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Your results are here!! for" PNB Insta Vehicle Loan Scheme "
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Question 1 of 10
1. Question
What is the main objective of the PNB Insta Vehicle Loan Scheme?
Correct
The scheme offers a hassle-free vehicle loan to existing Home Loan Borrowers.
Incorrect
The scheme offers a hassle-free vehicle loan to existing Home Loan Borrowers.
Unattempted
The scheme offers a hassle-free vehicle loan to existing Home Loan Borrowers.
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Question 2 of 10
2. Question
What can be purchased under the PNB Insta Vehicle Loan Scheme?
Correct
The scheme is for purchase of a car or two-wheeler for personal use.
Incorrect
The scheme is for purchase of a car or two-wheeler for personal use.
Unattempted
The scheme is for purchase of a car or two-wheeler for personal use.
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Question 3 of 10
3. Question
What minimum period should the existing home loan have run for eligibility under the scheme, excluding the moratorium period?
Correct
The existing home loan account should have run for a minimum of 3 years, excluding the moratorium period, without a single EMI default.
Incorrect
The existing home loan account should have run for a minimum of 3 years, excluding the moratorium period, without a single EMI default.
Unattempted
The existing home loan account should have run for a minimum of 3 years, excluding the moratorium period, without a single EMI default.
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Question 4 of 10
4. Question
What EMI repayment track record is required for an existing home loan borrower?
Correct
The home loan must have run for the required period without a single default in EMI.
Incorrect
The home loan must have run for the required period without a single default in EMI.
Unattempted
The home loan must have run for the required period without a single default in EMI.
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Question 5 of 10
5. Question
What type of facility is provided under the PNB Insta Vehicle Loan Scheme?
Correct
The scheme provides the vehicle loan as a Term Loan.
Incorrect
The scheme provides the vehicle loan as a Term Loan.
Unattempted
The scheme provides the vehicle loan as a Term Loan.
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Question 6 of 10
6. Question
What is the security for the vehicle loan under the scheme?
Correct
The vehicle to be purchased is hypothecated to the bank as security.
Incorrect
The vehicle to be purchased is hypothecated to the bank as security.
Unattempted
The vehicle to be purchased is hypothecated to the bank as security.
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Question 7 of 10
7. Question
Who bears the cost of comprehensive insurance of the vehicle?
Correct
The vehicle must be comprehensively insured and the cost is to be borne by the borrower.
Incorrect
The vehicle must be comprehensively insured and the cost is to be borne by the borrower.
Unattempted
The vehicle must be comprehensively insured and the cost is to be borne by the borrower.
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Question 8 of 10
8. Question
What is the maximum loan amount under the PNB Insta Vehicle Loan Scheme?
Correct
The assessment is up to 90% of the on-road price of the car/two-wheeler, subject to a maximum of Rs. 10 lakh.
Incorrect
The assessment is up to 90% of the on-road price of the car/two-wheeler, subject to a maximum of Rs. 10 lakh.
Unattempted
The assessment is up to 90% of the on-road price of the car/two-wheeler, subject to a maximum of Rs. 10 lakh.
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Question 9 of 10
9. Question
What income-documentation feature is available under the PNB Insta Vehicle Loan Scheme?
Correct
No pre-sanction or fresh income proof is required under the scheme.
Incorrect
No pre-sanction or fresh income proof is required under the scheme.
Unattempted
No pre-sanction or fresh income proof is required under the scheme.
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Question 10 of 10
10. Question
What are the maximum repayment periods for four-wheelers and two-wheelers respectively?
Correct
The maximum repayment period is 100 months for four-wheelers and 84 months for two-wheelers.
Incorrect
The maximum repayment period is 100 months for four-wheelers and 84 months for two-wheelers.
Unattempted
The maximum repayment period is 100 months for four-wheelers and 84 months for two-wheelers.