| 1 | Card Name | RuPay Select Debit Card |
| 2 | Card Type | Wellness Contactless Debit Card (RuPay Select Debit Card) |
| 3 | Eligibility | PNB Customers maintaining QAB of ₹50,000 or more |
| 4 | Usage | Global usage allowed, covering both Domestic and International transactions. |
| 5 | ATM Cash Withdrawal Limit | ₹75,000 per day |
| 6 | POS / e-Commerce Limit | ₹5,00,000 per day, combined for POS and e-Commerce transactions. |
| 7 | Personal Accidental Insurance Cover | Personal Accident Insurance cover of up to ₹10,00,000 for Accidental Death or Permanent Total Disability. |
| 8 | Insurance Transaction Requirement | The cardholder needs to perform at least one successful RuPay Card-induced financial transaction at any POS/e-Commerce platform, both intra-bank and inter-bank (on-us or off-us), within 30 days prior to the date of accident, including the accident date. |
| 9 | Insurance Details | Forms and details are available under the Cards section of PNB. |
| 10 | Domestic Airport Lounge | 1 domestic airport lounge access per current quarter at participating domestic airport lounges, subject to spending a minimum of ₹5,000 through POS/e-Commerce in the previous quarter. |
| 11 | International Airport Lounge | 2 international airport lounge accesses per calendar year per card at participating international airport lounges. |
| 12 | Lounge Program Effective Date | Changes in the debit card lounge program are effective from the quarter starting 1 April 2025. |
| 13 | Lounge List | For the updated lounge list, refer to the NPCI RuPay website. |
| 14 | Primary Debit Card Issuance Charges | ₹500 |
| 15 | Add-On Debit Card Issuance Charges | ₹500 |
| 16 | Annual Maintenance Charges (AMC) | ₹750 |
| 17 | Replacement Charges | ₹500 |
| 18 | Validity Period | 7 years |
| 19 | Card Expiry | Expiry is encountered on the last day of the Debit Card expiry month. |
| 20 | Personalised Card | The card is a personalised debit card. |
| 21 | Domestic Acceptance | Can be used at all POS terminals, e-Commerce websites/apps and ATMs across India. |
| 22 | International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and e-Commerce websites/apps. |
| 23 | International Transaction Requirement | POS and ATM machines should be Chip and PIN enabled. |
| 24 | Non-3D Secure Transactions | Non-3D Secure transactions, i.e. transactions without OTP/PIN, are not permitted. |
| 25 | Contactless Transactions | Individual transactions up to ₹5,000 are allowed without PIN at NFC-enabled POS terminals. |
| 26 | Daily Contactless Limit | ₹5,000 as the overall daily contactless transaction limit. |
| 27 | NPCI Offers | Regular discount offers may be provided across categories by NPCI from time to time. |
| 28 | Offer Registration | For offers such as Spa, Medical Health Check-up, Golf, OTT, etc., the cardholder needs to visit the NPCI RuPay website and complete the one-time registration process. After registration, benefits can be claimed after login. |
| 29 | Gym Benefit | 1 complimentary 30-day free offline gym membership every quarter. |
| 30 | Golf Benefit | 1 complimentary golf lesson or round every quarter. |
| 31 | Health Check-up Benefit | 1 complimentary premium health check-up package every quarter. |
| 32 | OTT Benefit | 1 complimentary 12-month Amazon Prime or Hotstar membership OR 6-month Sony LIV membership every year. |
| 33 | Spa / Salon Benefit | 1 complimentary spa session or salon service every quarter. |
| 34 | Travel Benefit | 1 complimentary ₹100 coupon for cab service every quarter. |
| 35 | NCMC | RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed for seamless transactions across transport, retail and parking. |
| 36 | NCMC Vision | “One Nation One Card” |
| 37 | NCMC Contactless Payments | Customers can make quick and secure transactions by tapping the card on contactless-enabled terminals. |
| 38 | NCMC Interoperability | RuPay NCMC can be used across different NCMC-enabled transit modes such as metros and buses. |
| 39 | NCMC Offline Transactions | RuPay NCMC can work offline for transit transactions. |
| 40 | NCMC Multi-Purpose Use | One card can be used for shopping and travel. |
| 41 | NCMC Security | Transactions are secured through the RuPay Network. |
