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TOTAL QUESTION: 15
TOTAL TIME= 15 MIN
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Your results are here!! for" PNB Basic Saving Bank Deposit Accounts "
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Question 1 of 15
1. Question
Who can open a PNB Basic Saving Bank Deposit (BSBD) Account?
Correct
An individual can open the account singly or jointly. Minors aged 10 years and above and minors under natural or legal guardianship are also eligible.
Incorrect
An individual can open the account singly or jointly. Minors aged 10 years and above and minors under natural or legal guardianship are also eligible.
Unattempted
An individual can open the account singly or jointly. Minors aged 10 years and above and minors under natural or legal guardianship are also eligible.
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Question 2 of 15
2. Question
What is the minimum age mentioned for a minor to open a BSBD account independently?
Correct
The scheme allows minors of the age of 10 years and above to open the account.
Incorrect
The scheme allows minors of the age of 10 years and above to open the account.
Unattempted
The scheme allows minors of the age of 10 years and above to open the account.
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Question 3 of 15
3. Question
Can an illiterate person open a BSBD account?
Correct
An illiterate person is eligible to open the account with the usual safeguards.
Incorrect
An illiterate person is eligible to open the account with the usual safeguards.
Unattempted
An illiterate person is eligible to open the account with the usual safeguards.
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Question 4 of 15
4. Question
Is a visually impaired person eligible to open a BSBD account?
Correct
A visually impaired person is eligible to open the account under the scheme with usual safeguards.
Incorrect
A visually impaired person is eligible to open the account under the scheme with usual safeguards.
Unattempted
A visually impaired person is eligible to open the account under the scheme with usual safeguards.
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Question 5 of 15
5. Question
What is the minimum average balance requirement for a PNB BSBD account?
Correct
The minimum average balance requirement is Nil.
Incorrect
The minimum average balance requirement is Nil.
Unattempted
The minimum average balance requirement is Nil.
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Question 6 of 15
6. Question
What is the initial deposit requirement for a PNB BSBD account?
Correct
The scheme specifies Nil for the minimum average balance requirement/initial deposit.
Incorrect
The scheme specifies Nil for the minimum average balance requirement/initial deposit.
Unattempted
The scheme specifies Nil for the minimum average balance requirement/initial deposit.
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Question 7 of 15
7. Question
KYC compliance for BSBD accounts is governed by which guidelines?
Correct
KYC compliance is in accordance with RBI and Bank instructions on KYC/AML guidelines issued and amended from time to time.
Incorrect
KYC compliance is in accordance with RBI and Bank instructions on KYC/AML guidelines issued and amended from time to time.
Unattempted
KYC compliance is in accordance with RBI and Bank instructions on KYC/AML guidelines issued and amended from time to time.
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Question 8 of 15
8. Question
Is nomination facility available for a PNB BSBD account?
Correct
The nomination facility is available under the scheme.
Incorrect
The nomination facility is available under the scheme.
Unattempted
The nomination facility is available under the scheme.
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Question 9 of 15
9. Question
What is the minimum number of free cheque leaves provided per year under the BSBD account?
Correct
The free banking facilities include a cheque book with a minimum of 25 cheque leaves per year.
Incorrect
The free banking facilities include a cheque book with a minimum of 25 cheque leaves per year.
Unattempted
The free banking facilities include a cheque book with a minimum of 25 cheque leaves per year.
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Question 10 of 15
10. Question
Which digital banking facilities are included among the free banking facilities?
Correct
Internet Banking and Mobile Banking facilities are included among the free banking facilities.
Incorrect
Internet Banking and Mobile Banking facilities are included among the free banking facilities.
Unattempted
Internet Banking and Mobile Banking facilities are included among the free banking facilities.
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Question 11 of 15
11. Question
What can be provided in lieu of a passbook under the BSBD account?
Correct
A monthly statement of account may be provided in print or by email in lieu of a passbook.
Incorrect
A monthly statement of account may be provided in print or by email in lieu of a passbook.
Unattempted
A monthly statement of account may be provided in print or by email in lieu of a passbook.
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Question 12 of 15
12. Question
What is the annual fee for the ATM Card or ATM-cum-Debit Card under the free banking facilities?
Correct
No annual fee is charged at the time of issuance or renewal.
Incorrect
No annual fee is charged at the time of issuance or renewal.
Unattempted
No annual fee is charged at the time of issuance or renewal.
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Question 13 of 15
13. Question
What is the minimum number of free withdrawals allowed in a month under the BSBD account?
Correct
The account provides a minimum of six free withdrawals in a month, including ATM transactions at own or other bank ATMs.
Incorrect
The account provides a minimum of six free withdrawals in a month, including ATM transactions at own or other bank ATMs.
Unattempted
The account provides a minimum of six free withdrawals in a month, including ATM transactions at own or other bank ATMs.
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Question 14 of 15
14. Question
Which of the following is not counted as a withdrawal for the six-free-withdrawal limit?
Correct
Digital payment transactions such as POS transfers, NEFT, RTGS, UPI and IMPS are not counted as withdrawals for this purpose.
Incorrect
Digital payment transactions such as POS transfers, NEFT, RTGS, UPI and IMPS are not counted as withdrawals for this purpose.
Unattempted
Digital payment transactions such as POS transfers, NEFT, RTGS, UPI and IMPS are not counted as withdrawals for this purpose.
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Question 15 of 15
15. Question
Within how many days will an existing savings bank account be converted to a BSBD account after receiving a written request?
Correct
The bank shall convert the existing savings bank account to a BSBD account within seven days of receiving the written request.
Incorrect
The bank shall convert the existing savings bank account to a BSBD account within seven days of receiving the written request.
Unattempted
The bank shall convert the existing savings bank account to a BSBD account within seven days of receiving the written request.