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Purchase Course

PNB Escrow / RERA Account Scheme

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TOTAL QUESTION: 10
TOTAL TIME= 10 MIN

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  1. Question 1 of 10
    1. Question

    Which type of real estate projects are eligible for the PNB Escrow/RERA Account Scheme?

    Correct

    Residential and commercial real estate projects registered or to be registered with the respective State/Union Territory RERA Authority are eligible.

    Incorrect

    Residential and commercial real estate projects registered or to be registered with the respective State/Union Territory RERA Authority are eligible.

    Unattempted

    Residential and commercial real estate projects registered or to be registered with the respective State/Union Territory RERA Authority are eligible.

  2. Question 2 of 10
    2. Question

    What is the primary purpose of Account I under the PNB RERA Account Scheme?

    Correct

    Account I is the Collection Account and is used to receive 100% of the amount related to the project.

    Incorrect

    Account I is the Collection Account and is used to receive 100% of the amount related to the project.

    Unattempted

    Account I is the Collection Account and is used to receive 100% of the amount related to the project.

  3. Question 3 of 10
    3. Question

    At the end of the day, in what ratio are the funds in Account I automatically transferred to Account II and Account III?

    Correct

    The total funds lying in Account I at EOD are automatically transferred to Account II and Account III in the ratio of 70:30 respectively.

    Incorrect

    The total funds lying in Account I at EOD are automatically transferred to Account II and Account III in the ratio of 70:30 respectively.

    Unattempted

    The total funds lying in Account I at EOD are automatically transferred to Account II and Account III in the ratio of 70:30 respectively.

  4. Question 4 of 10
    4. Question

    Which account under the PNB RERA scheme is registered with the RERA Authority?

    Correct

    Account II is the Remittance Account and receives 70% of the funds from Account I. It is registered with the RERA Authority.

    Incorrect

    Account II is the Remittance Account and receives 70% of the funds from Account I. It is registered with the RERA Authority.

    Unattempted

    Account II is the Remittance Account and receives 70% of the funds from Account I. It is registered with the RERA Authority.

  5. Question 5 of 10
    5. Question

    What is the main purpose of Account III in the PNB RERA Account Scheme?

    Correct

    Account III is the Operative Account used for day-to-day operations and receives 30% of the funds from Account I.

    Incorrect

    Account III is the Operative Account used for day-to-day operations and receives 30% of the funds from Account I.

    Unattempted

    Account III is the Operative Account used for day-to-day operations and receives 30% of the funds from Account I.

  6. Question 6 of 10
    6. Question

    What is the Monthly Average Balance (MAB) requirement for Account I and Account II?

    Correct

    The MAB requirement for both Account I and Account II is Nil.

    Incorrect

    The MAB requirement for both Account I and Account II is Nil.

    Unattempted

    The MAB requirement for both Account I and Account II is Nil.

  7. Question 7 of 10
    7. Question

    On which dates is the sweep facility in Account II scheduled to operate, where permitted by the State RERA Act?

    Correct

    The sweep frequency is on the 5th and 25th of every month. If the date is a holiday, the sweep takes place on the next working day.

    Incorrect

    The sweep frequency is on the 5th and 25th of every month. If the date is a holiday, the sweep takes place on the next working day.

    Unattempted

    The sweep frequency is on the 5th and 25th of every month. If the date is a holiday, the sweep takes place on the next working day.

  8. Question 8 of 10
    8. Question

    Which facility is NOT allowed for Account I and Account II?

    Correct

    Cheque book and debit card facilities are not allowed for Account I and Account II. Internet and mobile banking are available only for viewing purposes.

    Incorrect

    Cheque book and debit card facilities are not allowed for Account I and Account II. Internet and mobile banking are available only for viewing purposes.

    Unattempted

    Cheque book and debit card facilities are not allowed for Account I and Account II. Internet and mobile banking are available only for viewing purposes.

  9. Question 9 of 10
    9. Question

    What documents are required to support withdrawal of funds from the registered RERA account for project costs?

    Correct

    Withdrawals must be supported by certificates from an Engineer, Architect and Chartered Accountant certifying that the withdrawal is in proportion to the percentage of project completion.

    Incorrect

    Withdrawals must be supported by certificates from an Engineer, Architect and Chartered Accountant certifying that the withdrawal is in proportion to the percentage of project completion.

    Unattempted

    Withdrawals must be supported by certificates from an Engineer, Architect and Chartered Accountant certifying that the withdrawal is in proportion to the percentage of project completion.

  10. Question 10 of 10
    10. Question

    When can the balance in Account II be transferred to Account III after completion of the project?

    Correct

    After receiving the completion certificate issued by the competent authority and the Project Architect, the balance in Account II can be transferred to Account III.

    Incorrect

    After receiving the completion certificate issued by the competent authority and the Project Architect, the balance in Account II can be transferred to Account III.

    Unattempted

    After receiving the completion certificate issued by the competent authority and the Project Architect, the balance in Account II can be transferred to Account III.


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