| Card Name | MasterCard Platinum Debit Card |
| Card Type | Platinum Debit Card (Contactless) |
| Eligibility | PNB Customers maintaining QAB of ₹25,000 or more |
| Usage | Global usage allowed, covering both Domestic and International transactions. |
| ATM Cash Withdrawal Limit | ₹50,000 per day |
| POS / e-Commerce Limit | ₹3,00,000 per day, combined for POS and e-Commerce transactions. |
| Personal Accidental Insurance Cover | Not Available for any existing or freshly issued Debit Cards. |
| Lounge Facility | Not Applicable (NA) |
| Primary Debit Card Issuance Charges | ₹250 |
| Add-On Debit Card Issuance Charges | ₹250 |
| Annual Maintenance Charges (AMC) | ₹250 |
| Replacement Charges | ₹250 |
| Validity Period | 7 years |
| Card Expiry | Expiry is encountered on the last day of the Debit Card expiry month. |
| Personalised Card | The card is a personalised debit card. |
| Domestic Acceptance | Can be used at all POS terminals, e-Commerce websites/apps and ATMs across India. |
| International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and e-Commerce websites/apps. |
| International Transaction Requirement | POS and ATM machines should be Chip and PIN enabled. |
| Non-3D Secure Transactions | Non-3D Secure transactions, i.e. transactions without OTP/PIN, are not permitted. |
| Contactless Transactions | Individual transactions up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals. |
| Daily Contactless Limit | ₹5,000 as the overall daily contactless transaction limit. |
| Offline Mode | Not allowed. |
| MasterCard Discount Offers | Regular discount offers may be provided by MasterCard from time to time. Customers can refer to the MasterCard website for the latest offers. |
