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Your results are here!! for" PNB Saarthi – Scheme For Financing Two Wheelers To public "
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Question 1 of 10
1. Question
What is the purpose of PNB Saarthi scheme?
Correct
PNB Saarthi is meant for financing the purchase of new two-wheelers such as scooters, motorcycles, scooterettes and mopeds, subject to RTO registration.
Incorrect
PNB Saarthi is meant for financing the purchase of new two-wheelers such as scooters, motorcycles, scooterettes and mopeds, subject to RTO registration.
Unattempted
PNB Saarthi is meant for financing the purchase of new two-wheelers such as scooters, motorcycles, scooterettes and mopeds, subject to RTO registration.
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Question 2 of 10
2. Question
What minimum satisfactory transactional record is required for an existing PNB customer under PNB Saarthi?
Correct
An existing PNB customer should have at least 6 months of satisfactory transactional record.
Incorrect
An existing PNB customer should have at least 6 months of satisfactory transactional record.
Unattempted
An existing PNB customer should have at least 6 months of satisfactory transactional record.
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Question 3 of 10
3. Question
What track record is required for a new customer with another Bank/FI?
Correct
A new customer should have a satisfactory track record of the last one year with another Bank/FI.
Incorrect
A new customer should have a satisfactory track record of the last one year with another Bank/FI.
Unattempted
A new customer should have a satisfactory track record of the last one year with another Bank/FI.
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Question 4 of 10
4. Question
What is the normal eligible age range for individuals under PNB Saarthi?
Correct
Individuals should be in the age group of 18 years and 65 years and hold a valid driving license.
Incorrect
Individuals should be in the age group of 18 years and 65 years and hold a valid driving license.
Unattempted
Individuals should be in the age group of 18 years and 65 years and hold a valid driving license.
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Question 5 of 10
5. Question
What is the minimum Net Monthly Salary/Income required after all deductions under PNB Saarthi?
Correct
The minimum NMS/I is Rs. 10,000 per month after all deductions, including the proposed two-wheeler loan installment.
Incorrect
The minimum NMS/I is Rs. 10,000 per month after all deductions, including the proposed two-wheeler loan installment.
Unattempted
The minimum NMS/I is Rs. 10,000 per month after all deductions, including the proposed two-wheeler loan installment.
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Question 6 of 10
6. Question
What is the maximum finance available for super bikes/hybrid two-wheelers with engine capacity of 200CC and above?
Correct
For super bikes/hybrid two-wheelers with engine capacity of 200CC and above, the maximum finance is Rs. 10 lakh, subject to repayment capacity.
Incorrect
For super bikes/hybrid two-wheelers with engine capacity of 200CC and above, the maximum finance is Rs. 10 lakh, subject to repayment capacity.
Unattempted
For super bikes/hybrid two-wheelers with engine capacity of 200CC and above, the maximum finance is Rs. 10 lakh, subject to repayment capacity.
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Question 7 of 10
7. Question
What is the maximum finance available for all other two-wheelers?
Correct
For all other two-wheelers, the maximum finance is Rs. 1.50 lakh, subject to repayment capacity.
Incorrect
For all other two-wheelers, the maximum finance is Rs. 1.50 lakh, subject to repayment capacity.
Unattempted
For all other two-wheelers, the maximum finance is Rs. 1.50 lakh, subject to repayment capacity.
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Question 8 of 10
8. Question
What is the margin requirement for business concerns under PNB Saarthi?
Correct
Business concerns are required to maintain a margin of 25%.
Incorrect
Business concerns are required to maintain a margin of 25%.
Unattempted
Business concerns are required to maintain a margin of 25%.
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Question 9 of 10
9. Question
What is the guarantee requirement for a PNB Saarthi loan above Rs. 25,000?
Correct
For loans above Rs. 25,000, a suitable guarantee acceptable to the Bank is required.
Incorrect
For loans above Rs. 25,000, a suitable guarantee acceptable to the Bank is required.
Unattempted
For loans above Rs. 25,000, a suitable guarantee acceptable to the Bank is required.
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Question 10 of 10
10. Question
What are the maximum repayment periods for a scooter and motorcycle, and what are the prepayment charges?
Correct
The maximum repayment period for scooters and motorcycles is 60 EMIs, and prepayment charges are Nil.
Incorrect
The maximum repayment period for scooters and motorcycles is 60 EMIs, and prepayment charges are Nil.
Unattempted
The maximum repayment period for scooters and motorcycles is 60 EMIs, and prepayment charges are Nil.