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TOTAL QUESTION: 20
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Your results are here!! for" PNB SHIKHAR SCHEME FOR JAMMU & KASHMIR AND LADAKH "
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Question 1 of 20
1. Question
PNB Shikhar Scheme is applicable in which regions?
Correct
The scheme is applicable only in the Union Territories of Jammu & Kashmir and Ladakh.
Incorrect
The scheme is applicable only in the Union Territories of Jammu & Kashmir and Ladakh.
Unattempted
The scheme is applicable only in the Union Territories of Jammu & Kashmir and Ladakh.
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Question 2 of 20
2. Question
Which of the following entities can be eligible under PNB Shikhar Scheme?
Correct
Proprietorships, partnership firms, LLPs, private/public limited companies and other legal entities, both existing and new borrowers, are eligible.
Incorrect
Proprietorships, partnership firms, LLPs, private/public limited companies and other legal entities, both existing and new borrowers, are eligible.
Unattempted
Proprietorships, partnership firms, LLPs, private/public limited companies and other legal entities, both existing and new borrowers, are eligible.
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Question 3 of 20
3. Question
PNB Shikhar Scheme gives special focus to which borrowers in the region?
Correct
The scheme gives special focus to MSME borrowers, including exporters, in J&K and Ladakh.
Incorrect
The scheme gives special focus to MSME borrowers, including exporters, in J&K and Ladakh.
Unattempted
The scheme gives special focus to MSME borrowers, including exporters, in J&K and Ladakh.
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Question 4 of 20
4. Question
What is a key objective of the PNB Shikhar Scheme?
Correct
The scheme aims to meet short-term as well as long-term credit requirements of MSMEs in J&K and Ladakh.
Incorrect
The scheme aims to meet short-term as well as long-term credit requirements of MSMEs in J&K and Ladakh.
Unattempted
The scheme aims to meet short-term as well as long-term credit requirements of MSMEs in J&K and Ladakh.
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Question 5 of 20
5. Question
Which tourism-related activity is specifically covered under the PNB Shikhar Scheme?
Correct
Hotel industries are specifically included among the eligible MSME activities.
Incorrect
Hotel industries are specifically included among the eligible MSME activities.
Unattempted
Hotel industries are specifically included among the eligible MSME activities.
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Question 6 of 20
6. Question
Which of the following is specifically mentioned as an eligible activity under PNB Shikhar Scheme?
Correct
Transport is specifically included among the MSME activities covered by the scheme.
Incorrect
Transport is specifically included among the MSME activities covered by the scheme.
Unattempted
Transport is specifically included among the MSME activities covered by the scheme.
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Question 7 of 20
7. Question
Does PNB Shikhar Scheme cover traditional activities of Jammu & Kashmir and Ladakh?
Correct
Traditional activities of the UTs are specifically included among eligible MSME activities.
Incorrect
Traditional activities of the UTs are specifically included among eligible MSME activities.
Unattempted
Traditional activities of the UTs are specifically included among eligible MSME activities.
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Question 8 of 20
8. Question
What is the maximum loan amount under the PNB Shikhar Scheme?
Correct
The maximum quantum of loan under the scheme is up to ₹200 lakh.
Incorrect
The maximum quantum of loan under the scheme is up to ₹200 lakh.
Unattempted
The maximum quantum of loan under the scheme is up to ₹200 lakh.
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Question 9 of 20
9. Question
Proposals up to what amount are classified under Pradhan Mantri Mudra Yojana (PMMY) of the Bank?
Correct
Proposals up to ₹10 lakh are classified under PMMY.
Incorrect
Proposals up to ₹10 lakh are classified under PMMY.
Unattempted
Proposals up to ₹10 lakh are classified under PMMY.
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Question 10 of 20
10. Question
For loans up to ₹10 lakh under the scheme, what is the collateral requirement?
Correct
No collateral is sought for loans up to ₹10 lakh, and CGTMSE guarantee coverage is obtained.
Incorrect
No collateral is sought for loans up to ₹10 lakh, and CGTMSE guarantee coverage is obtained.
