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NO. OF QUESTION= 20
TOTAL TIME= 20 MIN
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Your results are here!! for" PNB Sugam Term Deposit Scheme "
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Number of Incorrect Questions : 0 and Negative marks 0
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Number of Incorrect Questions: 0 and Negative marks 0
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- Review
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Question 1 of 20
1. Question
Who can open the PNB Sugam Term Deposit Scheme?
Correct
Eligible individuals, firms, companies, HUFs and other specified entities can open it.
Incorrect
Eligible individuals, firms, companies, HUFs and other specified entities can open it.
Unattempted
Eligible individuals, firms, companies, HUFs and other specified entities can open it.
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Question 2 of 20
2. Question
What is the minimum deposit amount?
Correct
Minimum deposit is ₹10,000.
Incorrect
Minimum deposit is ₹10,000.
Unattempted
Minimum deposit is ₹10,000.
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Question 3 of 20
3. Question
What is the maximum deposit per customer?
Correct
Maximum deposit is ₹10 lakh.
Incorrect
Maximum deposit is ₹10 lakh.
Unattempted
Maximum deposit is ₹10 lakh.
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Question 4 of 20
4. Question
What is the minimum tenure?
Correct
Minimum tenure is 46 days.
Incorrect
Minimum tenure is 46 days.
Unattempted
Minimum tenure is 46 days.
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Question 5 of 20
5. Question
What is the maximum tenure?
Correct
Maximum tenure is 120 months.
Incorrect
Maximum tenure is 120 months.
Unattempted
Maximum tenure is 120 months.
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Question 6 of 20
6. Question
Interest rate is applicable for deposits up to?
Correct
Applicable amount bucket is below ₹2 crore.
Incorrect
Applicable amount bucket is below ₹2 crore.
Unattempted
Applicable amount bucket is below ₹2 crore.
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Question 7 of 20
7. Question
Which interest payment option is available?
Correct
Monthly, Quarterly or Maturity.
Incorrect
Monthly, Quarterly or Maturity.
Unattempted
Monthly, Quarterly or Maturity.
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Question 8 of 20
8. Question
Under the cumulative option, interest is compounded when deposit is 6 months or more?
Correct
It is compounded quarterly.
Incorrect
It is compounded quarterly.
Unattempted
It is compounded quarterly.
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Question 9 of 20
9. Question
Loan/OD facility is available?
Correct
Available as per bank guidelines.
Incorrect
Available as per bank guidelines.
Unattempted
Available as per bank guidelines.
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Question 10 of 20
10. Question
Minimum partial withdrawal amount is?
Correct
Minimum withdrawal is ₹1,000.
Incorrect
Minimum withdrawal is ₹1,000.
Unattempted
Minimum withdrawal is ₹1,000.
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Question 11 of 20
11. Question
Partial withdrawal can be made in multiples of?
Correct
Multiples of Re.1.
Incorrect
Multiples of Re.1.
Unattempted
Multiples of Re.1.
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Question 12 of 20
12. Question
Does partial withdrawal require breaking the entire deposit?
Correct
No.
Incorrect
No.
Unattempted
No.
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Question 13 of 20
13. Question
What happens to the TDR after partial withdrawal?
Correct
Principal is reduced accordingly.
Incorrect
Principal is reduced accordingly.
Unattempted
Principal is reduced accordingly.
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Question 14 of 20
14. Question
Is penalty charged on partial withdrawal?
Correct
No penalty is charged.
Incorrect
No penalty is charged.
Unattempted
No penalty is charged.
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Question 15 of 20
15. Question
If the entire deposit is closed prematurely, is penalty charged?
Correct
No penalty is charged.
Incorrect
No penalty is charged.
Unattempted
No penalty is charged.
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Question 16 of 20
16. Question
On premature closure, interest payable will be?
Correct
Lower of contractual rate or applicable scheme rate for actual period.
Incorrect
Lower of contractual rate or applicable scheme rate for actual period.
Unattempted
Lower of contractual rate or applicable scheme rate for actual period.
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Question 17 of 20
17. Question
Which flag should be modified during premature closure?
Correct
Collect Penal Interest Flag to N.
Incorrect
Collect Penal Interest Flag to N.
Unattempted
Collect Penal Interest Flag to N.
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Question 18 of 20
18. Question
Conversion facility is allowed?
Correct
Yes, subject to ₹10 lakh maximum.
Incorrect
Yes, subject to ₹10 lakh maximum.
Unattempted
Yes, subject to ₹10 lakh maximum.
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Question 19 of 20
19. Question
Deposit tenure includes?
Correct
Incomplete quarters are allowed.
Incorrect
Incomplete quarters are allowed.
Unattempted
Incomplete quarters are allowed.
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Question 20 of 20
20. Question
Deposits after minimum can be made in multiples of?
Correct
Deposits can be made in multiples of Re.1.
Incorrect
Deposits can be made in multiples of Re.1.
Unattempted
Deposits can be made in multiples of Re.1.