VISA Gold Debit Card

FeatureComplete Details
Card NameVISA Gold Debit Card
Card TypeVISA Gold Debit Card (Contactless)
EligibilityAny PNB Customer, as per applicable account guidelines.
UsageGlobal usage allowed, covering both Domestic and International transactions.
ATM Cash Withdrawal Limit₹50,000 per day
POS / e-Commerce Limit₹3,00,000 per day, combined for POS and e-Commerce transactions.
Personal Accidental Insurance CoverNot Available for any existing or freshly issued Debit Cards.
Lounge FacilityNot Available
Primary Debit Card Issuance Charges₹250
Add-On Debit Card Issuance Charges₹250
Annual Maintenance Charges (AMC)₹250
Replacement Charges₹250
Validity Period7 years
Card ExpiryExpiry is encountered on the last day of the Debit Card expiry month.
Personalised CardThe card is a personalised debit card.
Domestic AcceptanceCan be used at all POS terminals, e-Commerce websites/apps and ATMs across India.
International AcceptanceAccepted at Discover/Diners-enabled POS machines, ATMs and e-Commerce websites/apps.
International Transaction RequirementPOS and ATM machines should be Chip and PIN enabled.
Non-3D Secure TransactionsNon-3D Secure transactions, i.e. transactions without OTP/PIN, are not permitted.
Contactless TransactionsIndividual transactions up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals.
Daily Contactless Limit₹5,000 as the overall daily contactless transaction limit.
Offline ModeNot allowed.
VISA Discount OffersRegular discount offers may be provided by VISA from time to time. Customers can refer to the VISA website for the latest offers.
VISA GCAS Service24×7 toll-free access to VISA’s GCAS (Global Customer Assistance Services).
Travel AssistanceGCAS provides assistance related to travel assistance.
Medical AssistanceGCAS provides medical referral and assistance.
Legal AssistanceGCAS provides legal referral and assistance.