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Purchase Course

Emerald Savings Account

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TOTAL QUESTION: 40
TOTAL TIME= 40 MIN

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  1. Answered
  2. Review
  1. Question 1 of 40
    1. Question

    Who is eligible to open an Emerald Savings Account?

    Correct

    Females above the age of 18 years are eligible.

    Incorrect

    Females above the age of 18 years are eligible.

    Unattempted

    Females above the age of 18 years are eligible.

  2. Question 2 of 40
    2. Question

    What is the minimum monthly average balance required for availing Emerald Savings Account benefits?

    Correct

    The required minimum monthly average balance is ₹25,000.

    Incorrect

    The required minimum monthly average balance is ₹25,000.

    Unattempted

    The required minimum monthly average balance is ₹25,000.

  3. Question 3 of 40
    3. Question

    What is the Personal Accidental Death Insurance (PAI) cover under the Emerald Savings Account?

    Correct

    The PAI cover is ₹15 lakh.

    Incorrect

    The PAI cover is ₹15 lakh.

    Unattempted

    The PAI cover is ₹15 lakh.

  4. Question 4 of 40
    4. Question

    What is the Air Accidental Insurance (AAI) cover?

    Correct

    The AAI cover is ₹30 lakh.

    Incorrect

    The AAI cover is ₹30 lakh.

    Unattempted

    The AAI cover is ₹30 lakh.

  5. Question 5 of 40
    5. Question

    What is the Permanent Total Disability (PTD) cover?

    Correct

    The PTD cover is ₹15 lakh.

    Incorrect

    The PTD cover is ₹15 lakh.

    Unattempted

    The PTD cover is ₹15 lakh.

  6. Question 6 of 40
    6. Question

    What is the maximum Permanent Partial Disability (PPD) cover?

    Correct

    PPD cover is available up to ₹7.50 lakh, subject to the stated conditions.

    Incorrect

    PPD cover is available up to ₹7.50 lakh, subject to the stated conditions.

    Unattempted

    PPD cover is available up to ₹7.50 lakh, subject to the stated conditions.

  7. Question 7 of 40
    7. Question

    In case of multiple injury under PPD, what is the maximum claim restriction?

    Correct

    In case of multiple injury, the maximum claim is up to the amount of the sum insured.

    Incorrect

    In case of multiple injury, the maximum claim is up to the amount of the sum insured.

    Unattempted

    In case of multiple injury, the maximum claim is up to the amount of the sum insured.

  8. Question 8 of 40
    8. Question

    What percentage of the PA Cover is available for higher education as an add-on benefit?

    Correct

    The higher education benefit is 25% of the entitled PA Cover, subject to the maximum limit.

    Incorrect

    The higher education benefit is 25% of the entitled PA Cover, subject to the maximum limit.

    Unattempted

    The higher education benefit is 25% of the entitled PA Cover, subject to the maximum limit.

  9. Question 9 of 40
    9. Question

    What is the maximum aggregate higher education benefit?

    Correct

    The higher education benefit is capped at ₹5 lakh in aggregate.

    Incorrect

    The higher education benefit is capped at ₹5 lakh in aggregate.

    Unattempted

    The higher education benefit is capped at ₹5 lakh in aggregate.

  10. Question 10 of 40
    10. Question

    For how many years is the higher education benefit available?

    Correct

    The higher education benefit is available for 3 years, subject to the scheme conditions.

    Incorrect

    The higher education benefit is available for 3 years, subject to the scheme conditions.

    Unattempted

    The higher education benefit is available for 3 years, subject to the scheme conditions.

  11. Question 11 of 40
    11. Question

    How many dependent children can receive the higher education benefit?

    Correct

    The benefit applies to 2 dependent children, subject to the stated conditions.

    Incorrect

    The benefit applies to 2 dependent children, subject to the stated conditions.

    Unattempted

    The benefit applies to 2 dependent children, subject to the stated conditions.

  12. Question 12 of 40
    12. Question

    Up to what age can dependent children receive the higher education benefit?

    Correct

    The dependent children can receive the benefit up to the age of 25 years.

    Incorrect

    The dependent children can receive the benefit up to the age of 25 years.

    Unattempted

    The dependent children can receive the benefit up to the age of 25 years.

  13. Question 13 of 40
    13. Question

    What is the age range specified for the Girl Child Marriage Cover?

    Correct

    The Girl Child Marriage Cover applies to girls aged 18 to 25 years.

    Incorrect

    The Girl Child Marriage Cover applies to girls aged 18 to 25 years.

    Unattempted

    The Girl Child Marriage Cover applies to girls aged 18 to 25 years.

