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Purchase Course

PNB “Current Account – Point of Sale” Scheme

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TOTAL QUESTION: 20
TOTAL TIME= 20 MIN

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  1. Answered
  2. Review
  1. Question 1 of 21
    1. Question

    Which customers are primarily targeted under the PNB Vikas Current Account?

    Correct

    The PNB Vikas Current Account targets customers in Tier 3 to Tier 6 cities, North East states, and Jammu & Kashmir.

    Incorrect

    The PNB Vikas Current Account targets customers in Tier 3 to Tier 6 cities, North East states, and Jammu & Kashmir.

    Unattempted

    The PNB Vikas Current Account targets customers in Tier 3 to Tier 6 cities, North East states, and Jammu & Kashmir.

  2. Question 2 of 21
    2. Question

    Which cities are targeted under the PNB Samridhi Current Account?

    Correct

    The PNB Samridhi Current Account is targeted at customers in Tier 1 and Tier 2 cities.

    Incorrect

    The PNB Samridhi Current Account is targeted at customers in Tier 1 and Tier 2 cities.

    Unattempted

    The PNB Samridhi Current Account is targeted at customers in Tier 1 and Tier 2 cities.

  3. Question 3 of 21
    3. Question

    What is the minimum quarterly average balance for the PNB Vikas Current Account in rural areas?

    Correct

    The minimum quarterly average balance for Vikas in rural areas is Rs. 1,000.

    Incorrect

    The minimum quarterly average balance for Vikas in rural areas is Rs. 1,000.

    Unattempted

    The minimum quarterly average balance for Vikas in rural areas is Rs. 1,000.

  4. Question 4 of 21
    4. Question

    What is the minimum quarterly average balance for the PNB Vikas Current Account in semi-urban areas?

    Correct

    The minimum quarterly average balance for Vikas in semi-urban areas is Rs. 2,000.

    Incorrect

    The minimum quarterly average balance for Vikas in semi-urban areas is Rs. 2,000.

    Unattempted

    The minimum quarterly average balance for Vikas in semi-urban areas is Rs. 2,000.

  5. Question 5 of 21
    5. Question

    What is the minimum quarterly average balance for the PNB Vikas Current Account in urban and metro areas?

    Correct

    The minimum quarterly average balance for Vikas in urban and metro areas is Rs. 5,000.

    Incorrect

    The minimum quarterly average balance for Vikas in urban and metro areas is Rs. 5,000.

    Unattempted

    The minimum quarterly average balance for Vikas in urban and metro areas is Rs. 5,000.

  6. Question 6 of 21
    6. Question

    What is the minimum quarterly average balance for the PNB Samridhi Current Account?

    Correct

    The minimum quarterly average balance for the PNB Samridhi Current Account is Rs. 1,00,000.

    Incorrect

    The minimum quarterly average balance for the PNB Samridhi Current Account is Rs. 1,00,000.

    Unattempted

    The minimum quarterly average balance for the PNB Samridhi Current Account is Rs. 1,00,000.

  7. Question 7 of 21
    7. Question

    What happens if the required QAB is not maintained under the PNB Vikas Current Account?

    Correct

    If the required QAB is not maintained, freebies will be withdrawn.

    Incorrect

    If the required QAB is not maintained, freebies will be withdrawn.

    Unattempted

    If the required QAB is not maintained, freebies will be withdrawn.

  8. Question 8 of 21
    8. Question

    What are the current installation and annual maintenance charges for Internet Payment Gateway under the scheme?

    Correct

    The scheme provides no installation charges and no annual maintenance charges for IPG at present, subject to change.

    Incorrect

    The scheme provides no installation charges and no annual maintenance charges for IPG at present, subject to change.

    Unattempted

    The scheme provides no installation charges and no annual maintenance charges for IPG at present, subject to change.

  9. Question 9 of 21
    9. Question

    What are the one-time installation charges and rentals for Bharat QR code?

    Correct

    The one-time installation charges and rentals for Bharat QR are NIL, subject to change from time to time.

    Incorrect

    The one-time installation charges and rentals for Bharat QR are NIL, subject to change from time to time.

    Unattempted

    The one-time installation charges and rentals for Bharat QR are NIL, subject to change from time to time.

  10. Question 10 of 21
    10. Question

    Which transaction facilities are free through online Corporate Internet Banking under the scheme?

    Correct

    RTGS, NEFT and IMPS are free through online Corporate Internet Banking.

    Incorrect

    RTGS, NEFT and IMPS are free through online Corporate Internet Banking.

    Unattempted

    RTGS, NEFT and IMPS are free through online Corporate Internet Banking.

  11. Question 11 of 21
    11. Question

    What is the charge for Mobile Banking and Internet Banking under the PNB Vikas Current Account?

