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Your results are here!! for" PNB GENERAL CREDIT CARD (GCC) SCHEME "
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Question 1 of 10
1. Question
What is the main objective of the PNB General Credit Card (GCC) Scheme?
Correct
The scheme aims to increase the flow of credit to individuals for entrepreneurial activity in the non-farm sector through the General Credit Card.
Incorrect
The scheme aims to increase the flow of credit to individuals for entrepreneurial activity in the non-farm sector through the General Credit Card.
Unattempted
The scheme aims to increase the flow of credit to individuals for entrepreneurial activity in the non-farm sector through the General Credit Card.
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Question 2 of 10
2. Question
Which type of credit is eligible under the PNB GCC Scheme?
Correct
The scheme covers non-farm entrepreneurial credit extended to individuals that is eligible for classification under priority sector guidelines.
Incorrect
The scheme covers non-farm entrepreneurial credit extended to individuals that is eligible for classification under priority sector guidelines.
Unattempted
The scheme covers non-farm entrepreneurial credit extended to individuals that is eligible for classification under priority sector guidelines.
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Question 3 of 10
3. Question
What is the purpose of the GCC limit?
Correct
The GCC limit is provided to individuals for entrepreneurial activity in the non-farm sector.
Incorrect
The GCC limit is provided to individuals for entrepreneurial activity in the non-farm sector.
Unattempted
The GCC limit is provided to individuals for entrepreneurial activity in the non-farm sector.
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Question 4 of 10
4. Question
What is the maximum need-based limit under the PNB GCC Scheme?
Correct
The need-based limit is fixed on a case-to-case basis with a maximum of Rs. 10.00 lakh after assessing credit needs and repayment capacity.
Incorrect
The need-based limit is fixed on a case-to-case basis with a maximum of Rs. 10.00 lakh after assessing credit needs and repayment capacity.
Unattempted
The need-based limit is fixed on a case-to-case basis with a maximum of Rs. 10.00 lakh after assessing credit needs and repayment capacity.
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Question 5 of 10
5. Question
What is the nature of the credit facility under the PNB GCC Scheme?
Correct
The facility is in the nature of revolving credit through a cash credit account.
Incorrect
The facility is in the nature of revolving credit through a cash credit account.
Unattempted
The facility is in the nature of revolving credit through a cash credit account.
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Question 6 of 10
6. Question
When can WCTL be provided under the GCC Scheme?
Correct
WCTL can be provided when the facility includes a Term Loan component also.
Incorrect
WCTL can be provided when the facility includes a Term Loan component also.
Unattempted
WCTL can be provided when the facility includes a Term Loan component also.
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Question 7 of 10
7. Question
Where is the PNB GCC Scheme implemented?
Correct
The scheme is to be implemented by all branches across the country.
Incorrect
The scheme is to be implemented by all branches across the country.
Unattempted
The scheme is to be implemented by all branches across the country.
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Question 8 of 10
8. Question
What is the primary security under the PNB GCC Scheme?
Correct
Primary security consists of personal security of the borrower and/or assets created by bank finance.
Incorrect
Primary security consists of personal security of the borrower and/or assets created by bank finance.
Unattempted
Primary security consists of personal security of the borrower and/or assets created by bank finance.
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Question 9 of 10
9. Question
What is the collateral security requirement under the PNB GCC Scheme for eligible activities?
Correct
Collateral security is Nil and eligible activities are to be covered under CGTMSE.
Incorrect
Collateral security is Nil and eligible activities are to be covered under CGTMSE.
Unattempted
Collateral security is Nil and eligible activities are to be covered under CGTMSE.
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Question 10 of 10
10. Question
What is the repayment period of the GCC limit?
Correct
The GCC limit is repayable within 12 months. Aggregate credits during the 12-month period should at least equal the maximum outstanding, and no drawal should remain outstanding for more than 12 months.
Incorrect
The GCC limit is repayable within 12 months. Aggregate credits during the 12-month period should at least equal the maximum outstanding, and no drawal should remain outstanding for more than 12 months.
Unattempted
The GCC limit is repayable within 12 months. Aggregate credits during the 12-month period should at least equal the maximum outstanding, and no drawal should remain outstanding for more than 12 months.