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Your results are here!! for" PNB SAMPATTI SCHEME "
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Question 1 of 10
1. Question
What is one of the key objectives of the PNB Sampatti Scheme?
Correct
The scheme provides hassle-free credit for working capital requirements, among other business purposes.
Incorrect
The scheme provides hassle-free credit for working capital requirements, among other business purposes.
Unattempted
The scheme provides hassle-free credit for working capital requirements, among other business purposes.
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Question 2 of 10
2. Question
Who is eligible for the PNB Sampatti Scheme for business purposes?
Correct
All MSMEs and Non-MSMEs for business purposes are eligible, subject to certain exclusions.
Incorrect
All MSMEs and Non-MSMEs for business purposes are eligible, subject to certain exclusions.
Unattempted
All MSMEs and Non-MSMEs for business purposes are eligible, subject to certain exclusions.
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Question 3 of 10
3. Question
Which of the following facilities can be provided under the PNB Sampatti Scheme?
Correct
The scheme provides Overdraft (General/Reducing), Term Loan, and Non-fund based facilities.
Incorrect
The scheme provides Overdraft (General/Reducing), Term Loan, and Non-fund based facilities.
Unattempted
The scheme provides Overdraft (General/Reducing), Term Loan, and Non-fund based facilities.
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Question 4 of 10
4. Question
What is the loan amount under the PNB Sampatti Scheme?
Correct
The loan amount under the scheme is need based.
Incorrect
The loan amount under the scheme is need based.
Unattempted
The loan amount under the scheme is need based.
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Question 5 of 10
5. Question
Under the PNB Sampatti Scheme, the loan may be assessed at what percentage of projected annual sales or receipts, subject to the prescribed conditions?
Correct
One assessment method is 25% of projected annual sales or receipts, whichever is lower, subject to the other prescribed conditions.
Incorrect
One assessment method is 25% of projected annual sales or receipts, whichever is lower, subject to the other prescribed conditions.
Unattempted
One assessment method is 25% of projected annual sales or receipts, whichever is lower, subject to the other prescribed conditions.
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Question 6 of 10
6. Question
What is the maximum tenure stated for OD Reducing and Term Loan under the PNB Sampatti Scheme?
Correct
The stated tenure for OD Reducing and Term Loan is 180 months.
Incorrect
The stated tenure for OD Reducing and Term Loan is 180 months.
Unattempted
The stated tenure for OD Reducing and Term Loan is 180 months.
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Question 7 of 10
7. Question
What is the tenure of Overdraft General under the PNB Sampatti Scheme?
Correct
Overdraft General has a tenure of one year, subject to annual renewal.
Incorrect
Overdraft General has a tenure of one year, subject to annual renewal.
Unattempted
Overdraft General has a tenure of one year, subject to annual renewal.
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Question 8 of 10
8. Question
What is the maximum Loan to Value Ratio (LTV) for residential property under the PNB Sampatti Scheme?
Correct
For residential property, the maximum LTV is up to 65% of the realizable value (R.V.) of the property.
Incorrect
For residential property, the maximum LTV is up to 65% of the realizable value (R.V.) of the property.
Unattempted
For residential property, the maximum LTV is up to 65% of the realizable value (R.V.) of the property.
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Question 9 of 10
9. Question
What is the maximum LTV for property other than residential property under the PNB Sampatti Scheme?
Correct
For property other than residential property, the maximum LTV is up to 60% of the realizable value (R.V.) of the property.
Incorrect
For property other than residential property, the maximum LTV is up to 60% of the realizable value (R.V.) of the property.
Unattempted
For property other than residential property, the maximum LTV is up to 60% of the realizable value (R.V.) of the property.
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Question 10 of 10
10. Question
What is the process fee for an Overdraft facility under the PNB Sampatti Scheme?
Correct
For Overdraft, the process fee is 0.25% p.a. of the limit.
Incorrect
For Overdraft, the process fee is 0.25% p.a. of the limit.
Unattempted
For Overdraft, the process fee is 0.25% p.a. of the limit.