  14. Question 14 of 40
    14. Question

    What percentage of the PA Cover is available for the Girl Child Marriage Cover?

    Correct

    The Girl Child Marriage Cover is 10% of the PA Cover, subject to the maximum limit.

    Incorrect

    The Girl Child Marriage Cover is 10% of the PA Cover, subject to the maximum limit.

    Unattempted

    The Girl Child Marriage Cover is 10% of the PA Cover, subject to the maximum limit.

  15. Question 15 of 40
    15. Question

    What is the maximum Girl Child Marriage Cover per girl child?

    Correct

    The maximum benefit is ₹2 lakh for each girl child.

    Incorrect

    The maximum benefit is ₹2 lakh for each girl child.

    Unattempted

    The maximum benefit is ₹2 lakh for each girl child.

  16. Question 16 of 40
    16. Question

    For how many girl children is the Girl Child Marriage Cover available?

    Correct

    The cover is available for up to 2 girl children.

    Incorrect

    The cover is available for up to 2 girl children.

    Unattempted

    The cover is available for up to 2 girl children.

  17. Question 17 of 40
    17. Question

    What amount is provided for ambulance charges as an add-on benefit?

    Correct

    Ambulance charges are covered up to ₹10,000.

    Incorrect

    Ambulance charges are covered up to ₹10,000.

    Unattempted

    Ambulance charges are covered up to ₹10,000.

  18. Question 18 of 40
    18. Question

    What amount is provided for funeral expenses?

    Correct

    Funeral expenses are covered up to ₹10,000.

    Incorrect

    Funeral expenses are covered up to ₹10,000.

    Unattempted

    Funeral expenses are covered up to ₹10,000.

  19. Question 19 of 40
    19. Question

    What is the lost baggage protection insurance cover for domestic air travel?

    Correct

    Lost baggage protection for domestic air travel is ₹25,000.

    Incorrect

    Lost baggage protection for domestic air travel is ₹25,000.

    Unattempted

    Lost baggage protection for domestic air travel is ₹25,000.

  20. Question 20 of 40
    20. Question

    When do PAI and other linked benefits become admissible?

    Correct

    PAI and other linked benefits are admissible immediately upon account activation.

    Incorrect

    PAI and other linked benefits are admissible immediately upon account activation.

    Unattempted

    PAI and other linked benefits are admissible immediately upon account activation.

  21. Question 21 of 40
    21. Question

    Up to what age are PAI and other linked benefits available?

    Correct

    These benefits are available up to the age of 69 years only.

    Incorrect

    These benefits are available up to the age of 69 years only.

    Unattempted

    These benefits are available up to the age of 69 years only.

  22. Question 22 of 40
    22. Question

    What is the Cancer Indemnity Insurance cover?

    Correct

    The Cancer Indemnity Insurance cover is ₹5 lakh.

    Incorrect

    The Cancer Indemnity Insurance cover is ₹5 lakh.

    Unattempted

    The Cancer Indemnity Insurance cover is ₹5 lakh.

  23. Question 23 of 40
    23. Question

    What health check-up is included in the Wellness Program?

    Correct

    The Wellness Program includes an annual health check-up.

    Incorrect

    The Wellness Program includes an annual health check-up.

    Unattempted

    The Wellness Program includes an annual health check-up.

  24. Question 24 of 40
    24. Question

    What is the availability of tele consultation under the Wellness Program?

    Correct

    Unlimited tele consultation is included in the Wellness Program.

    Incorrect

    Unlimited tele consultation is included in the Wellness Program.

    Unattempted

    Unlimited tele consultation is included in the Wellness Program.

  25. Question 25 of 40
    25. Question

    What is the Personal Accidental Insurance cover under the Wellness Program?

    Correct

    The Wellness Program includes PAI of ₹4 lakh.

    Incorrect

    The Wellness Program includes PAI of ₹4 lakh.

    Unattempted

    The Wellness Program includes PAI of ₹4 lakh.

  26. Question 26 of 40
    26. Question

    What is the permanent total disability cover under the Wellness Program?

    Correct

    The PTD cover under the Wellness Program is 125% of the sum insured.

    Incorrect

    The PTD cover under the Wellness Program is 125% of the sum insured.

    Unattempted

    The PTD cover under the Wellness Program is 125% of the sum insured.

  27. Question 27 of 40
    27. Question

    Who can open zero-balance family accounts under the scheme?

    Correct

    The spouse and up to two children of the primary woman account holder can open zero-balance accounts, subject to the age condition.

    Incorrect

    The spouse and up to two children of the primary woman account holder can open zero-balance accounts, subject to the age condition.

    Unattempted

    The spouse and up to two children of the primary woman account holder can open zero-balance accounts, subject to the age condition.