    Correct

    Mobile Banking and Internet Banking are provided free under the Vikas Current Account.

    Incorrect

    Mobile Banking and Internet Banking are provided free under the Vikas Current Account.

    Unattempted

    Mobile Banking and Internet Banking are provided free under the Vikas Current Account.

  12. Question 12 of 21
    12. Question

    What is the POS installation charge under the PNB Vikas Current Account?

    Correct

    The POS installation charge under the Vikas Current Account is NIL, subject to the terms and conditions.

    Incorrect

    The POS installation charge under the Vikas Current Account is NIL, subject to the terms and conditions.

    Unattempted

    The POS installation charge under the Vikas Current Account is NIL, subject to the terms and conditions.

  13. Question 13 of 21
    13. Question

    What is the Merchant Service Fee (MSF) on Debit Card transactions through POS under the Vikas Current Account?

    Correct

    MSF on Debit Card transactions through POS is NIL under the Vikas Current Account.

    Incorrect

    MSF on Debit Card transactions through POS is NIL under the Vikas Current Account.

    Unattempted

    MSF on Debit Card transactions through POS is NIL under the Vikas Current Account.

  14. Question 14 of 21
    14. Question

    What is the maximum lost terminal charge for an Android POS under the scheme?

    Correct

    For an Android POS, the lost terminal charge is Rs. 12,000 or the written-down value, whichever is lower.

    Incorrect

    For an Android POS, the lost terminal charge is Rs. 12,000 or the written-down value, whichever is lower.

    Unattempted

    For an Android POS, the lost terminal charge is Rs. 12,000 or the written-down value, whichever is lower.

  15. Question 15 of 21
    15. Question

    What is the POS de-installation charge if the terminal is de-installed within 3 months of installation?

    Correct

    The de-installation charge is Rs. 750 when the terminal is de-installed within 3 months of installation.

    Incorrect

    The de-installation charge is Rs. 750 when the terminal is de-installed within 3 months of installation.

    Unattempted

    The de-installation charge is Rs. 750 when the terminal is de-installed within 3 months of installation.

  16. Question 16 of 21
    16. Question

    What is the de-installation charge if the POS terminal is de-installed after 12 months of installation?

    Correct

    No de-installation charge is applicable if the POS terminal is de-installed after 12 months of installation.

    Incorrect

    No de-installation charge is applicable if the POS terminal is de-installed after 12 months of installation.

    Unattempted

    No de-installation charge is applicable if the POS terminal is de-installed after 12 months of installation.

  17. Question 17 of 21
    17. Question

    How are charges calculated when the POS terminal is damaged?

    Correct

    Damage charges are the actual cost of the terminal plus Rs. 500.

    Incorrect

    Damage charges are the actual cost of the terminal plus Rs. 500.

    Unattempted

    Damage charges are the actual cost of the terminal plus Rs. 500.

  18. Question 18 of 21
    18. Question

    How many free cheque leaves are provided per financial year under the PNB Vikas Current Account?

    Correct

    The Vikas Current Account provides 25 free cheque leaves per financial year; standard charges apply beyond that.

    Incorrect

    The Vikas Current Account provides 25 free cheque leaves per financial year; standard charges apply beyond that.

    Unattempted

    The Vikas Current Account provides 25 free cheque leaves per financial year; standard charges apply beyond that.

  19. Question 19 of 21
    19. Question

    How many free cheque leaves are provided per financial year under the PNB Samridhi Current Account?

    Correct

    The Samridhi Current Account provides 50 free cheque leaves per financial year; standard charges apply beyond that.

    Incorrect

    The Samridhi Current Account provides 50 free cheque leaves per financial year; standard charges apply beyond that.

    Unattempted

    The Samridhi Current Account provides 50 free cheque leaves per financial year; standard charges apply beyond that.

  20. Question 20 of 21
    20. Question

    Up to what amount per day are cash deposits and cash withdrawals free under the PNB Vikas Current Account?

    Correct

    Cash deposits and cash withdrawals are free up to Rs. 1,00,000 per day. Standard charges apply thereafter.

    Incorrect

    Cash deposits and cash withdrawals are free up to Rs. 1,00,000 per day. Standard charges apply thereafter.

    Unattempted

    Cash deposits and cash withdrawals are free up to Rs. 1,00,000 per day. Standard charges apply thereafter.

  21. Question 21 of 21
    21. Question

    What percentage waiver in car loan fees is available under the PNB Vikas Current Account when the loan is in the name of an eligible proprietor, partner or director?

    Correct

    The Vikas Current Account provides a 25% waiver in car loan fees in the specified cases.

    Incorrect

    The Vikas Current Account provides a 25% waiver in car loan fees in the specified cases.

    Unattempted

    The Vikas Current Account provides a 25% waiver in car loan fees in the specified cases.


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