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Your results are here!! for" Fixed Deposit through Internet Banking (e-FD) "
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Question 1 of 10
1. Question
Who can avail the e-FD facility?
Correct
The e-FD facility is available only to Internet Banking users.
Incorrect
The e-FD facility is available only to Internet Banking users.
Unattempted
The e-FD facility is available only to Internet Banking users.
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Question 2 of 10
2. Question
Which customers are eligible to open an e-FD?
Correct
Existing PNB customers having an operative Savings or Current Account are eligible.
Incorrect
Existing PNB customers having an operative Savings or Current Account are eligible.
Unattempted
Existing PNB customers having an operative Savings or Current Account are eligible.
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Question 3 of 10
3. Question
What KYC condition must be fulfilled before opening an e-FD?
Correct
The linked customer account must be KYC compliant.
Incorrect
The linked customer account must be KYC compliant.
Unattempted
The linked customer account must be KYC compliant.
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Question 4 of 10
4. Question
What is required regarding PAN for opening an e-FD?
Correct
A valid PAN must be registered in the linked funding account.
Incorrect
A valid PAN must be registered in the linked funding account.
Unattempted
A valid PAN must be registered in the linked funding account.
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Question 5 of 10
5. Question
How is an e-FD funded?
Correct
The e-FD is created by debiting the customer‘s Savings or Current Account.
Incorrect
The e-FD is created by debiting the customer‘s Savings or Current Account.
Unattempted
The e-FD is created by debiting the customer‘s Savings or Current Account.
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Question 6 of 10
6. Question
How is the Senior Citizen preferential interest rate applied?
Correct
Where applicable, it remains the same as the funded account.
Incorrect
Where applicable, it remains the same as the funded account.
Unattempted
Where applicable, it remains the same as the funded account.
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Question 7 of 10
7. Question
What happens if Auto Renewal is not selected?
Correct
The maturity proceeds are credited to the funding account or as per the depositor‘s mandate.
Incorrect
The maturity proceeds are credited to the funding account or as per the depositor‘s mandate.
Unattempted
The maturity proceeds are credited to the funding account or as per the depositor‘s mandate.
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Question 8 of 10
8. Question
Can an e-FD be closed before maturity through Internet Banking?
Correct
Premature withdrawal is available through Internet Banking.
Incorrect
Premature withdrawal is available through Internet Banking.
Unattempted
Premature withdrawal is available through Internet Banking.
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Question 9 of 10
9. Question
How is TDS applied on e-FD?
Correct
TDS is applicable as per prevailing Income Tax rules.
Incorrect
TDS is applicable as per prevailing Income Tax rules.
Unattempted
TDS is applicable as per prevailing Income Tax rules.
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Question 10 of 10
10. Question
What document does the Bank issue after deducting TDS?
Correct
The Bank issues a TDS Certificate for tax deducted from the deposit.
Incorrect
The Bank issues a TDS Certificate for tax deducted from the deposit.
Unattempted
The Bank issues a TDS Certificate for tax deducted from the deposit.