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Your results are here!! for" KISAN GOLD SCHEME "
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Question 1 of 10
1. Question
Which of the following is a purpose of the Kisan Gold Scheme?
Correct
The scheme provides production and investment credit for agriculture and allied activities, rural housing related activities, and specified consumption needs.
Incorrect
The scheme provides production and investment credit for agriculture and allied activities, rural housing related activities, and specified consumption needs.
Unattempted
The scheme provides production and investment credit for agriculture and allied activities, rural housing related activities, and specified consumption needs.
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Question 2 of 10
2. Question
Which of the following consumption needs can be covered under the Kisan Gold Scheme?
Correct
Consumption needs under the scheme include expenses such as marriage, education and religious/family functions.
Incorrect
Consumption needs under the scheme include expenses such as marriage, education and religious/family functions.
Unattempted
Consumption needs under the scheme include expenses such as marriage, education and religious/family functions.
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Question 3 of 10
3. Question
What track record is required for an existing borrower to be eligible under the Kisan Gold Scheme?
Correct
An existing eligible borrower must have been continuously availing of any loan and have no NPA record for the last two years as on the date of application.
Incorrect
An existing eligible borrower must have been continuously availing of any loan and have no NPA record for the last two years as on the date of application.
Unattempted
An existing eligible borrower must have been continuously availing of any loan and have no NPA record for the last two years as on the date of application.
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Question 4 of 10
4. Question
For how long should a new farmer have evidence of satisfactory dealing with other banks to be eligible under the scheme?
Correct
New farmers with evidence of satisfactory dealing with other banks for a minimum period of two years may be eligible.
Incorrect
New farmers with evidence of satisfactory dealing with other banks for a minimum period of two years may be eligible.
Unattempted
New farmers with evidence of satisfactory dealing with other banks for a minimum period of two years may be eligible.
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Question 5 of 10
5. Question
What is the maximum loan amount under the Kisan Gold Scheme?
Correct
The maximum loan amount under the scheme is Rs. 10.00 crore.
Incorrect
The maximum loan amount under the scheme is Rs. 10.00 crore.
Unattempted
The maximum loan amount under the scheme is Rs. 10.00 crore.
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Question 6 of 10
6. Question
What minimum percentage of the Kisan Gold Scheme limit should be for productive purposes?
Correct
At least 75% of the limit should be provided for productive purposes.
Incorrect
At least 75% of the limit should be provided for productive purposes.
Unattempted
At least 75% of the limit should be provided for productive purposes.
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Question 7 of 10
7. Question
For non-productive purposes, which amount is applicable under the Kisan Gold Scheme?
Correct
Up to 25% of the loan amount or Rs. 5 lakh, whichever is lower, may be given for non-productive purposes.
Incorrect
Up to 25% of the loan amount or Rs. 5 lakh, whichever is lower, may be given for non-productive purposes.
Unattempted
Up to 25% of the loan amount or Rs. 5 lakh, whichever is lower, may be given for non-productive purposes.
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Question 8 of 10
8. Question
Under the normal security arrangement, land should be valued at what percentage of the loan amount for mortgage purposes?
Correct
The normal collateral security is mortgage of land valued at 200% of the loan amount along with primary security, if any.
Incorrect
The normal collateral security is mortgage of land valued at 200% of the loan amount along with primary security, if any.
Unattempted
The normal collateral security is mortgage of land valued at 200% of the loan amount along with primary security, if any.
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Question 9 of 10
9. Question
What is the repayment period for the housing component under the Kisan Gold Scheme?
Correct
The housing component has a repayment period of 9 years with a gestation period of 12 months.
Incorrect
The housing component has a repayment period of 9 years with a gestation period of 12 months.
Unattempted
The housing component has a repayment period of 9 years with a gestation period of 12 months.
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Question 10 of 10
10. Question
What is the maximum repayment period for allied agricultural activities under the Kisan Gold Scheme?
Correct
The repayment period for allied agricultural activities is up to a maximum of 7 years.
Incorrect
The repayment period for allied agricultural activities is up to a maximum of 7 years.
Unattempted
The repayment period for allied agricultural activities is up to a maximum of 7 years.