correct
Borrowers already availing loans for agriculture or allied activities may be eligible.
Incorrect
Borrowers already availing loans for agriculture or allied activities may be eligible.
Unattempted
Borrowers already availing loans for agriculture or allied activities may be eligible.
-
Question 8 of 20
8. Question
What minimum satisfactory track record is required for the borrower?
Correct
The borrower must have a satisfactory track record of at least two years.
Incorrect
The borrower must have a satisfactory track record of at least two years.
Unattempted
The borrower must have a satisfactory track record of at least two years.
-
Question 9 of 20
9. Question
What account status should existing accounts have for eligibility?
Correct
Existing accounts should be in Standard or SMA-0 category.
Incorrect
Existing accounts should be in Standard or SMA-0 category.
Unattempted
Existing accounts should be in Standard or SMA-0 category.
-
Question 10 of 20
10. Question
Which two facilities may be extended under the Kisan Tatkal Rin Yojana?
Correct
The scheme permits either an overdraft limit with reducing drawing power or a term loan.
Incorrect
The scheme permits either an overdraft limit with reducing drawing power or a term loan.
Unattempted
The scheme permits either an overdraft limit with reducing drawing power or a term loan.
-
Question 11 of 20
11. Question
How is the overdraft limit under the scheme structured?
Correct
The overdraft limit may be a reducing limit on a yearly basis and is to be liquidated within five years.
Incorrect
The overdraft limit may be a reducing limit on a yearly basis and is to be liquidated within five years.
Unattempted
The overdraft limit may be a reducing limit on a yearly basis and is to be liquidated within five years.
-
Question 12 of 20
12. Question
How is Drawing Power calculated under the overdraft facility?
Correct
Drawing Power is calculated on an annual basis and withdrawals are allowed accordingly.
Incorrect
Drawing Power is calculated on an annual basis and withdrawals are allowed accordingly.
Unattempted
Drawing Power is calculated on an annual basis and withdrawals are allowed accordingly.
-
Question 13 of 20
13. Question
What flexibility does the reducing overdraft facility provide to farmers?
Correct
It allows farmers to use the facility as a running OD limit and withdraw or deposit funds according to their requirements.
Incorrect
It allows farmers to use the facility as a running OD limit and withdraw or deposit funds according to their requirements.
Unattempted
It allows farmers to use the facility as a running OD limit and withdraw or deposit funds according to their requirements.
-
Question 14 of 20
14. Question
How is the term loan under Kisan Tatkal Rin Yojana repaid?
Correct
The term loan is repayable in five yearly instalments starting after 12 months from disbursement.
Incorrect
The term loan is repayable in five yearly instalments starting after 12 months from disbursement.
Unattempted
The term loan is repayable in five yearly instalments starting after 12 months from disbursement.
-
Question 15 of 20
15. Question
What is the maximum loan amount under Kisan Tatkal Rin Yojana?
Correct
The maximum loan amount under the scheme is Rs. 50,000.
Incorrect
The maximum loan amount under the scheme is Rs. 50,000.
Unattempted
The maximum loan amount under the scheme is Rs. 50,000.
-
Question 16 of 20
16. Question
The loan amount under the scheme can be up to what percentage of the existing limit, subject to the maximum ceiling?
Correct
The scheme permits 25% of the existing limit, subject to a maximum of Rs. 50,000.
Incorrect
The scheme permits 25% of the existing limit, subject to a maximum of Rs. 50,000.
Unattempted
The scheme permits 25% of the existing limit, subject to a maximum of Rs. 50,000.
-
Question 17 of 20
17. Question
Which statement correctly describes the loan limit under the scheme?
Correct
The loan is need based, with a maximum of Rs. 50,000 and generally limited to 25% of the existing limit subject to that maximum.
Incorrect
The loan is need based, with a maximum of Rs. 50,000 and generally limited to 25% of the existing limit subject to that maximum.
Unattempted
The loan is need based, with a maximum of Rs. 50,000 and generally limited to 25% of the existing limit subject to that maximum.
-
Question 18 of 20
18. Question
What happens to the securities obtained for existing credit facilities?
Correct
Existing securities are continued, but they need not be further extended for the Kisan Tatkal facility.
Incorrect
Existing securities are continued, but they need not be further extended for the Kisan Tatkal facility.
Unattempted
Existing securities are continued, but they need not be further extended for the Kisan Tatkal facility.
-
Question 19 of 20
19. Question
Is additional security required if the combined exposure exceeds the present cut-off ceiling of Rs. 1.60 lakh?
Correct
No additional securities are to be obtained even if the combined exposure exceeds Rs. 1.60 lakh.
Incorrect
No additional securities are to be obtained even if the combined exposure exceeds Rs. 1.60 lakh.
Unattempted
No additional securities are to be obtained even if the combined exposure exceeds Rs. 1.60 lakh.
-
Question 20 of 20
20. Question
What is the present cut-off ceiling referred to in the security provisions?
Correct
The stated present cut-off ceiling is Rs. 1.60 lakh.
Incorrect
The stated present cut-off ceiling is Rs. 1.60 lakh.
Unattempted
The stated present cut-off ceiling is Rs. 1.60 lakh.