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Purchase Course

Advantage Saving Account

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TOTAL QUESTION: 20
TOTAL TIME= 20 MIN

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  2. Review
  1. Question 1 of 20
    1. Question

    Who is eligible to open an Advantage Saving Account?

    Correct

    The account can be opened by any individual above 18 years of age.

    Incorrect

    The account can be opened by any individual above 18 years of age.

    Unattempted

    The account can be opened by any individual above 18 years of age.

  2. Question 2 of 20
    2. Question

    What is the minimum monthly average balance required for availing benefits under the Advantage Saving Account?

    Correct

    The required minimum monthly average balance is ₹50,000.

    Incorrect

    The required minimum monthly average balance is ₹50,000.

    Unattempted

    The required minimum monthly average balance is ₹50,000.

  3. Question 3 of 20
    3. Question

    What is the Personal Accidental Insurance (PAI) cover under the Advantage Saving Account?

    Correct

    The PAI cover is ₹20 lakh.

    Incorrect

    The PAI cover is ₹20 lakh.

    Unattempted

    The PAI cover is ₹20 lakh.

  4. Question 4 of 20
    4. Question

    What is the Air Accidental Insurance (AAI) cover under the Advantage Saving Account?

    Correct

    The AAI cover is ₹40 lakh.

    Incorrect

    The AAI cover is ₹40 lakh.

    Unattempted

    The AAI cover is ₹40 lakh.

  5. Question 5 of 20
    5. Question

    What is the cover amount for Permanent Total Disability (PTD) under the Advantage Saving Account?

    Correct

    The PTD cover is ₹20 lakh.

    Incorrect

    The PTD cover is ₹20 lakh.

    Unattempted

    The PTD cover is ₹20 lakh.

  6. Question 6 of 20
    6. Question

    What is the maximum cover available for Permanent Partial Disability (PPD)?

    Correct

    PPD is covered up to ₹10 lakh, subject to the GPA Schedule and stated conditions.

    Incorrect

    PPD is covered up to ₹10 lakh, subject to the GPA Schedule and stated conditions.

    Unattempted

    PPD is covered up to ₹10 lakh, subject to the GPA Schedule and stated conditions.

  7. Question 7 of 20
    7. Question

    What percentage of the entitled PAI cover is available as the Higher Education add-on benefit?

    Correct

    The Higher Education benefit is 25% of the entitled PAI cover, subject to the stated maximum.

    Incorrect

    The Higher Education benefit is 25% of the entitled PAI cover, subject to the stated maximum.

    Unattempted

    The Higher Education benefit is 25% of the entitled PAI cover, subject to the stated maximum.

  8. Question 8 of 20
    8. Question

    What percentage of the PAI cover is available under the Girl Child Marriage Cover?

    Correct

    The Girl Child Marriage Cover is 10% of the PAI cover, subject to the stated maximum.

    Incorrect

    The Girl Child Marriage Cover is 10% of the PAI cover, subject to the stated maximum.

    Unattempted

    The Girl Child Marriage Cover is 10% of the PAI cover, subject to the stated maximum.

  9. Question 9 of 20
    9. Question

    What amount is provided for ambulance charges under the add-on benefits linked to PAI?

    Correct

    Ambulance charges are covered up to ₹10,000.

    Incorrect

    Ambulance charges are covered up to ₹10,000.

    Unattempted

    Ambulance charges are covered up to ₹10,000.

  10. Question 10 of 20
    10. Question

    What amount is provided for funeral expenses under the Advantage Saving Account add-on benefits?

    Correct

    Funeral expenses are covered up to ₹10,000.

    Incorrect

    Funeral expenses are covered up to ₹10,000.

    Unattempted

    Funeral expenses are covered up to ₹10,000.

  11. Question 11 of 20
    11. Question

    What is the lost baggage protection insurance amount for domestic air travel?

    Correct

    The lost baggage protection amount is ₹25,000.

    Incorrect

    The lost baggage protection amount is ₹25,000.

    Unattempted

    The lost baggage protection amount is ₹25,000.

  12. Question 12 of 20
    12. Question

    Up to what age are PAI and other linked benefits available?

    Correct

    PAI and other linked benefits are available up to the age of 69 years only.

    Incorrect

    PAI and other linked benefits are available up to the age of 69 years only.

    Unattempted

    PAI and other linked benefits are available up to the age of 69 years only.

  13. Question 13 of 20
    13. Question

    How many cheque leaves are provided free per year under the Advantage Saving Account?

    Correct

    The account provides 200 free cheque leaves per year.

    Incorrect

    The account provides 200 free cheque leaves per year.

    Unattempted

    The account provides 200 free cheque leaves per year.

  14. Question 14 of 20
    14. Question

    What are the online RTGS/NEFT charges under the Advantage Saving Account?

    Correct

    Online RTGS/NEFT charges are NIL.

    Incorrect

    Online RTGS/NEFT charges are NIL.

    Unattempted

    Online RTGS/NEFT charges are NIL.

  15. Question 15 of 20
    15. Question

    What waiver is available on processing charges/upfront fee for Housing Loan or Vehicle Loan?

    Correct

    A 50% waiver is available on the processing charges/upfront fee.

    Incorrect

    A 50% waiver is available on the processing charges/upfront fee.

    Unattempted

    A 50% waiver is available on the processing charges/upfront fee.

  16. Question 16 of 20
    16. Question

    What waiver is available on documentation charges for Housing Loan or Vehicle Loan?

    Correct

    A 50% waiver is available on documentation charges.

    Incorrect

    A 50% waiver is available on documentation charges.

    Unattempted

    A 50% waiver is available on documentation charges.

  17. Question 17 of 20
    17. Question

    Which debit card is provided under the Advantage Saving Account?

    Correct

    The Advantage Saving Account provides an Optima Debit Card.

    Incorrect

    The Advantage Saving Account provides an Optima Debit Card.

    Unattempted

    The Advantage Saving Account provides an Optima Debit Card.

  18. Question 18 of 20
    18. Question

    What are the issuance charges/AMC charges for the Optima Debit Card under the Advantage Saving Account?

    Correct

    The stated issuance charges/AMC charges are NIL.

    Incorrect

    The stated issuance charges/AMC charges are NIL.

    Unattempted

    The stated issuance charges/AMC charges are NIL.

  19. Question 19 of 20
    19. Question

    How frequently is the domestic airport lounge facility available under the Advantage Saving Account debit card offers?

    Correct

    The domestic airport lounge facility is available once per quarter.

    Incorrect

    The domestic airport lounge facility is available once per quarter.

    Unattempted

    The domestic airport lounge facility is available once per quarter.

  20. Question 20 of 20
    20. Question

    What happens if the required MAB is not maintained under the Advantage Saving Account?

    Correct

    No charges are levied for non-maintenance, but scheme-related freebies and concessions will be withdrawn.

    Incorrect

    No charges are levied for non-maintenance, but scheme-related freebies and concessions will be withdrawn.

    Unattempted

    No charges are levied for non-maintenance, but scheme-related freebies and concessions will be withdrawn.


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