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TOTAL QUESTION: 50
TOTAL TIME= 50 MIN
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Your results are here!! for" Pearl Savings Account "
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Question 1 of 50
1. Question
Who is eligible for the Pearl Savings Account?
Correct
Females above the age of 18 years are eligible.
Incorrect
Females above the age of 18 years are eligible.
Unattempted
Females above the age of 18 years are eligible.
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Question 2 of 50
2. Question
What is the minimum monthly average balance required for availing benefits?
Correct
The required minimum monthly average balance is ₹10,000.
Incorrect
The required minimum monthly average balance is ₹10,000.
Unattempted
The required minimum monthly average balance is ₹10,000.
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Question 3 of 50
3. Question
What is the Personal Accidental Death Insurance (PAI) cover?
Correct
The PAI cover is ₹10 lakh.
Incorrect
The PAI cover is ₹10 lakh.
Unattempted
The PAI cover is ₹10 lakh.
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Question 4 of 50
4. Question
What is the Air Accidental Insurance (AAI) cover?
Correct
The AAI cover is ₹20 lakh.
Incorrect
The AAI cover is ₹20 lakh.
Unattempted
The AAI cover is ₹20 lakh.
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Question 5 of 50
5. Question
What is the Permanent Total Disability (PTD) cover?
Correct
The PTD cover is ₹10 lakh.
Incorrect
The PTD cover is ₹10 lakh.
Unattempted
The PTD cover is ₹10 lakh.
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Question 6 of 50
6. Question
What is the maximum Permanent Partial Disability (PPD) cover?
Correct
PPD cover is available up to ₹5 lakh, subject to the stated conditions.
Incorrect
PPD cover is available up to ₹5 lakh, subject to the stated conditions.
Unattempted
PPD cover is available up to ₹5 lakh, subject to the stated conditions.
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Question 7 of 50
7. Question
In case of multiple injury, what is the maximum PPD claim?
Correct
In case of multiple injury, the maximum claim is up to the amount of the sum insured.
Incorrect
In case of multiple injury, the maximum claim is up to the amount of the sum insured.
Unattempted
In case of multiple injury, the maximum claim is up to the amount of the sum insured.
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Question 8 of 50
8. Question
What percentage of the entitled PA Cover is available for higher education?
Correct
The higher education benefit is 25% of the entitled PA Cover.
Incorrect
The higher education benefit is 25% of the entitled PA Cover.
Unattempted
The higher education benefit is 25% of the entitled PA Cover.
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Question 9 of 50
9. Question
What is the maximum aggregate higher education benefit?
Correct
The higher education benefit is capped at ₹5 lakh in aggregate.
Incorrect
The higher education benefit is capped at ₹5 lakh in aggregate.
Unattempted
The higher education benefit is capped at ₹5 lakh in aggregate.
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Question 10 of 50
10. Question
For how many years is the higher education benefit available?
Correct
The benefit is available for 3 years, subject to the stated conditions.
Incorrect
The benefit is available for 3 years, subject to the stated conditions.
Unattempted
The benefit is available for 3 years, subject to the stated conditions.
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Question 11 of 50
11. Question
How many dependent children are covered under the higher education benefit?
Correct
The higher education benefit covers 2 dependent children.
Incorrect
The higher education benefit covers 2 dependent children.
Unattempted
The higher education benefit covers 2 dependent children.
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Question 12 of 50
12. Question
Up to what age are dependent children covered under the higher education benefit?
Correct
Dependent children are covered up to the age of 25 years.
Incorrect
Dependent children are covered up to the age of 25 years.
Unattempted
Dependent children are covered up to the age of 25 years.
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Question 13 of 50
13. Question
What is the age range for the Girl Child Marriage Cover?
Correct
The Girl Child Marriage Cover applies to girls aged 18 to 25 years.
Incorrect
The Girl Child Marriage Cover applies to girls aged 18 to 25 years.
