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Your results are here!! for" PNB Car Loan for Public "
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Question 1 of 10
1. Question
What is one of the permitted purposes under PNB Car Loan for Public?
Correct
The loan can be used for purchase of a new Car, Van, Jeep, MUV or SUV.
Incorrect
The loan can be used for purchase of a new Car, Van, Jeep, MUV or SUV.
Unattempted
The loan can be used for purchase of a new Car, Van, Jeep, MUV or SUV.
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Question 2 of 10
2. Question
What is the maximum age permitted for an old car/van/jeep/MUV/SUV under the scheme?
Correct
Old vehicles should not be older than three years and must be unencumbered.
Incorrect
Old vehicles should not be older than three years and must be unencumbered.
Unattempted
Old vehicles should not be older than three years and must be unencumbered.
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Question 3 of 10
3. Question
What is the minimum net monthly salary, pension or income required under the scheme?
Correct
The minimum net monthly salary, pension or income is Rs. 25,000.
Incorrect
The minimum net monthly salary, pension or income is Rs. 25,000.
Unattempted
The minimum net monthly salary, pension or income is Rs. 25,000.
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Question 4 of 10
4. Question
When is no minimum monthly income required under the scheme?
Correct
No minimum monthly income is required when the borrower agrees to give 110% of liquid security in the shape of Term Deposit.
Incorrect
No minimum monthly income is required when the borrower agrees to give 110% of liquid security in the shape of Term Deposit.
Unattempted
No minimum monthly income is required when the borrower agrees to give 110% of liquid security in the shape of Term Deposit.
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Question 5 of 10
5. Question
For individuals/proprietorship concerns, what is the maximum quantum of finance under the scheme?
Correct
For individuals/proprietorship concerns, finance is 25 times the Gross Monthly Salary/Pension/Income, subject to a ceiling of Rs. 100 lakh.
Incorrect
For individuals/proprietorship concerns, finance is 25 times the Gross Monthly Salary/Pension/Income, subject to a ceiling of Rs. 100 lakh.
Unattempted
For individuals/proprietorship concerns, finance is 25 times the Gross Monthly Salary/Pension/Income, subject to a ceiling of Rs. 100 lakh.
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Question 6 of 10
6. Question
What is the margin requirement for a new vehicle under the scheme?
Correct
For a new vehicle, the margin is 15% of the on-road price inclusive of one-time road tax and insurance.
Incorrect
For a new vehicle, the margin is 15% of the on-road price inclusive of one-time road tax and insurance.
Unattempted
For a new vehicle, the margin is 15% of the on-road price inclusive of one-time road tax and insurance.
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Question 7 of 10
7. Question
What is the primary security for a vehicle purchased under the scheme?
Correct
The vehicle purchased is to be hypothecated to the bank.
Incorrect
The vehicle purchased is to be hypothecated to the bank.
Unattempted
The vehicle purchased is to be hypothecated to the bank.
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Question 8 of 10
8. Question
What is the maximum repayment period for a new Car/Van/Jeep/MUV/SUV?
Correct
The maximum repayment period for a new vehicle is 84 EMIs.
Incorrect
The maximum repayment period for a new vehicle is 84 EMIs.
Unattempted
The maximum repayment period for a new vehicle is 84 EMIs.
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Question 9 of 10
9. Question
What is the maximum repayment period for an old Car/Van/Jeep/MUV/SUV?
Correct
The maximum repayment period for an old vehicle is 60 EMIs.
Incorrect
The maximum repayment period for an old vehicle is 60 EMIs.
Unattempted
The maximum repayment period for an old vehicle is 60 EMIs.
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Question 10 of 10
10. Question
What are the prepayment charges on a floating-rate PNB Car Loan under the scheme?
Correct
There are no prepayment charges for loans carrying a floating rate.
Incorrect
There are no prepayment charges for loans carrying a floating rate.
Unattempted
There are no prepayment charges for loans carrying a floating rate.