| Card Type | RuPay Select International Debit Card |
| Eligibility | Account opened under PNB Salary Saving Scheme for Central Government Employees (Group A) |
| Usage | Global – Domestic + International Usage |
| ATM Limit (Cash Withdrawal) | ₹1,50,000 per day |
| PoS / E-Commerce Limit | ₹5,00,000 per day (Combined) |
| Personal Accidental Insurance Cover | Personal Accident Insurance cover of up to ₹10,00,000 for Accidental Death or Permanent Total Disability |
| Insurance Transaction Requirement | Cardholder must perform at least one successful RuPay Card-induced financial transaction at any POS/E-Commerce terminal, either intra-bank (on-us) or inter-bank (off-us), within 30 days prior to the date of accident, including the accident date |
| Lounge Facility – Domestic | Access to participating Domestic Airport Lounges 2 times per calendar quarter per card |
| Lounge Facility – International | Access to participating International Airport Lounges 1 time per calendar quarter per card |
| Issuance Charges | ₹600 + GST |
| Annual Maintenance Charges (AMC) | ₹900 + GST |
| Replacement Charges | ₹600 + GST |
| Validity Period | 7 years |
| Expiry | Expiry is encountered on the last day of the debit card expiry month |
| Personalised Debit Card | Available |
| Domestic Acceptance | Can be used at all POS terminals, E-Commerce websites/apps and ATMs across India |
| International Acceptance | Accepted at Discover/Diners-enabled POS machines, ATMs and E-Commerce websites/apps |
| International Transaction Requirement | POS and ATM machines should be Chip & PIN enabled |
| Non-3D Secure Transactions | Transactions without OTP/PIN are not permitted |
| Contactless Transactions | Available at NFC-enabled POS terminals |
| Contactless Transaction Limit | Individual transaction up to ₹5,000 without PIN |
| Contactless Daily Overall Limit | ₹5,000 |
| Offline Mode | Works in offline NCMC mode at enabled merchants/operators wherever the functionality is live, such as DMRC |
| NCMC Full Form | RuPay National Common Mobility Card |
| NCMC Purpose | Contactless payment solution designed for seamless transactions across transport, retail and parking |
| NCMC Vision | One Nation One Card |
| NCMC Contactless Payment | Enables quick and secure payments by tapping the card on contactless-enabled terminals |
| NCMC Interoperability | Can be used across different participating metro and bus transit systems, eliminating the need for separate cards |
| NCMC Offline Transaction | Works offline for transit transactions where the functionality is enabled |
| NCMC Multi-Purpose Usage | One card can be used for both shopping and travel |
| NCMC Security | Provides secure transactions through the RuPay network |
| NCMC Live Projects | Customers can check participating transit projects/operators through NPCI’s NCMC information |
| Insurance & Lounge Sponsor | NPCI |
| Terms & Conditions | Personal accident insurance, lounge access and other card-specific features/benefits are subject to NPCI guidelines and terms and conditions, which may change from time to time |
