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NO. OF QUESTION= 20
TOTAL TIME= 20 MIN
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Your results are here!! for" PNB Kalpnidhi (Recurring Deposit Scheme) "
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Number of Incorrect Questions : 0 and Negative marks 0
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Number of Incorrect Questions: 0 and Negative marks 0
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- Review
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Question 1 of 20
1. Question
What is the minimum monthly installment under PNB Kalpnidhi?
Correct
Minimum installment is ₹100 and thereafter in multiples of ₹1.
Incorrect
Minimum installment is ₹100 and thereafter in multiples of ₹1.
Unattempted
Minimum installment is ₹100 and thereafter in multiples of ₹1.
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Question 2 of 20
2. Question
What is the maximum monthly installment allowed?
Correct
Maximum monthly installment is ₹25 lakh per customer.
Incorrect
Maximum monthly installment is ₹25 lakh per customer.
Unattempted
Maximum monthly installment is ₹25 lakh per customer.
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Question 3 of 20
3. Question
What is the minimum deposit tenure under PNB Kalpnidhi?
Correct
Minimum tenure is 6 months.
Incorrect
Minimum tenure is 6 months.
Unattempted
Minimum tenure is 6 months.
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Question 4 of 20
4. Question
Is Standing Instruction facility available?
Correct
Standing Instruction is available.
Incorrect
Standing Instruction is available.
Unattempted
Standing Instruction is available.
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Question 5 of 20
5. Question
Is loan facility available against the RD?
Correct
Loan is available against RD balance.
Incorrect
Loan is available against RD balance.
Unattempted
Loan is available against RD balance.
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Question 6 of 20
6. Question
What is the penal interest on premature withdrawal?
Correct
Premature withdrawal carries 1% penal interest.
Incorrect
Premature withdrawal carries 1% penal interest.
Unattempted
Premature withdrawal carries 1% penal interest.
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Question 7 of 20
7. Question
Is nomination facility available?
Correct
Nomination facility is available.
Incorrect
Nomination facility is available.
Unattempted
Nomination facility is available.
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Question 8 of 20
8. Question
How are delayed installments accepted?
Correct
Delayed installments require ₹1 per ₹100 per month penalty.
Incorrect
Delayed installments require ₹1 per ₹100 per month penalty.
Unattempted
Delayed installments require ₹1 per ₹100 per month penalty.
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Question 9 of 20
9. Question
How is interest calculated for pending installments at maturity?
Correct
Interest is on daily balances with half-yearly compounding.
Incorrect
Interest is on daily balances with half-yearly compounding.
Unattempted
Interest is on daily balances with half-yearly compounding.
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Question 10 of 20
10. Question
What extra interest do Senior Citizens get up to 5 years?
Correct
Additional 50 bps.
Incorrect
Additional 50 bps.
Unattempted
Additional 50 bps.
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Question 11 of 20
11. Question
What extra interest do Super Senior Citizens get?
Correct
Additional 80 bps.
Incorrect
Additional 80 bps.
Unattempted
Additional 80 bps.
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Question 12 of 20
12. Question
How much monthly investment is needed to get about ₹10 lakh after 5 years?
Correct
₹14,087 per month.
Incorrect
₹14,087 per month.
Unattempted
₹14,087 per month.
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Question 13 of 20
13. Question
How much monthly investment is needed to get about ₹10 lakh after 10 years?
Correct
₹6,082 per month.
Incorrect
₹6,082 per month.
Unattempted
₹6,082 per month.
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Question 14 of 20
14. Question
How much monthly investment is needed to get about ₹5 lakh after 3 years?
Correct
₹12,575 per month.
Incorrect
₹12,575 per month.
Unattempted
₹12,575 per month.
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Question 15 of 20
15. Question
How much monthly investment is needed to get about ₹5 lakh after 10 years?
Correct
₹3,041 per month.
Incorrect
₹3,041 per month.
Unattempted
₹3,041 per month.
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Question 16 of 20
16. Question
What interest rate is used for a 5-year ₹10 lakh illustration?
Correct
RoI is 6.5%.
Incorrect
RoI is 6.5%.
Unattempted
RoI is 6.5%.
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Question 17 of 20
17. Question
What interest rate is used for a 7-year ₹5 lakh illustration?
Correct
RoI is 6.0%.
Incorrect
RoI is 6.0%.
Unattempted
RoI is 6.0%.
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Question 18 of 20
18. Question
At what frequency is interest compounded for pending installments?
Correct
Half-yearly compounding.
Incorrect
Half-yearly compounding.
Unattempted
Half-yearly compounding.
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Question 19 of 20
19. Question
What is the maximum tenure under PNB Kalpnidhi?
Correct
Maximum tenure is 120 months.
Incorrect
Maximum tenure is 120 months.
Unattempted
Maximum tenure is 120 months.
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Question 20 of 20
20. Question
When is RD payable on maturity?
Correct
On maturity or one month after last installment, whichever is later.
Incorrect
On maturity or one month after last installment, whichever is later.
Unattempted
On maturity or one month after last installment, whichever is later.