0 of 30 questions completed
Questions:
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15
- 16
- 17
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25
- 26
- 27
- 28
- 29
- 30
Information
TOTAL QUESTION: 30
TOTAL TIME= 30 MIN
You have already completed the Test before. Hence you can not start it again.
Test is loading...
You must sign in or sign up to start the Test.
You have to finish following quiz, to start this Test:
Your results are here!! for" PNB TRANSPORT SCHEME "
0 of 30 questions answered correctly
Your time:
Time has elapsed
Your Final Score is : 0
You have attempted : 0
Number of Correct Questions : 0 and scored 0
Number of Incorrect Questions : 0 and Negative marks 0
-
Not categorized
You have attempted: 0
Number of Correct Questions: 0 and scored 0
Number of Incorrect Questions: 0 and Negative marks 0
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15
- 16
- 17
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25
- 26
- 27
- 28
- 29
- 30
- Answered
- Review
-
Question 1 of 30
1. Question
What is the primary purpose of the PNB Transport Scheme?
Correct
The scheme finances vehicles registered with the RTO for commercial use.
Incorrect
The scheme finances vehicles registered with the RTO for commercial use.
Unattempted
The scheme finances vehicles registered with the RTO for commercial use.
-
Question 2 of 30
2. Question
Which alternative-fuel commercial vehicles can also be financed under the scheme?
Correct
Electric, CNG, LNG and Hybrid Commercial Vehicles can also be financed.
Incorrect
Electric, CNG, LNG and Hybrid Commercial Vehicles can also be financed.
Unattempted
Electric, CNG, LNG and Hybrid Commercial Vehicles can also be financed.
-
Question 3 of 30
3. Question
Will equipment such as pokelane that is not registered with RTO be financed under the scheme?
Correct
Other equipment not registered with RTO, such as pokelane, will not be financed.
Incorrect
Other equipment not registered with RTO, such as pokelane, will not be financed.
Unattempted
Other equipment not registered with RTO, such as pokelane, will not be financed.
-
Question 4 of 30
4. Question
Which of the following is an eligible borrower under the PNB Transport Scheme?
Correct
Individuals are among the eligible borrowers, along with partnerships, sole proprietorships, companies, LLPs and registered transport operators.
Incorrect
Individuals are among the eligible borrowers, along with partnerships, sole proprietorships, companies, LLPs and registered transport operators.
Unattempted
Individuals are among the eligible borrowers, along with partnerships, sole proprietorships, companies, LLPs and registered transport operators.
-
Question 5 of 30
5. Question
Which combination correctly lists eligible borrower types?
Correct
The scheme covers the listed business structures and registered transport operators.
Incorrect
The scheme covers the listed business structures and registered transport operators.
Unattempted
The scheme covers the listed business structures and registered transport operators.
-
Question 6 of 30
6. Question
What is the Term Loan facility primarily used for under the scheme?
Correct
Term Loan is provided to purchase commercial vehicles.
Incorrect
Term Loan is provided to purchase commercial vehicles.
Unattempted
Term Loan is provided to purchase commercial vehicles.
-
Question 7 of 30
7. Question
What is the purpose of the OD limit under the PNB Transport Scheme?
Correct
The OD limit is intended for meeting day-to-day expenses.
Incorrect
The OD limit is intended for meeting day-to-day expenses.
Unattempted
The OD limit is intended for meeting day-to-day expenses.
-
Question 8 of 30
8. Question
What is the maximum Term Loan amount under the PNB Transport Scheme?
Correct
The maximum Term Loan amount is up to ₹5 crore.
Incorrect
The maximum Term Loan amount is up to ₹5 crore.
Unattempted
The maximum Term Loan amount is up to ₹5 crore.
-
Question 9 of 30
9. Question
For financing used/second-hand vehicles, what is the minimum purchase price of the vehicle?
Correct
The minimum purchase price for a used/second-hand vehicle is ₹5 lakh.
