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Your results are here!! for" FINANCING AGAINST PLEDGE OF GOLD ORNAMENTS/ JEWELLERY/ GOLD COINS FOR AGRICULTURE AND NON- AGRICULTURE PURPOSE (S) "
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Question 1 of 10
1. Question
What is a permitted purpose of the Non-Agri (Retail) Gold Loan?
Correct
The Non-Agri (Retail) Gold Loan can be used for personal and non-agricultural purposes such as medical, educational, marriage and other unforeseen expenses.
Incorrect
The Non-Agri (Retail) Gold Loan can be used for personal and non-agricultural purposes such as medical, educational, marriage and other unforeseen expenses.
Unattempted
The Non-Agri (Retail) Gold Loan can be used for personal and non-agricultural purposes such as medical, educational, marriage and other unforeseen expenses.
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Question 2 of 10
2. Question
Which of the following is a purpose of PNB Swarnim (Agri. Gold Loan)?
Correct
PNB Swarnim can finance crop production, allied agriculture activities, farm machinery, irrigation equipment and other permitted agricultural activities.
Incorrect
PNB Swarnim can finance crop production, allied agriculture activities, farm machinery, irrigation equipment and other permitted agricultural activities.
Unattempted
PNB Swarnim can finance crop production, allied agriculture activities, farm machinery, irrigation equipment and other permitted agricultural activities.
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Question 3 of 10
3. Question
Who is eligible for the Non-Agri (Retail) Gold Loan?
Correct
The eligibility criteria specify an individual person resident of India.
Incorrect
The eligibility criteria specify an individual person resident of India.
Unattempted
The eligibility criteria specify an individual person resident of India.
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Question 4 of 10
4. Question
What is the maximum loan amount under PNB Swarnim (Agri. Gold Loan)?
Correct
The maximum loan amount under PNB Swarnim (Agri. Gold Loan) is Rs. 25.00 lakh.
Incorrect
The maximum loan amount under PNB Swarnim (Agri. Gold Loan) is Rs. 25.00 lakh.
Unattempted
The maximum loan amount under PNB Swarnim (Agri. Gold Loan) is Rs. 25.00 lakh.
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Question 5 of 10
5. Question
What is the maximum repayment period for a Non-Agri (Retail) Gold Loan under Demand Loan – Bullet repayment?
Correct
The Demand Loan – Bullet facility under the Non-Agri (Retail) Gold Loan has a maximum repayment period of 12 months.
Incorrect
The Demand Loan – Bullet facility under the Non-Agri (Retail) Gold Loan has a maximum repayment period of 12 months.
Unattempted
The Demand Loan – Bullet facility under the Non-Agri (Retail) Gold Loan has a maximum repayment period of 12 months.
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Question 6 of 10
6. Question
Which security is accepted under PNB Swarnim (Agri. Gold Loan)?
Correct
PNB Swarnim accepts pledge of gold jewellery, ornaments and coins. Loans are not sanctioned against bullion, primary gold or smuggled gold.
Incorrect
PNB Swarnim accepts pledge of gold jewellery, ornaments and coins. Loans are not sanctioned against bullion, primary gold or smuggled gold.
Unattempted
PNB Swarnim accepts pledge of gold jewellery, ornaments and coins. Loans are not sanctioned against bullion, primary gold or smuggled gold.
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Question 7 of 10
7. Question
What is the margin applicable to PNB Swarnim (Agri. Gold Loan)?
Correct
The margin specified for PNB Swarnim (Agri. Gold Loan) is 15%.
Incorrect
The margin specified for PNB Swarnim (Agri. Gold Loan) is 15%.
Unattempted
The margin specified for PNB Swarnim (Agri. Gold Loan) is 15%.
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Question 8 of 10
8. Question
What is the applicable rate of interest for PNB Swarnim (Agri. Gold Loan) up to Rs. 2.5 lakh?
Correct
For PNB Swarnim loans up to Rs. 2.5 lakh, the applicable rate is RLLR + 0.50%.
Incorrect
For PNB Swarnim loans up to Rs. 2.5 lakh, the applicable rate is RLLR + 0.50%.
Unattempted
For PNB Swarnim loans up to Rs. 2.5 lakh, the applicable rate is RLLR + 0.50%.
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Question 9 of 10
9. Question
What is the re-appraisal charge payable to the appraiser per pouch at the time of revaluation of jewellery?
Correct
The stated re-appraisal charge is Rs. 150 per pouch at the time of revaluation of jewellery.
Incorrect
The stated re-appraisal charge is Rs. 150 per pouch at the time of revaluation of jewellery.
Unattempted
The stated re-appraisal charge is Rs. 150 per pouch at the time of revaluation of jewellery.
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Question 10 of 10
10. Question
Which of the following is a stated method for determining the net weight or purity of gold?
Correct
The stated methods include Touch Stone Method, Nitric Acid Test Method and Specific Gravity Method.
Incorrect
The stated methods include Touch Stone Method, Nitric Acid Test Method and Specific Gravity Method.
Unattempted
The stated methods include Touch Stone Method, Nitric Acid Test Method and Specific Gravity Method.