Unattempted
The Girl Child Marriage Cover applies to girls aged 18 to 25 years.
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Question 14 of 50
14. Question
What percentage of the PA Cover is available for the Girl Child Marriage Cover?
Correct
The Girl Child Marriage Cover is 10% of the PA Cover.
Incorrect
The Girl Child Marriage Cover is 10% of the PA Cover.
Unattempted
The Girl Child Marriage Cover is 10% of the PA Cover.
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Question 15 of 50
15. Question
What is the maximum Girl Child Marriage Cover for each girl child?
Correct
The maximum benefit is ₹2 lakh for each girl child.
Incorrect
The maximum benefit is ₹2 lakh for each girl child.
Unattempted
The maximum benefit is ₹2 lakh for each girl child.
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Question 16 of 50
16. Question
For how many girl children is the Girl Child Marriage Cover available?
Correct
The benefit is available for 2 girl children.
Incorrect
The benefit is available for 2 girl children.
Unattempted
The benefit is available for 2 girl children.
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Question 17 of 50
17. Question
What is the ambulance charges benefit linked to PAI?
Correct
Ambulance charges are covered up to ₹10,000.
Incorrect
Ambulance charges are covered up to ₹10,000.
Unattempted
Ambulance charges are covered up to ₹10,000.
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Question 18 of 50
18. Question
What is the funeral expenses benefit linked to PAI?
Correct
Funeral expenses are covered up to ₹10,000.
Incorrect
Funeral expenses are covered up to ₹10,000.
Unattempted
Funeral expenses are covered up to ₹10,000.
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Question 19 of 50
19. Question
What is the lost baggage protection insurance for domestic air travel?
Correct
The lost baggage protection insurance is ₹25,000.
Incorrect
The lost baggage protection insurance is ₹25,000.
Unattempted
The lost baggage protection insurance is ₹25,000.
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Question 20 of 50
20. Question
When are PAI and other linked benefits admissible?
Correct
PAI and other linked benefits are admissible immediately upon account activation.
Incorrect
PAI and other linked benefits are admissible immediately upon account activation.
Unattempted
PAI and other linked benefits are admissible immediately upon account activation.
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Question 21 of 50
21. Question
Up to what age are PAI and other linked benefits available?
Correct
PAI and other linked benefits are available up to the age of 69 years only.
Incorrect
PAI and other linked benefits are available up to the age of 69 years only.
Unattempted
PAI and other linked benefits are available up to the age of 69 years only.
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Question 22 of 50
22. Question
What is the Cancer Indemnity Insurance cover?
Correct
The Cancer Indemnity Insurance cover is ₹2 lakh.
Incorrect
The Cancer Indemnity Insurance cover is ₹2 lakh.
Unattempted
The Cancer Indemnity Insurance cover is ₹2 lakh.
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Question 23 of 50
23. Question
Who can open zero-balance accounts under the family banking benefit?
Correct
The spouse and up to two children of the primary woman account holder can open zero-balance accounts.
Incorrect
The spouse and up to two children of the primary woman account holder can open zero-balance accounts.
Unattempted
The spouse and up to two children of the primary woman account holder can open zero-balance accounts.
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Question 24 of 50
24. Question
Up to what age can children avail the family banking benefit?
Correct
Children can avail the benefit up to the age of 25 years.
Incorrect
Children can avail the benefit up to the age of 25 years.
Unattempted
Children can avail the benefit up to the age of 25 years.
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Question 25 of 50
25. Question
Which debit card is offered under the Pearl Savings Account?
Correct
The RuPay Women Pearl Platinum International Debit Card is offered.
Incorrect
The RuPay Women Pearl Platinum International Debit Card is offered.
Unattempted
The RuPay Women Pearl Platinum International Debit Card is offered.
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Question 26 of 50
26. Question
What are the issuance charges for the Pearl debit card?
Correct
The debit card issuance charges are NIL.
Incorrect
The debit card issuance charges are NIL.
Unattempted
The debit card issuance charges are NIL.
