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Your results are here!! for" PNB Online Overdraft Facility (e-OD Against Fixed Deposit) "
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Question 1 of 10
1. Question
What is the margin for the general public when the maturity period remaining on the FD is up to 2 years?
Correct
For the general public, the margin is 5% when the maturity period remaining at the time of granting the advance is up to 2 years.
Incorrect
For the general public, the margin is 5% when the maturity period remaining at the time of granting the advance is up to 2 years.
Unattempted
For the general public, the margin is 5% when the maturity period remaining at the time of granting the advance is up to 2 years.
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Question 2 of 10
2. Question
What is the rate of interest presently applicable to the general public under the PNB Online Overdraft Facility?
Correct
For the general public, the interest rate is presently 1% above the interest rate allowed on the deposit.
Incorrect
For the general public, the interest rate is presently 1% above the interest rate allowed on the deposit.
Unattempted
For the general public, the interest rate is presently 1% above the interest rate allowed on the deposit.
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Question 3 of 10
3. Question
Which statement is correct regarding the combination of Fixed Deposits for availing the Online Overdraft Facility?
Correct
The facility permits one OD against one FD. Multiple combinations of Fixed Deposits for obtaining an overdraft limit are not permitted.
Incorrect
The facility permits one OD against one FD. Multiple combinations of Fixed Deposits for obtaining an overdraft limit are not permitted.
Unattempted
The facility permits one OD against one FD. Multiple combinations of Fixed Deposits for obtaining an overdraft limit are not permitted.
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Question 4 of 10
4. Question
What is the rule regarding partial withdrawal from an FD on which e-OD facility has been availed?
Correct
Partial withdrawal is not allowed in the Fixed Deposit on which the e-OD facility has been availed.
Incorrect
Partial withdrawal is not allowed in the Fixed Deposit on which the e-OD facility has been availed.
Unattempted
Partial withdrawal is not allowed in the Fixed Deposit on which the e-OD facility has been availed.
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Question 5 of 10
5. Question
When can the e-OD account normally be closed if its balance becomes zero or is in credit?
Correct
Closure of the e-OD account is not permitted until the maturity of the FD, even if the e-OD balance becomes zero or is in credit. It is permitted only in cases of margin erosion beyond a specified level.
Incorrect
Closure of the e-OD account is not permitted until the maturity of the FD, even if the e-OD balance becomes zero or is in credit. It is permitted only in cases of margin erosion beyond a specified level.
Unattempted
Closure of the e-OD account is not permitted until the maturity of the FD, even if the e-OD balance becomes zero or is in credit. It is permitted only in cases of margin erosion beyond a specified level.
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Question 6 of 10
6. Question
Who is eligible to avail the PNB Online Overdraft Facility against Fixed Deposit?
Correct
The facility is available to customers using Retail Internet Banking Service or PNB ONE.
Incorrect
The facility is available to customers using Retail Internet Banking Service or PNB ONE.
Unattempted
The facility is available to customers using Retail Internet Banking Service or PNB ONE.
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Question 7 of 10
7. Question
What is the minimum amount of advance available under PNB Online Overdraft Facility against Fixed Deposit?
Correct
The minimum amount of advance under the facility is Rs. 25,000.
Incorrect
The minimum amount of advance under the facility is Rs. 25,000.
Unattempted
The minimum amount of advance under the facility is Rs. 25,000.
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Question 8 of 10
8. Question
What is the maximum amount of advance available under PNB Online Overdraft Facility against Fixed Deposit?
Correct
The maximum amount of advance available is Rs. 50 lakh.
Incorrect
The maximum amount of advance available is Rs. 50 lakh.
Unattempted
The maximum amount of advance available is Rs. 50 lakh.
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Question 9 of 10
9. Question
What is the maximum loan period for overdraft against Fixed Deposit under this facility?
Correct
The maximum loan period is up to 3 years or the residual period of the FD, whichever is less.
Incorrect
The maximum loan period is up to 3 years or the residual period of the FD, whichever is less.
Unattempted
The maximum loan period is up to 3 years or the residual period of the FD, whichever is less.
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Question 10 of 10
10. Question
Which Fixed Deposit is eligible for availing the PNB Online Overdraft Facility?
Correct
The eligible FD must be in the same name and have a residual period of up to 3 years. Tax Saver and Capital Gains FDs are not eligible.
Incorrect
The eligible FD must be in the same name and have a residual period of up to 3 years. Tax Saver and Capital Gains FDs are not eligible.
Unattempted
The eligible FD must be in the same name and have a residual period of up to 3 years. Tax Saver and Capital Gains FDs are not eligible.