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Your results are here!! for" PNB Kaushal Education Loan "
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Question 1 of 10
1. Question
What is the main objective of the PNB Kaushal Education Loan Scheme?
Correct
PNB Kaushal aims to provide financial support to individuals undertaking vocational training or skill development courses and help improve their employability.
Incorrect
PNB Kaushal aims to provide financial support to individuals undertaking vocational training or skill development courses and help improve their employability.
Unattempted
PNB Kaushal aims to provide financial support to individuals undertaking vocational training or skill development courses and help improve their employability.
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Question 2 of 10
2. Question
Which of the following is an eligible purpose under the PNB Kaushal Education Loan Scheme?
Correct
Eligible expenses include tuition or course fees, examination, library and laboratory fees, caution deposit, books, equipment, instruments and other reasonable expenses necessary to complete the course.
Incorrect
Eligible expenses include tuition or course fees, examination, library and laboratory fees, caution deposit, books, equipment, instruments and other reasonable expenses necessary to complete the course.
Unattempted
Eligible expenses include tuition or course fees, examination, library and laboratory fees, caution deposit, books, equipment, instruments and other reasonable expenses necessary to complete the course.
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Question 3 of 10
3. Question
What is the nationality requirement for a student under the PNB Kaushal Education Loan Scheme?
Correct
The student should be an Indian national to be eligible under the scheme.
Incorrect
The student should be an Indian national to be eligible under the scheme.
Unattempted
The student should be an Indian national to be eligible under the scheme.
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Question 4 of 10
4. Question
Courses offered by which type of training entities can qualify for the Skilling Loan under the scheme?
Correct
The student must meet the eligibility criteria for NSQF-aligned and/or Non-NSQF-aligned courses offered by training entities onboarded on the MSDE‘s Skill India Digital Hub (SIDH) platform.
Incorrect
The student must meet the eligibility criteria for NSQF-aligned and/or Non-NSQF-aligned courses offered by training entities onboarded on the MSDE‘s Skill India Digital Hub (SIDH) platform.
Unattempted
The student must meet the eligibility criteria for NSQF-aligned and/or Non-NSQF-aligned courses offered by training entities onboarded on the MSDE‘s Skill India Digital Hub (SIDH) platform.
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Question 5 of 10
5. Question
What is the minimum loan amount available under the PNB Kaushal Education Loan Scheme?
Correct
Need-based finance is available subject to a minimum loan amount of Rs. 5,000.
Incorrect
Need-based finance is available subject to a minimum loan amount of Rs. 5,000.
Unattempted
Need-based finance is available subject to a minimum loan amount of Rs. 5,000.
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Question 6 of 10
6. Question
What is the maximum loan amount available under the PNB Kaushal Education Loan Scheme?
Correct
The maximum need-based finance under the scheme is Rs. 7.50 lakh.
Incorrect
The maximum need-based finance under the scheme is Rs. 7.50 lakh.
Unattempted
The maximum need-based finance under the scheme is Rs. 7.50 lakh.
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Question 7 of 10
7. Question
What is the margin requirement for a loan amount up to Rs. 4 lakh?
Correct
For loans up to Rs. 4 lakh, the margin requirement is Nil.
Incorrect
For loans up to Rs. 4 lakh, the margin requirement is Nil.
Unattempted
For loans up to Rs. 4 lakh, the margin requirement is Nil.
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Question 8 of 10
8. Question
What security arrangement is required under the PNB Kaushal Education Loan Scheme?
Correct
Parent(s) or guardian are required as joint borrower. No collateral or third-party guarantee is required.
Incorrect
Parent(s) or guardian are required as joint borrower. No collateral or third-party guarantee is required.
Unattempted
Parent(s) or guardian are required as joint borrower. No collateral or third-party guarantee is required.
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Question 9 of 10
9. Question
What is the maximum repayment period for a loan above Rs. 1 lakh and up to Rs. 7.50 lakh?
Correct
For loans above Rs. 1 lakh and up to Rs. 7.50 lakh, the maximum repayment period is up to 7 years.
Incorrect
For loans above Rs. 1 lakh and up to Rs. 7.50 lakh, the maximum repayment period is up to 7 years.
Unattempted
For loans above Rs. 1 lakh and up to Rs. 7.50 lakh, the maximum repayment period is up to 7 years.
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Question 10 of 10
10. Question
Which statement correctly describes the repayment holiday and prepayment charges under the PNB Kaushal Education Loan Scheme?
Correct
For courses up to 1 year, the moratorium is 6 months from completion. For courses above 1 year, it is 12 months from completion. Prepayment charges are Nil.
Incorrect
For courses up to 1 year, the moratorium is 6 months from completion. For courses above 1 year, it is 12 months from completion. Prepayment charges are Nil.
Unattempted
For courses up to 1 year, the moratorium is 6 months from completion. For courses above 1 year, it is 12 months from completion. Prepayment charges are Nil.