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TOTAL QUESTION: 20
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Your results are here!! for" Pradhan Mantri Jan Dhan Yojana (PMJDY) "
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Question 1 of 20
1. Question
What is the accident insurance cover on RuPay cards under PMJDY for eligible accounts?
Correct
The accident insurance cover was increased to Rs. 2 lakh. Accounts opened before 28 August 2018 had Rs. 1 lakh cover.
Incorrect
The accident insurance cover was increased to Rs. 2 lakh. Accounts opened before 28 August 2018 had Rs. 1 lakh cover.
Unattempted
The accident insurance cover was increased to Rs. 2 lakh. Accounts opened before 28 August 2018 had Rs. 1 lakh cover.
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Question 2 of 20
2. Question
What is the minimum balance requirement for a Basic Savings Bank Deposit Account under PMJDY?
Correct
A BSBDA does not require maintenance of a minimum balance.
Incorrect
A BSBDA does not require maintenance of a minimum balance.
Unattempted
A BSBDA does not require maintenance of a minimum balance.
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Question 3 of 20
3. Question
Which of the following can be used by PMJDY account holders for depositing and withdrawing cash?
Correct
PMJDY account holders can use bank branches, ATMs and Banking Correspondents for cash transactions.
Incorrect
PMJDY account holders can use bank branches, ATMs and Banking Correspondents for cash transactions.
Unattempted
PMJDY account holders can use bank branches, ATMs and Banking Correspondents for cash transactions.
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Question 4 of 20
4. Question
According to the given PMJDY details, how many cash withdrawals can be made from a BSBDA in a month?
Correct
According to the provided content, cash withdrawals cannot exceed four times a month.
Incorrect
According to the provided content, cash withdrawals cannot exceed four times a month.
Unattempted
According to the provided content, cash withdrawals cannot exceed four times a month.
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Question 5 of 20
5. Question
What is another name used for a small account under PMJDY?
Correct
A small account under PMJDY is also referred to as a Chota Khata.
Incorrect
A small account under PMJDY is also referred to as a Chota Khata.
Unattempted
A small account under PMJDY is also referred to as a Chota Khata.
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Question 6 of 20
6. Question
For how long is a PMJDY small account normally valid initially?
Correct
A small account is normally valid for a period of twelve months.
Incorrect
A small account is normally valid for a period of twelve months.
Unattempted
A small account is normally valid for a period of twelve months.
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Question 7 of 20
7. Question
For how much additional time can a small account continue if the account-holder provides proof of having applied for an Officially Valid Document?
Correct
The account can continue for a further period of twelve months if the required proof is provided.
Incorrect
The account can continue for a further period of twelve months if the required proof is provided.
Unattempted
The account can continue for a further period of twelve months if the required proof is provided.
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Question 8 of 20
8. Question
What type of card is issued free to PMJDY beneficiaries?
Correct
A free RuPay debit card is issued to PMJDY beneficiaries.
Incorrect
A free RuPay debit card is issued to PMJDY beneficiaries.
Unattempted
A free RuPay debit card is issued to PMJDY beneficiaries.
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Question 9 of 20
9. Question
What facility allows eligible PMJDY beneficiaries to access credit up to Rs. 10,000?
Correct
The overdraft facility allows beneficiaries to avail credit up to Rs. 10,000.
Incorrect
The overdraft facility allows beneficiaries to avail credit up to Rs. 10,000.
Unattempted
The overdraft facility allows beneficiaries to avail credit up to Rs. 10,000.
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Question 10 of 20
10. Question
What are Business Correspondents (BCs) or Bank Mitras mainly engaged in?
Correct
BCs or Bank Mitras provide banking services at locations other than bank branches or ATMs.
Incorrect
BCs or Bank Mitras provide banking services at locations other than bank branches or ATMs.
Unattempted
BCs or Bank Mitras provide banking services at locations other than bank branches or ATMs.
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Question 11 of 20
11. Question
Which service can a BC or Bank Mitra provide under PMJDY?
Correct
BCs or Bank Mitras can provide services such as deposits, withdrawals and mini account statements.
Incorrect
BCs or Bank Mitras can provide services such as deposits, withdrawals and mini account statements.
Unattempted
BCs or Bank Mitras can provide services such as deposits, withdrawals and mini account statements.
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Question 12 of 20
12. Question
Why are BCs or Bank Mitras particularly important in rural areas?
Correct
BCs help connect residents in remote or rural areas where bank branches may be far away.
Incorrect
BCs help connect residents in remote or rural areas where bank branches may be far away.
Unattempted
BCs help connect residents in remote or rural areas where bank branches may be far away.
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Question 13 of 20
13. Question
Who is eligible to open a PMJDY account according to the given eligibility conditions?
Correct
The applicant should be an Indian national.
Incorrect
The applicant should be an Indian national.
Unattempted
The applicant should be an Indian national.
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Question 14 of 20
14. Question
What support is required when a minor above 10 years applies for a PMJDY account?
Correct
Minors above ten years require support from their legal guardians for administering the PMJDY account.
Incorrect
Minors above ten years require support from their legal guardians for administering the PMJDY account.
Unattempted
Minors above ten years require support from their legal guardians for administering the PMJDY account.
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Question 15 of 20
15. Question
In which year was the Pradhan Mantri Jan Dhan Yojana (PMJDY) launched?
Correct
Pradhan Mantri Jan Dhan Yojana was launched across India in August 2014.
Incorrect
Pradhan Mantri Jan Dhan Yojana was launched across India in August 2014.
Unattempted
Pradhan Mantri Jan Dhan Yojana was launched across India in August 2014.
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Question 16 of 20
16. Question
Which Ministry is responsible for the Pradhan Mantri Jan Dhan Yojana?
Correct
PMJDY is a Government of India financial inclusion scheme under the Ministry of Finance.
Incorrect
PMJDY is a Government of India financial inclusion scheme under the Ministry of Finance.
Unattempted
PMJDY is a Government of India financial inclusion scheme under the Ministry of Finance.
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Question 17 of 20
17. Question
What is the main objective of PMJDY?
Correct
PMJDY aims to provide universal banking services to unbanked households and promote financial inclusion.
Incorrect
PMJDY aims to provide universal banking services to unbanked households and promote financial inclusion.
Unattempted
PMJDY aims to provide universal banking services to unbanked households and promote financial inclusion.
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Question 18 of 20
18. Question
Which of the following is one of the guiding principles of PMJDY?
Correct
Banking the unbanked is one of the guiding principles of PMJDY.
Incorrect
Banking the unbanked is one of the guiding principles of PMJDY.
Unattempted
Banking the unbanked is one of the guiding principles of PMJDY.
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Question 19 of 20
19. Question
After August 2018, the focus of PMJDY shifted from every household to which target?
Correct
After 14 August 2018, the focus shifted from every household to every unbanked adult.
Incorrect
After 14 August 2018, the focus shifted from every household to every unbanked adult.
Unattempted
After 14 August 2018, the focus shifted from every household to every unbanked adult.
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Question 20 of 20
20. Question
What is the revised overdraft limit available under PMJDY?
Correct
The overdraft limit under PMJDY was increased from Rs. 5,000 to Rs. 10,000.
Incorrect
The overdraft limit under PMJDY was increased from Rs. 5,000 to Rs. 10,000.
Unattempted
The overdraft limit under PMJDY was increased from Rs. 5,000 to Rs. 10,000.