| Feature | Details |
|---|---|
| Card Name | PNB RuPay Platinum Vishwas & Varishth |
| Card Type | RuPay Platinum International Debit Card |
| Eligibility | Pensioners retired from Central/State Government, PSUs, local bodies, etc. with minimum pension of ₹10,000 OR senior citizens aged 60+ maintaining MAB of ₹10,000 |
| Usage | Global (Domestic + International) |
| ATM Cash Withdrawal Limit | ₹50,000 per day |
| POS/eCom Limit | ₹1,50,000 per day |
| Personal Accident Insurance | Up to ₹2,00,000 |
| Insurance Transaction Requirement | At least 1 successful RuPay financial transaction at POS/eCom within 30 days before the accident, including the accident date |
| Domestic Lounge Access | 1 time per calendar year |
| International Lounge Access | Not mentioned |
| Issuance Charges | ₹250 + GST |
| Annual Maintenance Charges | ₹450 + GST |
| Replacement Charges | ₹250 + GST |
| Validity | 7 years |
| International Acceptance | Yes |
| Contactless Payment | Up to ₹5,000 per transaction without PIN; ₹5,000 daily overall limit |
| Offline/NCMC Mode | Available at enabled merchants/operators |
| Personalised Card | Yes |
| NCMC | Yes |
| Card Network | RuPay |
| Card Category | Platinum |
Key point: This is a senior citizen/pensioner-focused RuPay Platinum card with a ₹50,000 ATM limit, ₹1.5 lakh POS/eCom limit, ₹2 lakh accident cover and 1 domestic lounge visit per year.