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Your results are here!! for" PNB Personal Loan Scheme for Pensioners "
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Question 1 of 10
1. Question
What is the objective of the PNB Personal Loan Scheme for Pensioners?
Correct
The scheme aims to provide financial assistance to the public drawing pension through PNB.
Incorrect
The scheme aims to provide financial assistance to the public drawing pension through PNB.
Unattempted
The scheme aims to provide financial assistance to the public drawing pension through PNB.
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Question 2 of 10
2. Question
What is one of the purposes of the PNB Personal Loan Scheme for Pensioners?
Correct
The loan is intended to meet personal needs, including medical expenses.
Incorrect
The loan is intended to meet personal needs, including medical expenses.
Unattempted
The loan is intended to meet personal needs, including medical expenses.
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Question 3 of 10
3. Question
Who is eligible for the PNB Personal Loan Scheme for Pensioners?
Correct
All types of pensioners drawing pension through PNB branches are eligible.
Incorrect
All types of pensioners drawing pension through PNB branches are eligible.
Unattempted
All types of pensioners drawing pension through PNB branches are eligible.
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Question 4 of 10
4. Question
What is the minimum loan amount under the PNB Personal Loan Scheme for Pensioners?
Correct
The minimum loan amount under the scheme is Rs. 25,000.
Incorrect
The minimum loan amount under the scheme is Rs. 25,000.
Unattempted
The minimum loan amount under the scheme is Rs. 25,000.
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Question 5 of 10
5. Question
For a pensioner aged up to 70 years, what is the maximum loan amount before applying the applicable income-based limit?
Correct
For pensioners aged up to 70 years, the maximum loan amount is Rs. 10,00,000 or the specified multiple of net monthly pension, whichever is lower.
Incorrect
For pensioners aged up to 70 years, the maximum loan amount is Rs. 10,00,000 or the specified multiple of net monthly pension, whichever is lower.
Unattempted
For pensioners aged up to 70 years, the maximum loan amount is Rs. 10,00,000 or the specified multiple of net monthly pension, whichever is lower.
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Question 6 of 10
6. Question
For Defence pensioners aged up to 70 years, the loan amount can be up to how many times the net monthly pension, subject to the stated maximum?
Correct
For Defence pensioners, the applicable multiple is 20 times the net monthly pension, subject to the overall maximum and other conditions.
Incorrect
For Defence pensioners, the applicable multiple is 20 times the net monthly pension, subject to the overall maximum and other conditions.
Unattempted
For Defence pensioners, the applicable multiple is 20 times the net monthly pension, subject to the overall maximum and other conditions.
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Question 7 of 10
7. Question
For pensioners above 70 years and up to 75 years, what is the maximum loan amount before applying the pension-based limit?
Correct
For this age group, the maximum loan amount is Rs. 7.50 lakh or the applicable multiple of net monthly pension, whichever is lower.
Incorrect
For this age group, the maximum loan amount is Rs. 7.50 lakh or the applicable multiple of net monthly pension, whichever is lower.
Unattempted
For this age group, the maximum loan amount is Rs. 7.50 lakh or the applicable multiple of net monthly pension, whichever is lower.
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Question 8 of 10
8. Question
For pensioners above 75 years, what is the maximum loan amount before applying the pension-based limit?
Correct
For pensioners above 75 years, the maximum is Rs. 5.00 lakh or 12 months of pension amount, whichever is lower.
Incorrect
For pensioners above 75 years, the maximum is Rs. 5.00 lakh or 12 months of pension amount, whichever is lower.
Unattempted
For pensioners above 75 years, the maximum is Rs. 5.00 lakh or 12 months of pension amount, whichever is lower.
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Question 9 of 10
9. Question
What is the margin applicable under the PNB Personal Loan Scheme for Pensioners?
Correct
The applicable margin under the scheme is Nil.
Incorrect
The applicable margin under the scheme is Nil.
Unattempted
The applicable margin under the scheme is Nil.
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Question 10 of 10
10. Question
What is the maximum repayment period for the Term Loan under the PNB Personal Loan Scheme for Pensioners?
Correct
The Term Loan can be repaid in a maximum of 60 equal monthly installments or up to the age of 78 years, whichever is earlier.
Incorrect
The Term Loan can be repaid in a maximum of 60 equal monthly installments or up to the age of 78 years, whichever is earlier.
Unattempted
The Term Loan can be repaid in a maximum of 60 equal monthly installments or up to the age of 78 years, whichever is earlier.