| Card Name | RuPay Business Platinum NCMC Debit Card |
| Card Type | Business Platinum International Contactless NCMC Debit Card |
| Eligibility | The card can be issued for current accounts under the following categories: Sole Proprietorship; Partnership Concerns (Authorized Individual); Private Limited Companies (Authorized Individual); Public Limited Companies (Authorized Individual). |
| Usage | Global usage allowed, covering both Domestic and International transactions. |
| ATM Cash Withdrawal Limit | ₹50,000 per day |
| POS / e-Commerce Limit | ₹3,00,000 per day, combined for POS and e-Commerce transactions. |
| Personal Accidental Insurance Cover | Insurance coverage for Accidental Death and Permanent Total Disability up to ₹10,00,000. |
| Primary Debit Card Issuance Charges | NIL |
| Add-On Debit Card Issuance Charges | ₹250 |
| Lounge Facility | Not Applicable |
| Annual Maintenance Charges (AMC) | ₹250 |
| Replacement Charges | ₹250 |
| Validity Period | 7 years |
| Card Expiry | Expiry is encountered on the last day of the Debit Card expiry month. |
| Personalised Card | The card is a personalised debit card. |
| Domestic Acceptance | Can be used at all POS terminals, e-Commerce websites/apps and ATMs across India. |
| International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and e-Commerce websites/apps. |
| International Transaction Requirement | POS and ATM machines should be Chip and PIN enabled. |
| Non-3D Secure Transactions | Non-3D Secure transactions, i.e. transactions without OTP/PIN, are not permitted. |
| Contactless Transactions | Individual transactions up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals. |
| Daily Contactless Limit | ₹5,000 as the overall daily contactless transaction limit. |
| Offline Mode | Works in offline NCMC mode at enabled merchants/operators wherever the functionality is live, such as DMRC. |
| NPCI Discount Offers | Regular discount offers across categories may be provided by NPCI from time to time. |
| Air Accident Coverage | Additional NPCI feature: Air Accident Coverage of ₹20 lakh, subject to NPCI terms and conditions. |
| Return of Mortal Remains | Additional NPCI feature: ₹2 lakh coverage for Return of Mortal Remains, subject to NPCI terms and conditions. |
| Common Carrier Lost Baggage | Additional NPCI feature: ₹20,000 coverage for Common Carrier Lost Baggage, subject to NPCI terms and conditions. |
| Purchase Protection Coverage | Additional NPCI feature: ₹2 lakh Purchase Protection Coverage, subject to NPCI terms and conditions. |
| NCMC Full Form | RuPay National Common Mobility Card (NCMC) |
| NCMC Payment Solution | A contactless payment solution designed to facilitate seamless transactions across transport, retail and parking. |
| NCMC Vision | “One Nation One Card” |
| NCMC Contactless Payments | Customers can make quick and secure transactions by tapping the card on contactless-enabled terminals. |
| NCMC Interoperability | The RuPay NCMC Debit Card can be used across different NCMC-enabled transit modes such as metros and buses. |
| NCMC Offline Transactions | The RuPay NCMC Debit Card can work offline for transit transactions. |
| NCMC Multi-Purpose Use | One card can be used for shopping and travel. |
| NCMC Security | Transactions are secured through the RuPay Network. |