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Question 27 of 50
27. Question
When will the debit card AMC be waived?
Correct
AMC is waived when the desired yearly average balance equivalent to the scheme MAB requirement is maintained in the last 12 months.
Incorrect
AMC is waived when the desired yearly average balance equivalent to the scheme MAB requirement is maintained in the last 12 months.
Unattempted
AMC is waived when the desired yearly average balance equivalent to the scheme MAB requirement is maintained in the last 12 months.
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Question 28 of 50
28. Question
What health check-up is included among the debit card and other offers?
Correct
An annual mammogram check-up is included.
Incorrect
An annual mammogram check-up is included.
Unattempted
An annual mammogram check-up is included.
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Question 29 of 50
29. Question
What Personal Accidental Insurance cover is linked to the debit card?
Correct
The debit card includes a Personal Accidental Insurance cover of ₹2 lakh.
Incorrect
The debit card includes a Personal Accidental Insurance cover of ₹2 lakh.
Unattempted
The debit card includes a Personal Accidental Insurance cover of ₹2 lakh.
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Question 30 of 50
30. Question
What duration of free Swiggy One membership is offered?
Correct
The debit card offers free Swiggy One membership for 3 months.
Incorrect
The debit card offers free Swiggy One membership for 3 months.
Unattempted
The debit card offers free Swiggy One membership for 3 months.
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Question 31 of 50
31. Question
What is the daily cash withdrawal limit from an ATM?
Correct
The daily ATM cash withdrawal limit is ₹50,000.
Incorrect
The daily ATM cash withdrawal limit is ₹50,000.
Unattempted
The daily ATM cash withdrawal limit is ₹50,000.
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Question 32 of 50
32. Question
What is the combined daily POS/eCom transaction limit?
Correct
The combined daily POS/eCom limit is ₹1.50 lakh.
Incorrect
The combined daily POS/eCom limit is ₹1.50 lakh.
Unattempted
The combined daily POS/eCom limit is ₹1.50 lakh.
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Question 33 of 50
33. Question
What is the daily contactless transaction limit?
Correct
The daily contactless transaction limit is ₹5,000.
Incorrect
The daily contactless transaction limit is ₹5,000.
Unattempted
The daily contactless transaction limit is ₹5,000.
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Question 34 of 50
34. Question
What is stated about the exclusive designed credit card?
Correct
Free issuance of an exclusive designed credit card is offered subject to eligibility and applicable charges.
Incorrect
Free issuance of an exclusive designed credit card is offered subject to eligibility and applicable charges.
Unattempted
Free issuance of an exclusive designed credit card is offered subject to eligibility and applicable charges.
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Question 35 of 50
35. Question
What is the minimum tenor available under the sweep facility?
Correct
The sweep facility is available with a minimum tenor of 7 days.
Incorrect
The sweep facility is available with a minimum tenor of 7 days.
Unattempted
The sweep facility is available with a minimum tenor of 7 days.
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Question 36 of 50
36. Question
What is the threshold amount for the sweep facility?
Correct
The threshold is ₹1,00,000, followed by multiples of ₹10,000.
Incorrect
The threshold is ₹1,00,000, followed by multiples of ₹10,000.
Unattempted
The threshold is ₹1,00,000, followed by multiples of ₹10,000.
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Question 37 of 50
37. Question
When can the sweep-out be made?
Correct
Sweep-out shall be on every Tuesday or any 4 days/dates chosen by the customer.
Incorrect
Sweep-out shall be on every Tuesday or any 4 days/dates chosen by the customer.
Unattempted
Sweep-out shall be on every Tuesday or any 4 days/dates chosen by the customer.
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Question 38 of 50
38. Question
What is the default period of FFD under the sweep facility?
Correct
The default period of FFD is 179 days.
Incorrect
The default period of FFD is 179 days.
Unattempted
The default period of FFD is 179 days.
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Question 39 of 50
39. Question
What concession is available on locker rent in the first year for a small locker?