  28. Question 28 of 40
    28. Question

    Up to what age can children avail the family banking benefit?

    Correct

    Children can avail the benefit up to the age of 25 years.

    Incorrect

    Children can avail the benefit up to the age of 25 years.

    Unattempted

    Children can avail the benefit up to the age of 25 years.

  29. Question 29 of 40
    29. Question

    Which debit card is offered with the Emerald Savings Account?

    Correct

    The RuPay Women Emerald Platinum International Debit Card is offered.

    Incorrect

    The RuPay Women Emerald Platinum International Debit Card is offered.

    Unattempted

    The RuPay Women Emerald Platinum International Debit Card is offered.

  30. Question 30 of 40
    30. Question

    What are the issuance charges for the Emerald debit card?

    Correct

    The debit card issuance charges are NIL.

    Incorrect

    The debit card issuance charges are NIL.

    Unattempted

    The debit card issuance charges are NIL.

  31. Question 31 of 40
    31. Question

    When will the debit card AMC be waived?

    Correct

    AMC is waived when the desired yearly average balance equivalent to the scheme‘s MAB requirement is maintained over the last 12 months.

    Incorrect

    AMC is waived when the desired yearly average balance equivalent to the scheme‘s MAB requirement is maintained over the last 12 months.

    Unattempted

    AMC is waived when the desired yearly average balance equivalent to the scheme‘s MAB requirement is maintained over the last 12 months.

  32. Question 32 of 40
    32. Question

    How many domestic airport lounge visits are available per calendar year per card?

    Correct

    The debit card offers one domestic airport lounge visit per calendar year per card.

    Incorrect

    The debit card offers one domestic airport lounge visit per calendar year per card.

    Unattempted

    The debit card offers one domestic airport lounge visit per calendar year per card.

  33. Question 33 of 40
    33. Question

    What Personal Accidental Insurance cover is linked to the debit card?

    Correct

    The debit card includes a Personal Accidental Insurance cover of ₹2 lakh.

    Incorrect

    The debit card includes a Personal Accidental Insurance cover of ₹2 lakh.

    Unattempted

    The debit card includes a Personal Accidental Insurance cover of ₹2 lakh.

  34. Question 34 of 40
    34. Question

    What duration of free Swiggy One membership is offered?

    Correct

    The debit card offers free Swiggy One membership for 3 months.

    Incorrect

    The debit card offers free Swiggy One membership for 3 months.

    Unattempted

    The debit card offers free Swiggy One membership for 3 months.

  35. Question 35 of 40
    35. Question

    What is the daily cash withdrawal limit from an ATM?

    Correct

    The daily ATM cash withdrawal limit is ₹50,000.

    Incorrect

    The daily ATM cash withdrawal limit is ₹50,000.

    Unattempted

    The daily ATM cash withdrawal limit is ₹50,000.

  36. Question 36 of 40
    36. Question

    What is the combined daily POS/eCom transaction limit?

    Correct

    The combined daily POS/eCom limit is ₹1.50 lakh.

    Incorrect

    The combined daily POS/eCom limit is ₹1.50 lakh.

    Unattempted

    The combined daily POS/eCom limit is ₹1.50 lakh.

  37. Question 37 of 40
    37. Question

    What is the daily contactless transaction limit?

    Correct

    The daily contactless transaction limit is ₹5,000.

    Incorrect

    The daily contactless transaction limit is ₹5,000.

    Unattempted

    The daily contactless transaction limit is ₹5,000.

  38. Question 38 of 40
    38. Question

    What is the minimum tenor available under the sweep facility?

    Correct

    The sweep facility is available with a minimum tenor of 7 days.

    Incorrect

    The sweep facility is available with a minimum tenor of 7 days.

    Unattempted

    The sweep facility is available with a minimum tenor of 7 days.

  39. Question 39 of 40
    39. Question

    What is the threshold amount for the sweep facility?

    Correct

    The sweep threshold is ₹1,00,000, after which sweeps are available in multiples of ₹10,000.

    Incorrect

    The sweep threshold is ₹1,00,000, after which sweeps are available in multiples of ₹10,000.

    Unattempted

    The sweep threshold is ₹1,00,000, after which sweeps are available in multiples of ₹10,000.

  40. Question 40 of 40
    40. Question

    What concession is available on locker rent for the first year for a small locker?

    Correct

    A 75% concession in locker rent is available for the first year for a small locker, subject to availability.

    Incorrect

    A 75% concession in locker rent is available for the first year for a small locker, subject to availability.

    Unattempted

    A 75% concession in locker rent is available for the first year for a small locker, subject to availability.


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