| PARAMETERS | FEATURES* |
|---|---|
| Eligibility | Individual should be of age 18 years to 28 years. |
| Minimum Average Balance MAB | Zero |
| Customized Account Number | Available on request |
| Debit Card | Free- Issuance of Master Rise Platinum Debit Card AMC will be waived if transaction of ₹50,000/- on e-Comm/PoS is done in last Calendar year or if Yearly Average (Average of Last 12 months) of ₹10,000/- is maintained Note – If the above conditions are not satisfied the annual maintenance charge will be charged as per extant Bank guidelines |
| Debit Card Limits | Cash Withdrawal from ATM: ₹1.00 Lakh per day POS/ eCom: ₹3.00 Lakh (combined) per day Contactless: ₹5,000/- per day |
| Debit Card Linked Features | Get 3 months Free OTT Play subscription with 4 OTTs (Sony, Zee5, Fancode and more) Get a Career Counselling Session from Upgrad worth ₹999/- for free Get 3 months Free JioSaavn Subscription District by Zomato Buy 1 Get 200 off on second ticket Get Free Zomato Gold 3 months Get Free 1 Month Eazy Diner Prime Membership Worth ₹245 Get Flat ₹100 Off on Order at McDonald’s Get 1 month free Subscription of Cult Live Get Free 12 months Muscleblaze Premium Membership 12 months Free Lenskart Gold Max Membership Worth ₹800 Get Extra ₹400 Off on Myntra Flat 60% off on Tees by Fastrack Sunglasses Get Extra ₹150 off on Bewakoof Get Extra ₹500 Off on Flying Machine Flat ₹100 off on any Ferns N Petals purchase Flat ₹300 Off on Paytm Bus Tickets |
| Loyalty Rewardz Programme | Birthday Bonus – 1000 reward points which shall be redeemed for ₹250 voucher of selected brands i.e. Archies Gallery, Baskin Robbins, Book My Show, Dominos, KFC etc. Account Anniversary based • Milestone I – ₹250* voucher of selected category merchants to account holders whose spent in last year through Debit Card is ₹2,50,000/- • Milestone II – ₹500* voucher of selected category merchants to account holders whose spent in last year through Debit Card is greater than ₹4,00,000/- |
| Education Loan Charges Concession | NIL- Processing/upfront charges and documentation charges under PNB Saraswati & PNB Pratibha education loan scheme |
| Demat Account AMC | Waived (Value of holding in the Demat account up to ₹ 4.00 Lakh) |
| Cheque Book issuance | Unlimited |
| SMS Alerts Charges | NIL |
| Locker Rent (Subject to availability) | Charges as per extant Bank guidelines. |
| RTGS/ NEFT (Online) Charges | Unlimited Free |
| Demand Draft Charges | Unlimited Free |