Correct
A 50% concession is available in the first year for a small locker.
Incorrect
A 50% concession is available in the first year for a small locker.
Unattempted
A 50% concession is available in the first year for a small locker.
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Question 40 of 50
40. Question
How many cheque leaves are free per year?
Correct
The scheme provides 100 free cheque leaves per year.
Incorrect
The scheme provides 100 free cheque leaves per year.
Unattempted
The scheme provides 100 free cheque leaves per year.
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Question 41 of 50
41. Question
What are the online RTGS/NEFT charges?
Correct
Online RTGS/NEFT charges are NIL.
Incorrect
Online RTGS/NEFT charges are NIL.
Unattempted
Online RTGS/NEFT charges are NIL.
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Question 42 of 50
42. Question
How many branch RTGS/NEFT transactions are available each month?
Correct
The scheme provides 1 each per month for branch RTGS/NEFT.
Incorrect
The scheme provides 1 each per month for branch RTGS/NEFT.
Unattempted
The scheme provides 1 each per month for branch RTGS/NEFT.
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Question 43 of 50
43. Question
What is the demand draft issuance benefit?
Correct
Unlimited drafts are free up to the amount of ₹1 lakh through the respective account.
Incorrect
Unlimited drafts are free up to the amount of ₹1 lakh through the respective account.
Unattempted
Unlimited drafts are free up to the amount of ₹1 lakh through the respective account.
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Question 44 of 50
44. Question
What concession is available on upfront and documentation charges in specified retail loans?
Correct
A 25% concession is available on upfront and documentation charges in the specified retail loans.
Incorrect
A 25% concession is available on upfront and documentation charges in the specified retail loans.
Unattempted
A 25% concession is available on upfront and documentation charges in the specified retail loans.
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Question 45 of 50
45. Question
What discount is available on Demat Accounts Fee for the first year?
Correct
A 25% discount is available for the first year.
Incorrect
A 25% discount is available for the first year.
Unattempted
A 25% discount is available for the first year.
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Question 46 of 50
46. Question
Is nomination facility allowed under the Pearl Savings Account?
Correct
Nomination facility is allowed.
Incorrect
Nomination facility is allowed.
Unattempted
Nomination facility is allowed.
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Question 47 of 50
47. Question
What concession is provided on processing fee and documentation charges for housing, vehicle and personal loans?
Correct
A 25% concession is provided on processing fee and documentation charges for these loans.
Incorrect
A 25% concession is provided on processing fee and documentation charges for these loans.
Unattempted
A 25% concession is provided on processing fee and documentation charges for these loans.
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Question 48 of 50
48. Question
What happens if the required MAB is not maintained?
Correct
No charges are levied for non-maintenance, but scheme-related freebies and concessions are withdrawn.
Incorrect
No charges are levied for non-maintenance, but scheme-related freebies and concessions are withdrawn.
Unattempted
No charges are levied for non-maintenance, but scheme-related freebies and concessions are withdrawn.
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Question 49 of 50
49. Question
Which retail loans are covered under the 25% waiver in upfront and documentation charges?
Correct
The stated 25% waiver applies to Housing Loan, Vehicle Loan, Personal Loan, Gold Loan and Education Loan.
Incorrect
The stated 25% waiver applies to Housing Loan, Vehicle Loan, Personal Loan, Gold Loan and Education Loan.
Unattempted
The stated 25% waiver applies to Housing Loan, Vehicle Loan, Personal Loan, Gold Loan and Education Loan.
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Question 50 of 50
50. Question
What happens if the required MAB is not maintained in the Pearl Savings Account?
Correct
No charges are levied for non-maintenance of MAB, but scheme-related freebies and concessions are withdrawn.
Incorrect
No charges are levied for non-maintenance of MAB, but scheme-related freebies and concessions are withdrawn.
Unattempted
No charges are levied for non-maintenance of MAB, but scheme-related freebies and concessions are withdrawn.