Incorrect
The minimum purchase price for a used/second-hand vehicle is ₹5 lakh.
Unattempted
The minimum purchase price for a used/second-hand vehicle is ₹5 lakh.
-
Question 10 of 30
10. Question
What is the OD limit per vehicle financed by the bank?
Correct
The OD limit is ₹50,000 per vehicle financed by the bank.
Incorrect
The OD limit is ₹50,000 per vehicle financed by the bank.
Unattempted
The OD limit is ₹50,000 per vehicle financed by the bank.
-
Question 11 of 30
11. Question
What is the maximum OD limit per borrower?
Correct
The maximum OD limit is ₹10 lakh per borrower.
Incorrect
The maximum OD limit is ₹10 lakh per borrower.
Unattempted
The maximum OD limit is ₹10 lakh per borrower.
-
Question 12 of 30
12. Question
The OD limit can be allowed against bank-financed vehicles having what minimum on-road purchase price?
Correct
The vehicle must have an on-road purchase price of ₹5 lakh and above.
Incorrect
The vehicle must have an on-road purchase price of ₹5 lakh and above.
Unattempted
The vehicle must have an on-road purchase price of ₹5 lakh and above.
-
Question 13 of 30
13. Question
What is the standard margin for new vehicles based on the On Road Price?
Correct
The standard margin for new vehicles is 15% of the On Road Price.
Incorrect
The standard margin for new vehicles is 15% of the On Road Price.
Unattempted
The standard margin for new vehicles is 15% of the On Road Price.
-
Question 14 of 30
14. Question
For fully built-up vehicles, what does the On Road Price include?
Correct
The On Road Price includes Vehicle Ex-showroom Price, insurance and registration.
Incorrect
The On Road Price includes Vehicle Ex-showroom Price, insurance and registration.
Unattempted
The On Road Price includes Vehicle Ex-showroom Price, insurance and registration.
-
Question 15 of 30
15. Question
What is the margin for new vehicles when calculated on chassis, body building, road tax and insurance expenses?
Correct
A 15% margin applies to the specified cost components.
Incorrect
A 15% margin applies to the specified cost components.
Unattempted
A 15% margin applies to the specified cost components.
-
Question 16 of 30
16. Question
What is the margin in case of loans up to ₹2 lakh?
Correct
A minimum margin of 10% applies to loans up to ₹2 lakh.
Incorrect
A minimum margin of 10% applies to loans up to ₹2 lakh.
Unattempted
A minimum margin of 10% applies to loans up to ₹2 lakh.
-
Question 17 of 30
17. Question
What is the minimum margin for an E-Rickshaw loan including replacement cost of batteries?
Correct
For E-Rickshaws, the total Term Loan including replacement cost of up to 2 batteries is sanctioned initially with a minimum margin of 10%.
Incorrect
For E-Rickshaws, the total Term Loan including replacement cost of up to 2 batteries is sanctioned initially with a minimum margin of 10%.
Unattempted
For E-Rickshaws, the total Term Loan including replacement cost of up to 2 batteries is sanctioned initially with a minimum margin of 10%.
-
Question 18 of 30
18. Question
Within what period should the total E-Rickshaw Term Loan be adjusted through installments?
Correct
Installments are fixed so that the total Term Loan is adjusted in 36 months.
Incorrect
Installments are fixed so that the total Term Loan is adjusted in 36 months.
Unattempted
Installments are fixed so that the total Term Loan is adjusted in 36 months.
-
Question 19 of 30
19. Question
What is the margin for eligible used/second-hand LCV/MCV/HCV not older than 2 years?
Correct
The margin is 25% for used/second-hand LCV/MCV/HCV not older than 2 years.
Incorrect
The margin is 25% for used/second-hand LCV/MCV/HCV not older than 2 years.
Unattempted
The margin is 25% for used/second-hand LCV/MCV/HCV not older than 2 years.
