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Your results are here!! for" PNB Green Car (E-Vehicle) Loan "
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Question 1 of 10
1. Question
What is the primary purpose of the PNB Green Car (E-Vehicle) Loan?
Correct
The scheme provides finance for purchase of a new Electrical Car (E-Vehicle) for personal use.
Incorrect
The scheme provides finance for purchase of a new Electrical Car (E-Vehicle) for personal use.
Unattempted
The scheme provides finance for purchase of a new Electrical Car (E-Vehicle) for personal use.
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Question 2 of 10
2. Question
Within what period can the cost of a new Electrical Car purchased from own funds be reimbursed?
Correct
Reimbursement is permitted for a new Electrical Car that is not more than 3 months old.
Incorrect
Reimbursement is permitted for a new Electrical Car that is not more than 3 months old.
Unattempted
Reimbursement is permitted for a new Electrical Car that is not more than 3 months old.
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Question 3 of 10
3. Question
Who is eligible for a PNB Green Car Loan for private use?
Correct
For private use, individuals are eligible. Joint borrowers are also permitted subject to the specified conditions.
Incorrect
For private use, individuals are eligible. Joint borrowers are also permitted subject to the specified conditions.
Unattempted
For private use, individuals are eligible. Joint borrowers are also permitted subject to the specified conditions.
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Question 4 of 10
4. Question
What is the minimum net monthly salary, pension or income required under the scheme?
Correct
The minimum net monthly salary, pension or income is Rs. 25,000.
Incorrect
The minimum net monthly salary, pension or income is Rs. 25,000.
Unattempted
The minimum net monthly salary, pension or income is Rs. 25,000.
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Question 5 of 10
5. Question
When is no minimum monthly income required under the PNB Green Car Loan scheme?
Correct
No minimum monthly income is required when the borrower agrees to provide 110% of liquid security in the form of a Term Deposit.
Incorrect
No minimum monthly income is required when the borrower agrees to provide 110% of liquid security in the form of a Term Deposit.
Unattempted
No minimum monthly income is required when the borrower agrees to provide 110% of liquid security in the form of a Term Deposit.
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Question 6 of 10
6. Question
For individuals/proprietorship concerns, what is the maximum ceiling of finance under the scheme?
Correct
For individuals/proprietorship concerns, finance is 25 times Gross Monthly Salary/Pension/Income, subject to a ceiling of Rs. 100 lakh.
Incorrect
For individuals/proprietorship concerns, finance is 25 times Gross Monthly Salary/Pension/Income, subject to a ceiling of Rs. 100 lakh.
Unattempted
For individuals/proprietorship concerns, finance is 25 times Gross Monthly Salary/Pension/Income, subject to a ceiling of Rs. 100 lakh.
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Question 7 of 10
7. Question
What is the margin for a new Electrical Car under the PNB Green Car Loan scheme?
Correct
For a new vehicle, the margin is 10% of the on-road price or NIL on the ex-showroom price, allowing 100% financing of the ex-showroom price.
Incorrect
For a new vehicle, the margin is 10% of the on-road price or NIL on the ex-showroom price, allowing 100% financing of the ex-showroom price.
Unattempted
For a new vehicle, the margin is 10% of the on-road price or NIL on the ex-showroom price, allowing 100% financing of the ex-showroom price.
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Question 8 of 10
8. Question
What is the primary security for the vehicle purchased under the PNB Green Car Loan scheme?
Correct
The vehicle purchased is to be hypothecated to the bank.
Incorrect
The vehicle purchased is to be hypothecated to the bank.
Unattempted
The vehicle purchased is to be hypothecated to the bank.
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Question 9 of 10
9. Question
What is the maximum repayment period for a new Electrical Car (E-Vehicle)?
Correct
The loan amount together with interest is to be repaid in a maximum of 120 equated monthly installments.
Incorrect
The loan amount together with interest is to be repaid in a maximum of 120 equated monthly installments.
Unattempted
The loan amount together with interest is to be repaid in a maximum of 120 equated monthly installments.
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Question 10 of 10
10. Question
What are the prepayment, processing/upfront fee and documentation charges under the scheme?
Correct
The scheme specifies no prepayment charges, Nil processing/upfront fee and Nil documentation charges.
Incorrect
The scheme specifies no prepayment charges, Nil processing/upfront fee and Nil documentation charges.
Unattempted
The scheme specifies no prepayment charges, Nil processing/upfront fee and Nil documentation charges.