| PARAMETERS | FEATURES* |
|---|---|
| Eligibility | Account can be opened by a minor of any age through his/her natural or legally appointed guardian. Guardian must have PNB Savings A/c.Minors above the age of 10 years (on obtaining satisfactory proof of age) are allowed to open and operate saving accounts independently, if they so desire. |
| Minimum Average Balance MAB | Zero |
| Debit Card | Free- Issuance of Master Grow Platinum Debit Card AMC is waived if Yearly Average (Average of Last 12 months) of ₹5,000/- is maintained Note- In case of non-maintenance of prescribed Yearly Average Balance, the Annual Maintenance Charge will be charged as per extant bank guidelines |
| Debit Card Limits | Cash Withdrawal from ATM: ₹10K per day POS/eCom: ₹10K (combined) per day Contactless: ₹5,000/- per day |
| Debit Card Linked Features | Get Flat ₹100 off on Order at McDonald’s Get a Free Crunchy Wheat Taco Pinto Bean at Taco Bell Get Free Swiggy One 3 months Get Free Zomato Gold 3 months Flat 60% off on Tees by Fastrack Sunglasses Get Extra ₹150 off on Bewakoof Get Extra ₹400 off on Myntra Get ₹500 off on MOV of ₹2,499 at Lifestyle1 month Free Discovery+ Subscription Get Flat ₹100 off on Health Supplements from Gritzo Get 3 months Free OTT Play subscription with 4 OTTs (Sony, Zee5, Fancode and more) Get 26% off on Movie Tickets at Cinepolis Flat ₹100 off on any Ferns N Petals purchase Get Flat 20% off on Minimum Order Value of ₹999 on Flower Aura |
| Loyalty Rewardz Programme | Account Activation – 1000 reward points which shall be redeemed for ₹250 voucher of various brands like Vedantu/BrainGymJr. etc. Birthday Bonus – 400 reward points which shall be redeemed for ₹100 voucher of selected brands i.e. Archies Gallery, Baskin Robbins, Book My Show, Dominos, KFC etc. |
| Demat Account | Opened by guardian |
| Cheque Book Issuance charges | Free 25 cheque leaves per annum. |
| SMS Alerts Charges | NIL |
| RTGS/ NEFT (Online) Charges | Unlimited Free |
| Demand Draft Charges | Unlimited Free |