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Purchase Course

Rakshak Pensioner Plus Scheme

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Information

TOTAL QUESTION: 40
TOTAL TIME= 40 MIN

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Your results are here!! for" Rakshak Pensioner Plus Scheme "

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  1. Answered
  2. Review
  1. Question 1 of 40
    1. Question

    Which pensioners are eligible for the Rakshak Pensioner Plus Scheme?

    Correct

    The scheme is available to pensioners of Rakshak and Police Rakshak Plus variants covering specified defence, police and railway police forces.

    Incorrect

    The scheme is available to pensioners of Rakshak and Police Rakshak Plus variants covering specified defence, police and railway police forces.

    Unattempted

    The scheme is available to pensioners of Rakshak and Police Rakshak Plus variants covering specified defence, police and railway police forces.

  2. Question 2 of 40
    2. Question

    What is the minimum monthly pension required to open an account under the Rakshak Pensioner Plus Scheme?

    Correct

    The minimum monthly pension required is ₹10,000 and above.

    Incorrect

    The minimum monthly pension required is ₹10,000 and above.

    Unattempted

    The minimum monthly pension required is ₹10,000 and above.

  3. Question 3 of 40
    3. Question

    What is the minimum monthly average balance under the Rakshak Pensioner Plus Scheme?

    Correct

    The minimum monthly average balance is NIL.

    Incorrect

    The minimum monthly average balance is NIL.

    Unattempted

    The minimum monthly average balance is NIL.

  4. Question 4 of 40
    4. Question

    What is the free Personal Accidental Insurance cover under the scheme?

    Correct

    The free Personal Accidental Insurance cover is ₹50 lakh.

    Incorrect

    The free Personal Accidental Insurance cover is ₹50 lakh.

    Unattempted

    The free Personal Accidental Insurance cover is ₹50 lakh.

  5. Question 5 of 40
    5. Question

    What is the free Air Accident Insurance cover under the scheme?

    Correct

    The free Air Accident Insurance cover is ₹100 lakh.

    Incorrect

    The free Air Accident Insurance cover is ₹100 lakh.

    Unattempted

    The free Air Accident Insurance cover is ₹100 lakh.

  6. Question 6 of 40
    6. Question

    What is the Personnel Accident Permanent Total Disability (PTD) Insurance cover?

    Correct

    The PTD Insurance cover is ₹50 lakh.

    Incorrect

    The PTD Insurance cover is ₹50 lakh.

    Unattempted

    The PTD Insurance cover is ₹50 lakh.

  7. Question 7 of 40
    7. Question

    What is the maximum Personnel Accident Permanent Partial Disability (PPD) Insurance cover?

    Correct

    PPD Insurance is available up to ₹25 lakh, subject to the stated GPA Schedule and policy conditions.

    Incorrect

    PPD Insurance is available up to ₹25 lakh, subject to the stated GPA Schedule and policy conditions.

    Unattempted

    PPD Insurance is available up to ₹25 lakh, subject to the stated GPA Schedule and policy conditions.

  8. Question 8 of 40
    8. Question

    What is the marriage cover amount for one girl child under the additional Girl Child Cover?

    Correct

    The cover is ₹5 lakh for one girl child aged 18 to 25 years.

    Incorrect

    The cover is ₹5 lakh for one girl child aged 18 to 25 years.

    Unattempted

    The cover is ₹5 lakh for one girl child aged 18 to 25 years.

  9. Question 9 of 40
    9. Question

    For how many girl children is the Girl Child Cover available at maximum?

    Correct

    The Girl Child Cover is available for a maximum of two girl children.

    Incorrect

    The Girl Child Cover is available for a maximum of two girl children.

    Unattempted

    The Girl Child Cover is available for a maximum of two girl children.

  10. Question 10 of 40
    10. Question

    What is the eligible age range for the Girl Child Marriage Cover?

    Correct

    The Girl Child Marriage Cover applies to girls aged 18 to 25 years.

    Incorrect

    The Girl Child Marriage Cover applies to girls aged 18 to 25 years.

    Unattempted

    The Girl Child Marriage Cover applies to girls aged 18 to 25 years.

  11. Question 11 of 40
    11. Question

    What percentage of the entitled PA cover is available for higher education of dependent children?

    Correct

    Higher education cover is 25% of the entitled PA cover.

    Incorrect

    Higher education cover is 25% of the entitled PA cover.

    Unattempted

    Higher education cover is 25% of the entitled PA cover.

  12. Question 12 of 40
    12. Question

    What is the maximum education cover available for each of the two dependent children?

    Correct

    The maximum is ₹5 lakh for each of two dependent children, subject to the stated age condition.

    Incorrect

    The maximum is ₹5 lakh for each of two dependent children, subject to the stated age condition.

    Unattempted

    The maximum is ₹5 lakh for each of two dependent children, subject to the stated age condition.

  13. Question 13 of 40
    13. Question

    Up to what age are dependent children covered under the higher education benefit?

