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Your results are here!! for" PNB Personal Loan Scheme for Public "
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Question 1 of 10
1. Question
What is the objective of the PNB Personal Loan Scheme for Public?
Correct
The scheme aims to make financial assistance available to salaried individuals for their personal needs.
Incorrect
The scheme aims to make financial assistance available to salaried individuals for their personal needs.
Unattempted
The scheme aims to make financial assistance available to salaried individuals for their personal needs.
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Question 2 of 10
2. Question
What minimum service period is required for employees drawing salary through PNB branches under the Public Personal Loan Scheme?
Correct
Confirmed/permanent employees of eligible organisations drawing salary through PNB branches require a minimum of 2 years of service, including previous employer service where applicable.
Incorrect
Confirmed/permanent employees of eligible organisations drawing salary through PNB branches require a minimum of 2 years of service, including previous employer service where applicable.
Unattempted
Confirmed/permanent employees of eligible organisations drawing salary through PNB branches require a minimum of 2 years of service, including previous employer service where applicable.
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Question 3 of 10
3. Question
Which of the following is a permitted purpose under the PNB Personal Loan Scheme for Public?
Correct
The scheme permits personal needs such as medical treatment, marriage, education of wards and domestic or foreign travel.
Incorrect
The scheme permits personal needs such as medical treatment, marriage, education of wards and domestic or foreign travel.
Unattempted
The scheme permits personal needs such as medical treatment, marriage, education of wards and domestic or foreign travel.
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Question 4 of 10
4. Question
What is the maximum loan amount under the PNB Personal Loan Scheme for Public?
Correct
The loan can be up to 24 times the gross monthly salary, subject to a maximum of Rs. 20.00 lakh and repayment capacity.
Incorrect
The loan can be up to 24 times the gross monthly salary, subject to a maximum of Rs. 20.00 lakh and repayment capacity.
Unattempted
The loan can be up to 24 times the gross monthly salary, subject to a maximum of Rs. 20.00 lakh and repayment capacity.
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Question 5 of 10
5. Question
What is the margin applicable under the PNB Personal Loan Scheme for Public?
Correct
The margin under the Public Personal Loan Scheme is NIL.
Incorrect
The margin under the Public Personal Loan Scheme is NIL.
Unattempted
The margin under the Public Personal Loan Scheme is NIL.
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Question 6 of 10
6. Question
What security is required under the PNB Personal Loan Scheme for Public?
Correct
A suitable third-party guarantee acceptable to the Bank is required.
Incorrect
A suitable third-party guarantee acceptable to the Bank is required.
Unattempted
A suitable third-party guarantee acceptable to the Bank is required.
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Question 7 of 10
7. Question
What is the maximum repayment period for a Term Loan under the Public Personal Loan Scheme?
Correct
The entire loan must be repaid within the remaining period of service or a maximum of 72 EMIs, whichever is earlier.
Incorrect
The entire loan must be repaid within the remaining period of service or a maximum of 72 EMIs, whichever is earlier.
Unattempted
The entire loan must be repaid within the remaining period of service or a maximum of 72 EMIs, whichever is earlier.
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Question 8 of 10
8. Question
What minimum gross annual income is required for professionals under the Personal Loan Scheme for Self-Employed?
Correct
Eligible professionals must have a minimum gross annual income of Rs. 6.00 lakh for the last two years.
Incorrect
Eligible professionals must have a minimum gross annual income of Rs. 6.00 lakh for the last two years.
Unattempted
Eligible professionals must have a minimum gross annual income of Rs. 6.00 lakh for the last two years.
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Question 9 of 10
9. Question
What is the minimum CIC score required for the self-employed applicant?
Correct
The self-employed applicant must have a minimum CIC score of 750 and above.
Incorrect
The self-employed applicant must have a minimum CIC score of 750 and above.
Unattempted
The self-employed applicant must have a minimum CIC score of 750 and above.
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Question 10 of 10
10. Question
Under the Self-Employed Personal Loan Scheme, the loan amount can be up to how many times the average gross monthly income of the last two years?
Correct
The loan amount can be up to 10 times the average gross monthly income of the last two years, subject to a maximum of Rs. 5.00 lakh.
Incorrect
The loan amount can be up to 10 times the average gross monthly income of the last two years, subject to a maximum of Rs. 5.00 lakh.
Unattempted
The loan amount can be up to 10 times the average gross monthly income of the last two years, subject to a maximum of Rs. 5.00 lakh.