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Your results are here!! for" PNB LAGHU UDYAMI CREDIT CARD – A Simplified Loan Delivery Mechanism "
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Question 1 of 10
1. Question
What is the primary objective of the PNB Laghu Udyami Credit Card?
Correct
The scheme provides hassle-free financial support to small business units, retail traders, artisans, village industries, MSEs, professionals and self-employed persons.
Incorrect
The scheme provides hassle-free financial support to small business units, retail traders, artisans, village industries, MSEs, professionals and self-employed persons.
Unattempted
The scheme provides hassle-free financial support to small business units, retail traders, artisans, village industries, MSEs, professionals and self-employed persons.
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Question 2 of 10
2. Question
For how long should eligible borrowers have satisfactory dealings with the bank?
Correct
Eligible borrowers must have satisfactory dealings with the bank for the last three years.
Incorrect
Eligible borrowers must have satisfactory dealings with the bank for the last three years.
Unattempted
Eligible borrowers must have satisfactory dealings with the bank for the last three years.
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Question 3 of 10
3. Question
Borrowers enjoying Cash Credit limits up to what amount can be eligible under the PNB Laghu Udyami Credit Card?
Correct
Borrowers belonging to the specified categories enjoying Cash Credit limits up to Rs. 10 lakh can be eligible, subject to conditions.
Incorrect
Borrowers belonging to the specified categories enjoying Cash Credit limits up to Rs. 10 lakh can be eligible, subject to conditions.
Unattempted
Borrowers belonging to the specified categories enjoying Cash Credit limits up to Rs. 10 lakh can be eligible, subject to conditions.
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Question 4 of 10
4. Question
What is the maximum extent of limit under the PNB Laghu Udyami Credit Card?
Correct
The maximum credit card limit is up to Rs. 10 lakh, subject to conditions.
Incorrect
The maximum credit card limit is up to Rs. 10 lakh, subject to conditions.
Unattempted
The maximum credit card limit is up to Rs. 10 lakh, subject to conditions.
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Question 5 of 10
5. Question
What is the nature of the limit under the PNB Laghu Udyami Credit Card?
Correct
The nature of the limit is Cash Credit.
Incorrect
The nature of the limit is Cash Credit.
Unattempted
The nature of the limit is Cash Credit.
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Question 6 of 10
6. Question
For small businesses and retail traders, the credit card limit can generally be assessed up to what percentage of annual turnover?
Correct
For small business, retail traders and similar categories, the limit is up to 20% of annual turnover.
Incorrect
For small business, retail traders and similar categories, the limit is up to 20% of annual turnover.
Unattempted
For small business, retail traders and similar categories, the limit is up to 20% of annual turnover.
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Question 7 of 10
7. Question
For professionals and self-employed persons, the credit card limit can be assessed up to what percentage of gross annual income as per Income Tax Return?
Correct
For professionals and self-employed persons, the limit can be up to 50% of gross annual income as per the Income Tax Return.
Incorrect
For professionals and self-employed persons, the limit can be up to 50% of gross annual income as per the Income Tax Return.
Unattempted
For professionals and self-employed persons, the limit can be up to 50% of gross annual income as per the Income Tax Return.
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Question 8 of 10
8. Question
What is the margin for Cash Credit (Stocks) for Micro & Small Enterprises other than Trading, where the limit is up to Rs. 2 lakh?
Correct
For limits up to Rs. 2 lakh, the margin is Nil.
Incorrect
For limits up to Rs. 2 lakh, the margin is Nil.
Unattempted
For limits up to Rs. 2 lakh, the margin is Nil.
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Question 9 of 10
9. Question
What is the margin for Cash Credit (Stocks) for Micro & Small Enterprises other than Trading, where the limit is above Rs. 2 lakh up to Rs. 5 lakh?
Correct
For limits above Rs. 2 lakh up to Rs. 5 lakh, the margin is 15%.
Incorrect
For limits above Rs. 2 lakh up to Rs. 5 lakh, the margin is 15%.
Unattempted
For limits above Rs. 2 lakh up to Rs. 5 lakh, the margin is 15%.
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Question 10 of 10
10. Question
What is the collateral security requirement for Micro & Small Enterprises for loans up to Rs. 10 lakh covered under CGTMSE?
Correct
No collateral security and third-party guarantee are required for loans up to Rs. 10 lakh covered under CGTMSE.
Incorrect
No collateral security and third-party guarantee are required for loans up to Rs. 10 lakh covered under CGTMSE.
Unattempted
No collateral security and third-party guarantee are required for loans up to Rs. 10 lakh covered under CGTMSE.