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TOTAL TIME= 15 MIN
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Your results are here!! for" PNB NRO Sugam Term Deposit Scheme "
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Question 1 of 15
1. Question
Who is eligible to open a PNB NRO Sugam Term Deposit Scheme account?
Correct
The scheme can be opened by NRIs and Persons of Indian Origin (PIOs).
Incorrect
The scheme can be opened by NRIs and Persons of Indian Origin (PIOs).
Unattempted
The scheme can be opened by NRIs and Persons of Indian Origin (PIOs).
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Question 2 of 15
2. Question
Who cannot open the NRO Sugam Term Deposit account on behalf of an NRI/PIO?
Correct
The account cannot be opened by a Power of Attorney holder.
Incorrect
The account cannot be opened by a Power of Attorney holder.
Unattempted
The account cannot be opened by a Power of Attorney holder.
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Question 3 of 15
3. Question
Are Overseas Corporate Bodies (OCBs) eligible to open this account?
Correct
OCBs are not eligible under the scheme.
Incorrect
OCBs are not eligible under the scheme.
Unattempted
OCBs are not eligible under the scheme.
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Question 4 of 15
4. Question
Joint account with a resident is permitted on which basis?
Correct
Joint accounts with residents are allowed only on a Former or Survivor basis.
Incorrect
Joint accounts with residents are allowed only on a Former or Survivor basis.
Unattempted
Joint accounts with residents are allowed only on a Former or Survivor basis.
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Question 5 of 15
5. Question
What is the minimum deposit amount under the scheme?
Correct
The minimum deposit amount is ₹10,000.
Incorrect
The minimum deposit amount is ₹10,000.
Unattempted
The minimum deposit amount is ₹10,000.
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Question 6 of 15
6. Question
What is the maximum deposit amount under the scheme?
Correct
The maximum deposit amount is ₹10 crore.
Incorrect
The maximum deposit amount is ₹10 crore.
Unattempted
The maximum deposit amount is ₹10 crore.
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Question 7 of 15
7. Question
What is the minimum deposit tenure?
Correct
The minimum tenure is 46 days.
Incorrect
The minimum tenure is 46 days.
Unattempted
The minimum tenure is 46 days.
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Question 8 of 15
8. Question
What is the maximum deposit tenure?
Correct
The maximum tenure is 120 months.
Incorrect
The maximum tenure is 120 months.
Unattempted
The maximum tenure is 120 months.
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Question 9 of 15
9. Question
Which interest payment option is NOT available?
Correct
Interest can be paid monthly, quarterly or on maturity.
Incorrect
Interest can be paid monthly, quarterly or on maturity.
Unattempted
Interest can be paid monthly, quarterly or on maturity.
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Question 10 of 15
10. Question
When is interest compounded quarterly?
Correct
Interest is compounded quarterly if the deposit remains for 6 months or more.
Incorrect
Interest is compounded quarterly if the deposit remains for 6 months or more.
Unattempted
Interest is compounded quarterly if the deposit remains for 6 months or more.
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Question 11 of 15
11. Question
Is additional interest available to senior citizens on NRO deposits?
Correct
No additional interest is available for senior citizens, staff or retired staff.
Incorrect
No additional interest is available for senior citizens, staff or retired staff.
Unattempted
No additional interest is available for senior citizens, staff or retired staff.
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Question 12 of 15
12. Question
What is the minimum amount for partial withdrawal?
Correct
Partial withdrawal is allowed in multiples of ₹1,000.
Incorrect
Partial withdrawal is allowed in multiples of ₹1,000.
Unattempted
Partial withdrawal is allowed in multiples of ₹1,000.
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Question 13 of 15
13. Question
Is any penalty charged for partial withdrawal?
Correct
No penalty is charged for partial withdrawal.
Incorrect
No penalty is charged for partial withdrawal.
Unattempted
No penalty is charged for partial withdrawal.
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Question 14 of 15
14. Question
Who prescribes the TDS rules applicable on NRO deposits?
Correct
TDS rules are prescribed by the Central Board of Direct Taxes (CBDT).
Incorrect
TDS rules are prescribed by the Central Board of Direct Taxes (CBDT).
Unattempted
TDS rules are prescribed by the Central Board of Direct Taxes (CBDT).
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Question 15 of 15
15. Question
Where should requests for overdraft, conversion or change of branch before maturity be made?
Correct
Such requests are entertained only at the Base Branch.
Incorrect
Such requests are entertained only at the Base Branch.
Unattempted
Such requests are entertained only at the Base Branch.