-
Question 20 of 30
20. Question
Are second-hand E-Rickshaws financed under the PNB Transport Scheme?
Correct
Second-hand E-Rickshaws are specifically excluded from financing.
Incorrect
Second-hand E-Rickshaws are specifically excluded from financing.
Unattempted
Second-hand E-Rickshaws are specifically excluded from financing.
-
Question 21 of 30
21. Question
What is the maximum tenure for loans up to ₹2 lakh?
Correct
Loans up to ₹2 lakh can have a tenure of up to 36 months.
Incorrect
Loans up to ₹2 lakh can have a tenure of up to 36 months.
Unattempted
Loans up to ₹2 lakh can have a tenure of up to 36 months.
-
Question 22 of 30
22. Question
What is the maximum tenure for loans above ₹2 lakh for new vehicles?
Correct
Loans above ₹2 lakh can have a tenure of up to 60 months for new vehicles.
Incorrect
Loans above ₹2 lakh can have a tenure of up to 60 months for new vehicles.
Unattempted
Loans above ₹2 lakh can have a tenure of up to 60 months for new vehicles.
-
Question 23 of 30
23. Question
For a used vehicle, the maximum repayment period is calculated as what?
Correct
For used vehicles, the maximum repayment period is 60 months minus the age of the vehicle from its first registration date.
Incorrect
For used vehicles, the maximum repayment period is 60 months minus the age of the vehicle from its first registration date.
Unattempted
For used vehicles, the maximum repayment period is 60 months minus the age of the vehicle from its first registration date.
-
Question 24 of 30
24. Question
When may tenure up to 84 months be permitted for e-Vehicles?
Correct
For e-Vehicles, tenure up to 84 months may be permitted when the loan amount is more than ₹5 lakh.
Incorrect
For e-Vehicles, tenure up to 84 months may be permitted when the loan amount is more than ₹5 lakh.
Unattempted
For e-Vehicles, tenure up to 84 months may be permitted when the loan amount is more than ₹5 lakh.
-
Question 25 of 30
25. Question
What is the tenure of the Overdraft facility?
Correct
The OD facility is for one year, subject to annual renewal.
Incorrect
The OD facility is for one year, subject to annual renewal.
Unattempted
The OD facility is for one year, subject to annual renewal.
-
Question 26 of 30
26. Question
What is the collateral security requirement under one option of the scheme?
Correct
One option requires 50% collateral security in immovable property or eligible liquid security.
Incorrect
One option requires 50% collateral security in immovable property or eligible liquid security.
Unattempted
One option requires 50% collateral security in immovable property or eligible liquid security.
-
Question 27 of 30
27. Question
What alternative to collateral security is specified under the scheme?
Correct
Credit Guarantee Coverage under CGTMSE/CGSSI for the entire exposure is an alternative.
Incorrect
Credit Guarantee Coverage under CGTMSE/CGSSI for the entire exposure is an alternative.
Unattempted
Credit Guarantee Coverage under CGTMSE/CGSSI for the entire exposure is an alternative.
-
Question 28 of 30
28. Question
The concessional rate of interest under the PNB Transport Scheme is linked with what?
Correct
The concessional rate is linked with Internal Risk Rating.
Incorrect
The concessional rate is linked with Internal Risk Rating.
Unattempted
The concessional rate is linked with Internal Risk Rating.
-
Question 29 of 30
29. Question
How are the processing/upfront fees described under the PNB Transport Scheme?
Correct
The scheme specifies a nominal unified processing/upfront fee.
Incorrect
The scheme specifies a nominal unified processing/upfront fee.
Unattempted
The scheme specifies a nominal unified processing/upfront fee.
-
Question 30 of 30
30. Question
What is the required use of vehicles financed under the PNB Transport Scheme?
Correct
The scheme is intended to finance vehicles for commercial purpose.
Incorrect
The scheme is intended to finance vehicles for commercial purpose.
Unattempted
The scheme is intended to finance vehicles for commercial purpose.