| Loan Name | Car Loan for PNB Pride Customers |
| Objective | To provide a concessional rate of interest irrespective of CIC/CIBIL score to eligible government employees and pensioners |
| Main Benefit | Concessional interest rate irrespective of CIC score |
| Processing Fee | Full waiver of upfront/processing fees |
| Documentation Charges | Nil / fully waived |
| Eligible Borrowers | Central Government Employees |
| State Government Employees |
| Defence Personnel |
| Para-military Forces |
| Central Government Pensioners |
| State Government Pensioners |
| Purpose | Purchase of car as per the PNB Scheme for Financing Purchase of Car by Public |
| Income Criteria | As per the applicable PNB Car Loan Scheme for Public |
| Quantum of Finance | As per the applicable PNB Car Loan Scheme for Public |
| Margin | As per the applicable PNB Car Loan Scheme for Public |
| Security | As per the applicable PNB Car Loan Scheme for Public |
| Guarantee / Collateral Security | As per the applicable PNB Car Loan Scheme for Public |
| Maximum Repayment Period | As per the applicable PNB Car Loan Scheme for Public |
| Prepayment Charges | As per the applicable PNB Car Loan Scheme for Public |
| Rate of Interest | Concessional rate, irrespective of CIC score |
| Interest Calculation | Interest on advances is charged on the basis of 365 days per year, unless otherwise specified |
| Processing / Upfront Fee | Full waiver |
| Documentation Charges | Full waiver |
| Key Advantage | Government employees and pensioners get preferential/concessional terms compared with the regular car-loan scheme |
| Important Note | The PNB page provides only the special benefits of the PNB Pride scheme. The detailed income, loan amount, margin, security and repayment conditions are linked to the regular Car Loan for Public scheme. |