    Correct

    The education benefit applies to two dependent children up to their age of 25 years.

    Incorrect

    The education benefit applies to two dependent children up to their age of 25 years.

    Unattempted

    The education benefit applies to two dependent children up to their age of 25 years.

  14. Question 14 of 40
    14. Question

    What is the maximum Air Ambulance Charges benefit?

    Correct

    Air Ambulance Charges are covered up to ₹1 lakh.

    Incorrect

    Air Ambulance Charges are covered up to ₹1 lakh.

    Unattempted

    Air Ambulance Charges are covered up to ₹1 lakh.

  15. Question 15 of 40
    15. Question

    What is the Emergency Medical Expenses benefit under the scheme?

    Correct

    Emergency Medical Expenses are covered up to ₹0.25 lakh.

    Incorrect

    Emergency Medical Expenses are covered up to ₹0.25 lakh.

    Unattempted

    Emergency Medical Expenses are covered up to ₹0.25 lakh.

  16. Question 16 of 40
    16. Question

    What is the Funeral Expenses benefit under the scheme?

    Correct

    Funeral Expenses are covered up to ₹0.10 lakh.

    Incorrect

    Funeral Expenses are covered up to ₹0.10 lakh.

    Unattempted

    Funeral Expenses are covered up to ₹0.10 lakh.

  17. Question 17 of 40
    17. Question

    What is the Ambulance Charges benefit under the scheme?

    Correct

    Ambulance Charges are covered up to ₹0.10 lakh.

    Incorrect

    Ambulance Charges are covered up to ₹0.10 lakh.

    Unattempted

    Ambulance Charges are covered up to ₹0.10 lakh.

  18. Question 18 of 40
    18. Question

    What is the threshold for the Sweep Facility under the Rakshak Pensioner Plus Scheme?

    Correct

    The sweep threshold is ₹1,00,000, after which sweep takes place in specified multiples.

    Incorrect

    The sweep threshold is ₹1,00,000, after which sweep takes place in specified multiples.

    Unattempted

    The sweep threshold is ₹1,00,000, after which sweep takes place in specified multiples.

  19. Question 19 of 40
    19. Question

    After the sweep threshold, in what multiples does sweep take place?

    Correct

    After the ₹1,00,000 threshold, sweep takes place in multiples of ₹25,000.

    Incorrect

    After the ₹1,00,000 threshold, sweep takes place in multiples of ₹25,000.

    Unattempted

    After the ₹1,00,000 threshold, sweep takes place in multiples of ₹25,000.

  20. Question 20 of 40
    20. Question

    What is the minimum tenor available for the Sweep Facility?

    Correct

    The minimum tenor is 7 days.

    Incorrect

    The minimum tenor is 7 days.

    Unattempted

    The minimum tenor is 7 days.

  21. Question 21 of 40
    21. Question

    What is the maximum tenor available for the Sweep Facility?

    Correct

    The maximum tenor is 179 days.

    Incorrect

    The maximum tenor is 179 days.

    Unattempted

    The maximum tenor is 179 days.

  22. Question 22 of 40
    22. Question

    Under one of the sweep choices, how often can sweep-out take place as selected by the customer?

    Correct

    The customer can choose sweep-out four times on a monthly basis.

    Incorrect

    The customer can choose sweep-out four times on a monthly basis.

    Unattempted

    The customer can choose sweep-out four times on a monthly basis.

  23. Question 23 of 40
    23. Question

    Under the default arrangement mentioned for the Sweep Facility, on which day does sweep-out take place?

    Correct

    The default sweep-out is every Tuesday in the week.

    Incorrect

    The default sweep-out is every Tuesday in the week.

    Unattempted

    The default sweep-out is every Tuesday in the week.

  24. Question 24 of 40
    24. Question

    What is the default tenure when sweep-out is set to occur every Tuesday?

    Correct

    The default tenure is 179 days.

    Incorrect

    The default tenure is 179 days.

    Unattempted

    The default tenure is 179 days.

  25. Question 25 of 40
    25. Question

    What concession in interest rate is available on Personal Loan, Pension Loan and Vehicle Loan?

    Correct

    A 0.10% concession in ROI is available over and above the applicable retail loan rate.

    Incorrect

    A 0.10% concession in ROI is available over and above the applicable retail loan rate.

    Unattempted

    A 0.10% concession in ROI is available over and above the applicable retail loan rate.

  26. Question 26 of 40
    26. Question

    What concession in interest rate is available on Housing Loan and Education Loan?

    Correct

    A 0.05% concession in ROI is available over and above the applicable retail loan rate.

    Incorrect

    A 0.05% concession in ROI is available over and above the applicable retail loan rate.

    Unattempted

    A 0.05% concession in ROI is available over and above the applicable retail loan rate.

  27. Question 27 of 40
    27. Question

    What waiver is available on processing fee/upfront charges for Housing, Car and Personal Loan schemes?

    Correct

    Full waiver of processing fee/upfront charges is provided for the specified loans.

