| 1 | Card Name | RuPay NCMC Classic Debit Card |
| 2 | Card Type | Classic Contactless NCMC Debit Card |
| 3 | Eligibility | Any PNB Customer, subject to applicable account guidelines. |
| 4 | Usage | Domestic usage only |
| 5 | ATM Cash Withdrawal Limit | ₹25,000 per day |
| 6 | POS / e-Commerce Limit | ₹60,000 per day, combined for POS and e-Commerce transactions. |
| 7 | Personal Accidental Insurance Cover | Not available for any existing or freshly issued Debit Cards. |
| 8 | Lounge Facility | Not Available |
| 9 | Primary Debit Card Issuance Charges | NIL |
| 10 | Add-On Debit Card Charges | ₹150 |
| 11 | Annual Maintenance Charges (AMC) | ₹150 |
| 12 | Replacement Charges | ₹150 |
| 13 | Validity Period | 7 years |
| 14 | Card Expiry | Expiry is encountered on the last day of the Debit Card expiry month. |
| 15 | Card Format | Available as both Personalized and Non-personalized Debit Card. |
| 16 | Domestic Acceptance | Can be used at all POS terminals, e-Commerce websites/apps and ATMs across India. |
| 17 | International Acceptance | Not Allowed |
| 18 | Contactless Transactions | Individual transactions up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals. |
| 19 | Daily Contactless Limit | ₹5,000 as the overall daily contactless transaction limit. |
| 20 | Offline NCMC Mode | Works in offline NCMC mode at enabled merchants/operators wherever the functionality is live, such as DMRC. |
| 21 | NCMC Full Form | RuPay National Common Mobility Card (NCMC) |
| 22 | NCMC Payment Type | Contactless payment solution designed for transactions across transport, retail and parking. |
| 23 | NCMC Vision | “One Nation One Card” |
| 24 | NCMC Interoperability | Can be used across different NCMC-enabled modes of transit, including metros and buses, where the service is available. |
| 25 | NCMC Contactless Payments | Customers can make payments by tapping the card on contactless-enabled terminals. |
| 26 | NCMC Offline Transactions | The card can work offline for transit transactions. |
| 27 | NCMC Multi-Purpose Use | One RuPay NCMC Debit Card can be used for shopping and travel. |
| 28 | NCMC Security | Provides secure transactions through the RuPay Network. |