Unattempted
No collateral is sought for loans up to ₹10 lakh, and CGTMSE guarantee coverage is obtained.
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Question 11 of 20
11. Question
Which combination of facilities is available under PNB Shikhar Scheme?
Correct
The scheme provides Term Loan, Working Capital including Export Credit, and Non-fund based limits.
Incorrect
The scheme provides Term Loan, Working Capital including Export Credit, and Non-fund based limits.
Unattempted
The scheme provides Term Loan, Working Capital including Export Credit, and Non-fund based limits.
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Question 12 of 20
12. Question
What is the repayment period for a Term Loan under PNB Shikhar Scheme?
Correct
The Term Loan repayment period is 7 years, including a moratorium period of up to 12 months on merits.
Incorrect
The Term Loan repayment period is 7 years, including a moratorium period of up to 12 months on merits.
Unattempted
The Term Loan repayment period is 7 years, including a moratorium period of up to 12 months on merits.
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Question 13 of 20
13. Question
What is the maximum moratorium period for Term Loan under PNB Shikhar Scheme?
Correct
A maximum moratorium period of 12 months may be allowed on merits.
Incorrect
A maximum moratorium period of 12 months may be allowed on merits.
Unattempted
A maximum moratorium period of 12 months may be allowed on merits.
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Question 14 of 20
14. Question
What is the repayment period for Working Capital under the PNB Shikhar Scheme?
Correct
Working Capital has a 12-month repayment/validity period subject to annual renewal.
Incorrect
Working Capital has a 12-month repayment/validity period subject to annual renewal.
Unattempted
Working Capital has a 12-month repayment/validity period subject to annual renewal.
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Question 15 of 20
15. Question
What is the ROI for loans up to ₹50,000 under PNB Shikhar Scheme?
Correct
For loans up to ₹50,000, the ROI is RLLR+BSP+0.10%.
Incorrect
For loans up to ₹50,000, the ROI is RLLR+BSP+0.10%.
Unattempted
For loans up to ₹50,000, the ROI is RLLR+BSP+0.10%.
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Question 16 of 20
16. Question
What is the ROI for loans above ₹50,000 and up to ₹20 lakh?
Correct
For loans above ₹50,000 and up to ₹20 lakh, the ROI is RLLR+BSP+1.00%.
Incorrect
For loans above ₹50,000 and up to ₹20 lakh, the ROI is RLLR+BSP+1.00%.
Unattempted
For loans above ₹50,000 and up to ₹20 lakh, the ROI is RLLR+BSP+1.00%.
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Question 17 of 20
17. Question
What is the ROI for pre-shipment and post-shipment export credit under PNB Shikhar Scheme?
Correct
For export credit, the ROI is RLLR+BSP+0.35% for both pre-shipment and post-shipment advances.
Incorrect
For export credit, the ROI is RLLR+BSP+0.35% for both pre-shipment and post-shipment advances.
Unattempted
For export credit, the ROI is RLLR+BSP+0.35% for both pre-shipment and post-shipment advances.
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Question 18 of 20
18. Question
What is the prescribed margin for Stocks under PNB Shikhar Scheme?
Correct
The prescribed margin for Stocks is 20%.
Incorrect
The prescribed margin for Stocks is 20%.
Unattempted
The prescribed margin for Stocks is 20%.
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Question 19 of 20
19. Question
What is the prescribed margin for Book Debt under PNB Shikhar Scheme?
Correct
The prescribed margin for Book Debt is 25%.
Incorrect
The prescribed margin for Book Debt is 25%.
Unattempted
The prescribed margin for Book Debt is 25%.
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Question 20 of 20
20. Question
What is the minimum cash margin required for a Non-Fund based limit under PNB Shikhar Scheme?
Correct
A minimum cash margin of 15% is required for the Non-Fund based limit.
Incorrect
A minimum cash margin of 15% is required for the Non-Fund based limit.
Unattempted
A minimum cash margin of 15% is required for the Non-Fund based limit.