    Incorrect

    Full waiver of processing fee/upfront charges is provided for the specified loans.

    Unattempted

    Full waiver of processing fee/upfront charges is provided for the specified loans.

  28. Question 28 of 40
    28. Question

    What waiver is available on documentation charges for Housing, Car and Personal Loan schemes?

    Correct

    The scheme provides a full waiver of documentation charges for the specified loans.

    Incorrect

    The scheme provides a full waiver of documentation charges for the specified loans.

    Unattempted

    The scheme provides a full waiver of documentation charges for the specified loans.

  29. Question 29 of 40
    29. Question

    What is the maximum quantum of collateral-free loan under PNB Pratibha for eligible wards?

    Correct

    The maximum collateral-free loan is up to ₹35 lakh, depending on the institute.

    Incorrect

    The maximum collateral-free loan is up to ₹35 lakh, depending on the institute.

    Unattempted

    The maximum collateral-free loan is up to ₹35 lakh, depending on the institute.

  30. Question 30 of 40
    30. Question

    What is the margin mentioned for the PNB Pratibha education loan benefit?

    Correct

    The stated margin is NIL, subject to extant PNB Pratibha guidelines.

    Incorrect

    The stated margin is NIL, subject to extant PNB Pratibha guidelines.

    Unattempted

    The stated margin is NIL, subject to extant PNB Pratibha guidelines.

  31. Question 31 of 40
    31. Question

    What are the cash handling charges under the Rakshak Pensioner Plus Scheme?

    Correct

    Cash handling is free.

    Incorrect

    Cash handling is free.

    Unattempted

    Cash handling is free.

  32. Question 32 of 40
    32. Question

    What is the facility for DD issuance through the respective accounts?

    Correct

    DD issuance is unlimited and free through the respective accounts.

    Incorrect

    DD issuance is unlimited and free through the respective accounts.

    Unattempted

    DD issuance is unlimited and free through the respective accounts.

  33. Question 33 of 40
    33. Question

    Which debit card is provided for persons below officers?

    Correct

    Persons below officers receive the RuPay Rakshak Select Debit Card.

    Incorrect

    Persons below officers receive the RuPay Rakshak Select Debit Card.

    Unattempted

    Persons below officers receive the RuPay Rakshak Select Debit Card.

  34. Question 34 of 40
    34. Question

    Which debit card is provided for officers and above?

    Correct

    Officers and above receive the RuPay Rakshak Optima Debit Card.

    Incorrect

    Officers and above receive the RuPay Rakshak Optima Debit Card.

    Unattempted

    Officers and above receive the RuPay Rakshak Optima Debit Card.

  35. Question 35 of 40
    35. Question

    Who can receive the Master Elite Grand Debit Card under the stated condition?

    Correct

    Customers maintaining a yearly average balance of ₹5 lakh and above can receive the Master Elite Grand Debit Card.

    Incorrect

    Customers maintaining a yearly average balance of ₹5 lakh and above can receive the Master Elite Grand Debit Card.

    Unattempted

    Customers maintaining a yearly average balance of ₹5 lakh and above can receive the Master Elite Grand Debit Card.

  36. Question 36 of 40
    36. Question

    What is the daily ATM cash withdrawal limit on the debit card?

    Correct

    The daily ATM cash withdrawal limit is ₹1.50 lakh.

    Incorrect

    The daily ATM cash withdrawal limit is ₹1.50 lakh.

    Unattempted

    The daily ATM cash withdrawal limit is ₹1.50 lakh.

  37. Question 37 of 40
    37. Question

    What is the combined daily POS/eCom transaction limit on the debit card?

    Correct

    The combined daily POS/eCom limit is ₹5 lakh.

    Incorrect

    The combined daily POS/eCom limit is ₹5 lakh.

    Unattempted

    The combined daily POS/eCom limit is ₹5 lakh.

  38. Question 38 of 40
    38. Question

    What is the daily contactless transaction limit on the debit card?

    Correct

    The daily contactless limit is ₹5,000.

    Incorrect

    The daily contactless limit is ₹5,000.

    Unattempted

    The daily contactless limit is ₹5,000.

  39. Question 39 of 40
    39. Question

    How many zero-balance family accounts can be opened under the family account benefit?

    Correct

    Up to four zero-balance family accounts can be opened, with lifetime free RuPay Platinum Debit Card.

    Incorrect

    Up to four zero-balance family accounts can be opened, with lifetime free RuPay Platinum Debit Card.

    Unattempted

    Up to four zero-balance family accounts can be opened, with lifetime free RuPay Platinum Debit Card.

  40. Question 40 of 40
    40. Question

    What are the RTGS/NEFT charges for online and branch transactions under the scheme?

    Correct

    RTGS/NEFT transactions through online or branch channels are free.

    Incorrect

    RTGS/NEFT transactions through online or branch channels are free.

    Unattempted

    RTGS/NEFT transactions through online or branch channels are free.


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